Buy the latest AC on easy EMI with the Bajaj Finserv Insta EMI Card and avoid added interest charges!
✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today!
An air conditioner is a must-have to keep your home cool and comfortable. With advanced features and energy-efficient designs, the latest AC models offer the perfect solution for staying relaxed and refreshed indoors.
If you are looking for easy EMI options for ACs, you can opt for the Bajaj Finserv EMI Network Card. This card helps you convert the total cost into monthly instalments and removes the strain of a hefty upfront payment. You can apply for the card today and get instant approval within minutes!
You can buy an AC on EMI with the Bajaj Finserv EMI Network Card, which comes with a pre-approved loan amount of ₹3 Lakhs and a repayment tenor of up to 60 months. Check out the prices and EMIs of some of the top ACs available in the market:
Window ACs |
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Product |
Price (MRP) |
Minimum EMI |
Blue Star WFA324LL |
₹55,000 |
₹9,060/month |
Lloyd GLW18C3YWSEW |
₹47,990 |
₹2,667/month |
HITACHI RAW318HHDO |
₹35,600 |
₹2,742/month |
Split ACs |
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Product |
Price (MRP) |
Minimum EMI |
Blue Star FB312DNU |
₹46,250 |
₹2,666/month |
Hitachi RAS.B312PCAIBA |
₹46,600 |
₹2,834/month |
Blue Star IC318ONU |
₹63,750 |
₹3,141/month |
Tower ACs |
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Product |
Price (MRP) |
Minimum EMI |
Blue Star PC12DB |
₹39,000 |
₹7,779/month |
Haier HPU24V-GCW3BN-INV |
₹1,50,000 |
₹2,994/month |
Lloyd GLP12B01TP |
₹54,990 |
₹3,417/month |
Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.
Before you decide on which of these ACs to buy, take a look at their specifications:
Window ACs:
Blue Star WFA324LL
Nominal Cooling Capacity – 2 Tonne
Cooling Capacity (Watt) – 6,155 W
Star rating – 3 Star
Compressor Type – Inverter Rotary
Condenser Type – 100% Copper
Lloyd GLW18C3YWSEW
Nominal Cooling Capacity – 1.5 Tonne
Cooling Capacity (Watt) – 4,800 W
Star rating – 3 Star
Compressor Type – Rotary
Condenser Type – 100% Copper
HITACHI RAW318HHDO
Nominal Cooling Capacity – 1.5 Tonne
Cooling Capacity (Watt) – 5,100 W
Star rating – 3 Star
Compressor Type – Rotary
Condenser Type – 100% Copper
Split ACs:
Blue Star FB312DNU
Nominal Cooling Capacity – 1 Tonne
Cooling Capacity (Watt) – 3,400 W
Star rating – 3 Star
Compressor Type – Rotary
Condenser Type – 100% Copper
Hitachi RAS.B312PCAIBA
Nominal Cooling Capacity – 1 Tonne
Cooling Capacity (Watt) – 3,517 W
Star rating – 3 Star
Compressor Type – Tropical Rotary
Condenser Type – 100% Copper
Blue Star IC318ONU
Nominal Cooling Capacity - 1 Tonne
Cooling Capacity (Watt) – 3,400 W
Star rating - 3 Star
Compressor Type - Rotary
Condenser Type - 100% Copper
Tower ACs:
Blue Star PC12DB
Nominal Cooling Capacity - 2 Tonne
Cooling Capacity (Watt) – 1,350 W
Star rating - 3 Star
Compressor Type - Rotary
Condenser Type - 100% Copper
Haier HPU24V-GCW3BN-INV
Nominal Cooling Capacity - 1 Tonne
Cooling Capacity (Watt) – 6,500 W
Star rating - 3 Star
Compressor Type – Inverter Rotary
Condenser Type - 100% Copper
Lloyd GLP12B01TP
Nominal Cooling Capacity - 1 Tonne
Cooling Capacity (Watt) – 3,450 W
Star rating - 3 Star
Compressor Type –Rotary
Condenser Type - 100% Copper
Use the EMI card to convert the total amount into monthly instalments. The following steps can guide you on how to buy air conditioner on emi without using a credit card:
- Visit the nearest partner store selling ACs
- Select the AC you want to buy
- Choose the Bajaj Finserv EMI Network Card to make the payment
- Opt for a comfortable tenor option for repayment
- Provide your card details to the store executive
- Verify your payment by sharing the OTP received on your registered number
When you purchase an AC on EMI with the Bajaj Finserv Insta EMI Card, you get access to a load of benefits. These include:
Low or no down payment as per the merchant
Loan limit of up to ₹3 Lakhs
Repayment tenor of up to 60 months
No pre-closure charges after paying the first instalment
Special offers as per the retailer
Frequently Asked Questions
How can I get AC on EMI without a credit card?
You can get an AC on EMI without a credit card by applying for the Bajaj Finserv EMI Network Card on Bajaj Markets. This EMI card can help you make purchases on easy EMIs with a small or no down payment.
What are the benefits of buying an AC on EMI?
When you purchase an AC on EMI, you do not have to pay the total purchase amount upfront. Instead, you can split the cost over a tenor of your choice. This can be quite helpful in managing your finances better.
Can I buy an AC with zero down payment?
Yes, you can purchase an AC on easy EMIs using the Bajaj Finserv EMI Network Card. There may be zero down payment offers on electronics and appliances (including ACs) that you can take advantage of.
Can I choose a repayment plan of my choice while purchasing an AC?
Yes, you can choose your preferred payment plan when you purchase your AC using the Bajaj Finserv EMI Network Card. You can choose from tenor options of up to 60 months.
Can we pay the full EMI at once?
Yes, Bajaj Finserv lets you foreclose your EMI loan account without any charges. You can request a premature loan closure after making your first EMI payment.
How much EMI should I take?
While making any EMI purchase, it is important to look at your finances. This will help you understand how much you can afford to set aside each month towards EMIs. After analysing your finances, choose a repayment plan that suits your needs and goals.
Can I buy 2 split ACs on EMI using the Bajaj Finserv EMI Network Card?
Yes, you can buy two or even three split ACs on EMI using your Bajaj Finserv EMI Network Card. Just make sure that your total purchase amount does not exceed your pre-approved loan amount.
