While India is home to diverse regions and weather conditions, an air conditioner is a must-have to beat high temperatures. However, ACs can be quite expensive. So, it’s wise to look for affordable financing options to help you make the purchase.
A popular choice is the Bajaj Finserv EMI Network Card. You can get an AC on EMI without a credit card using the EMI card.
Wondering how you can purchase a new AC without dipping into your savings or taking a hefty loan? A No Cost EMI may be exactly what you’re looking for. A No Cost EMI is a simple and affordable way to make big-ticket purchases.
When you make a purchase using the Bajaj Finserv EMI Network Card, your total purchase amount is converted into No Cost EMIs. As the name suggests, No Cost EMIs come with virtually no costs, and this includes interest charges as well.
Here are some reasons why you should consider purchasing an AC on No Cost EMI using the Bajaj Finserv EMI Network Card:
No Cost EMIs do not come with any interest payments, as long as you make your repayments on time. An interest-free EMI is significantly more cost effective than a regular EMI.
You can also choose a repayment plan that works for you. Bajaj Finserv offers EMI tenors ranging from 3 months to 24 months. Since there are no interest charges involved, you can pick a tenor option without worrying about interest accrual.
The Bajaj Finserv EMI Network Card is a versatile financing instrument that lets you buy over a million products on No Cost EMIs. This means that the choices are endless and you can purchase your favourite AC without any compromises.
Here’s how you can purchase an AC on No Cost EMI using the Bajaj Finserv EMI Network Card:
Step 1: Visit any Bajaj Finserv partner store website
Step 2: Browse through the wide range of AC options
Step 3: Choose the one that best fits your needs
Step 4: Check out and choose Bajaj Finserv EMI Network Card for payment
You can get an AC on EMI without a credit card using the Bajaj Finserv EMI Network Card. This EMI card can be used to make purchases on No Cost EMIs with a small down payment.
When you purchase an AC on EMI, you don’t have to pay the total purchase amount upfront. This can be quite helpful in helping you manage your finances better.
Yes, you may be able to purchase an AC at No Cost EMI using the Bajaj Finserv EMI Network Card. There may be zero down payment offers on electronics and appliances (including ACs) that you can take advantage of.
Yes, you can choose your preferred payment plan when you purchase your AC using the Bajaj Finserv EMI Network Card. You can choose between tenor options ranging from 3 months and 24 months.
Yes, Bajaj Finserv lets you foreclose your EMI loan account without any charges. You can request for a premature loan closure after making your first EMI payment.
While making any EMI purchase, it’s important to take a look at your finances. This will help you understand how much you can afford to set aside each month towards EMIs. After analysing your finances, choose a repayment plan that suits your needs and goals.
Many experts suggest that your total EMIs obligation must not exceed 40% of your monthly income. So, that’s something worth keeping in mind.
Yes, you can buy two or even, three split ACs on EMI using your Bajaj Finserv EMI Network Card. Just make sure that your total purchase amount does not exceed your pre-approved loan amount.