✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Apply Now

You can now get a Credit Saison Business Loan of up to ₹10 Lakhs on Bajaj Markets. Enjoy multiple benefits like flexible repayment tenures ranging up to 3 years, easy documentation, and zero collateral requirements. With the help of this loan, you can renovate your workspace, purchase inventory, manage cash flow and eventually, upscale your business. 

Interest Rates and Charges

Here are the interest rates and other associated charges applicable to a Credit Saison Business Loan:

Interest Rate

22% p.a. onwards

Processing Fees

2.5% onwards

Preclosure Fees

5% of the outstanding principal amount

*Disclaimer - The details mentioned above are subject to change at the lender’s discretion. 

Credit Saison Business Loan EMI Calculator

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Features and Benefits

High Loan Amount

Borrow amounts as high as ₹10 Lakhs to fulfil all of your business’ financial needs

Flexible Repayment Tenures

Repay your business loan easily with flexible repayment tenures ranging up to 3 years

Zero Collateral

You do not need to submit any personal or business assets as collateral to get this loan

Quick Disbursal

Once the loan is sanctioned, you can receive the approved amount within 2 working days

Preclosure Facility

You can opt for a preclosure facility to close your loan prior to the set tenure. For this, you will be required to pay about 5% of the outstanding principal amount.

Eligibility Criteria and Documents Required

Meet these basic eligibility criteria to have a better chance at securing a Credit Saison Business Loan:

  • The applicant must fall under the age bracket of 23 to 60 years

  • The business vintage should be of at least 2 years

  • The business’ annual turnover should be at least ₹25 Lakhs

  • The applicant must have a CIBIL Score of 650 and above

 

Here is a list of some documents you may be asked to submit when applying for the loan:

  • Identity Proof: Any one of the following

    1. Voter ID

    2. Passport

    3. Driving licence

    4. Aadhaar card

  • Address Proof: Any one of the following

    1. Passport

    2. Aadhaar card

    3. Driving licence

    4. Trade Licence

  • Business Proof: GST Registration Certificate or Trade licence

  • Bank statements of the last 6 to 12 months

How to Apply

Apply for a Credit Saison Business Loans on Bajaj Markets by following the steps given below:

  • Click on the ‘Apply Now’ option on this page

  • Fill in your personal and professional information in the online application form

  • Choose ‘Credit Saison India’ from the list of business loan providers

  • Mention your preferred repayment tenure and loan amount

  • Submit the application

  • Following this, an executive will reach out to you for further proceedings

business loan

FAQs

How much can I borrow with a Credit Saison Business Loan?

You can borrow up to ₹10 Lakhs with a Credit Saison Business Loan. However, the amount you are eligible to get depends on whether you meet the defined criteria. Make sure to check your CIBIL score, annual business turnover, and so forth, prior to applying.

What are the associated charges on a Credit Saison Business Loan?

Along with the interest rate, starting at 22% p.a., you are also required to pay a processing fee, which is 2.5% and above. Furthermore, if you opt for the preclosure facility, you will be required to pay an extra 5% of the outstanding principal amount.

What is the ideal credit score to get a Credit Saison Business Loan?

The minimum credit score requirement for a Credit Saison Business Loan is 650. However, it is better to have a score higher than 650, to increase your chances of securing the required loan amount at favourable terms.

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