✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

Credit Saison Business Loan: Interest Rate, Eligibility, and Application Process

Check eligibility and apply online for a Credit Saison Business Loan on Bajaj Markets to access funding of up to ₹10 Lakhs for your business needs.

Image1
Starting Interest Rate 22% p.a.
Image2
Max. Loan Amount ₹10 Lakhs

Last updated on: Jul 03, 2026

You can now get a Credit Saison Business Loan of up to ₹10 Lakhs on Bajaj Markets, with interest rates starting at 22% p.a.. Enjoy multiple benefits like flexible repayment tenures ranging up to 36 months, easy documentation, and zero collateral requirements. 

With the help of this loan, you can renovate your workspace, purchase inventory, manage cash flow and eventually, upscale your business.

Credit Saison Business Loan: Highlights

The lender offers a range of business loans for small and medium enterprises (SMEs) to help improve sales, upgrade technology, enhance personnel, and manage short-term operational expenses. 

Here are the key points of this business loan:

Particulars Details

Maximum Loan Amount

₹10 Lakhs

Minimum Tenure

12 months

Maximum Tenure

36 months

Interest Rate

Starting from 22% p.a.

Disbursal Time

Within 2 working days

Disclaimer: The aforementioned details are subject to change at the lender’s discretion.

Credit Saison Business Loan

KreditBee Business Loan
play icon

Get business loans of up to ₹10 Lakhs at competitive interest rates starting from 22% p.a.

Credit Saison Business Loan Interest Rates

Credit Saison offers collateral-free business loans with interest rates that vary based on the specific loan product and applicant profile. 

Here are more details about Credit Saison Business Loan interest rates:

Particulars Details

Minimum Interest Rate

22% p.a.

Maximum Interest Rate

28% p.a.

Disclaimer: The above rates and charges are subject to change at the lender’s discretion.

Credit Saison Business Loan - Other Fees and Charges

Like most financial products, this lender also levies some additional charges. Take a look at the details of these fees below to stay informed:

Particulars Details

Processing Fee

Up to 4.72% (Inclusive of applicable taxes)

Foreclosure Fees

5% of the outstanding principal amount

Disclaimer: The above rates and charges are subject to change at the lender’s discretion.

Credit Saison Business Loan EMI Calculator

Before applying, use the Credit Saison Business Loan EMI calculator on Bajaj Markets to instantly estimate your monthly payments. Simply enter your desired loan amount, interest rate, and repayment tenure to get an immediate, transparent breakdown of your EMI and total interest payable. By adjusting these variables, you can easily compare different borrowing scenarios and lock in a customized repayment plan that aligns perfectly with your business cash flow.

Eligibility Criteria for a Credit Saison Business Loan

Meet these basic eligibility criteria required for a business loan from Credit Saison to have a better chance at securing the loan:

  • Age - 23 to 60 years
  • Business Vintage - Business vintage should be at least 2 years
  • Business Turnover - Annual turnover should be at least ₹25 Lakhs
  • CIBIL Score - 650 and above

Documents Required for Credit Saison Business Loan

Here is a list of the documents you may be asked to submit when applying for the loan:

Identity Proof: (Any one of the following)

  • Voter ID
  • Passport
  • Driving licence
  • Aadhaar card

Address Proof: (Any one of the following)

  • Passport
  • Aadhaar card
  • Driving licence
  • Trade Licence

Business Proof: (Any one of the following)

  • GST Registration Certificate
  • Trade Licence

Income Proof: 

  • Bank statements of the last 6 to 12 months

How to Apply for a Credit Saison Business Loan on Bajaj Markets

Apply for a business loan from Credit Saison on Bajaj Markets by following the steps given below:

  1. Click here to go to the application page

  2. Fill in your personal and professional information in the online application form

  3. Choose ‘Credit Saison India’ from the list of business loan providers

  4. Mention your preferred repayment tenure and loan amount

  5. Submit the application

  6. Following this, an executive will reach out to you for further proceedings

Why Apply for Credit Saison Business Loan via Bajaj Markets

High Loan Amount

Borrow amounts as high as ₹10 Lakhs to fulfil all of your business’ financial needs

Flexible Repayment Tenures

Repay your business loan easily with flexible repayment tenures ranging up to 3 years

Zero Collateral

You do not need to submit any personal or business assets as collateral to get this loan

Quick Disbursal

Once the loan is sanctioned, you can receive the approved amount within 2 working days

Preclosure Facility

You can opt for a preclosure facility to close your loan prior to the set tenure. For this, you will be required to pay about 5% of the outstanding principal amount.

View More

How to Check Credit Saison Business Loan Statement and Status

You can easily track your loan details and download your Credit Saison Business Loan statement through the official app. This allows you to stay updated on your EMI schedule, due dates, and repayment history.

Here are the steps you need to follow:

  1. Log in using your registered mobile number and credentials

  2. Go to the ‘My Loans’ section on the dashboard

  3. Select your active loan account

  4. Navigate to ‘Loan Documents’ or ‘EMI Details’

  5. View or download your account statement and repayment details

You can also download your Statement of Account (SOA) in PDF format anytime through the app under the documents section. Regularly checking your statement helps you monitor repayments and avoid missed EMIs.

Credit Saison Business Loan Customer Care Details

You can contact Credit Saison Business Loan customer care through both online and offline channels for assistance with your loan. 

The available contact options are listed below:

Particulars Details

Toll-Free Number

1800-1038-961

WhatsApp

#ERROR!

Email (Service-Related)

support@creditsaison-in.com

You can also visit their branch to reach out to them in person. Simply visit Credit Saison’s online website and go to their ‘Contact Us’ page. Scroll down and put your location in the search bar to find the nearest branch.

 

Financial Content Specialist

Reviewer

Aakash Jain

FAQs on Credit Saison Business Loan

How much can I borrow with a Credit Saison Business Loan?

You can borrow up to ₹10 Lakhs with a business loan from Credit Saison. However, the amount you are eligible to get depends on whether you meet the defined criteria. Make sure to check your CIBIL score, annual business turnover, and so forth, prior to applying.

Along with the interest rate, starting at 22% p.a., you also have to pay a processing fee, which can go up to 4.72%. Furthermore, if you opt for the pre-closure facility, you will be required to pay an extra 5% of the outstanding principal amount.

A minimum CIBIL score of around 650 is typically required to apply for a business loan from Credit Saison. However, having a higher score can improve your chances of approval and help you secure better loan terms. If your score is below this level, you can try to improve it by paying dues on time, reducing existing debt, and maintaining a consistent repayment history before applying.

Yes, this business loan is generally offered as an unsecured loan, which means you do not need to provide collateral. Approval depends on your credit profile, business performance, and repayment capacity.

The disbursal time for this business loan from Credit Saison can vary depending on verification and approval processes. In many cases, loans are processed quickly, and funds may be disbursed within a few working days after successful approval.

The repayment tenure for a business loan from Credit Saison typically depends on the loan amount and lender policies. In general, you can choose a tenure that suits your repayment capacity, subject to eligibility and approved terms.

View More
Home
Home
ONDC_BD_StealDeals
Steal Deals
loan
Loan Offers
Apply Now
Explore
Explore
chatbot
Yara.AI