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The Amazon Pay ICICI Bank Credit Card offers benefits like cashback on Amazon purchases, rewards on dining, fuel surcharge waivers, and more. Enjoy zero joining and annual fees, along with easy EMI options for your purchases.
Last updated on: April 01, 2026
The Amazon Pay ICICI Bank Credit Card lets you earn boundless rewards without any expiration. You can enjoy attractive cashback offers on Amazon purchases with no-cost EMI options.
This card enables contactless payments and enhanced security with a built-in chip. It stands out as the preferred choice for enthusiastic Amazon shoppers.
| Feature | Details |
|---|---|
| Lifetime-free Credit Card | No joining or annual fee, allowing you to enjoy benefits without extra costs. |
| Unlimited Rewards | Earn rewards on every purchase with no earning cap and no expiry date. |
| Rewards on Amazon | Get exclusive rewards and offers on Amazon across a wide range of products and partner merchants. |
| No-cost EMI Options | Convert purchases into easy EMIs on Amazon with repayment tenures between 3 to 6 months. |
| Reward Value | Redeem reward points as Amazon Pay balance (₹1 = 1 reward point). |
| Contactless Payments | Make fast and secure payments using NFC-enabled tap-and-pay technology. |
| Chip-enabled Credit Card | Enhanced security with chip technology to prevent fraud and cloning. |
| Exciting Rewards & Cashback | Earn cashback on Amazon shopping and transactions via Amazon Pay at partner merchants. |
Following are the documents you may need when applying for the Amazon Pay ICICI Bank Credit Card:
A copy of your PAN card
A copy of any of the following address proof documents - Aadhaar card, driving licence, passport, or voter ID
A copy of your income documents - the latest salary slips, six-month bank statement, Income Tax Return (ITR), and Form 16
| Criteria | Requirement |
|---|---|
| Minimum Age (Primary Cardholder) | 21 years |
| Minimum Age (Add-on Cardholder) | 18 years |
| Minimum Income (ICICI Bank Customers) | ₹25,000 per month |
| Minimum Income (Non-ICICI Customers) | ₹30,000 per month |
| Credit Score | 750 or above (recommended) |
| Method | Steps |
|---|---|
| Via Amazon App | 1. Open the Amazon App 2. Search for “Amazon Pay ICICI Credit Card” 3. Click on the card banner 4. Check if you see the “Apply Now” option |
| Via ICICI iMobile App | 1. Open the iMobile Pay app 2. Navigate to the Credit Cards section 3. Check for pre-approved offers |
| Type of Fee | Applicable Charges |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (Lifetime Free) |
| Finance Charge on Overdue / Extended Credit | 42% p.a. to 45.6% p.a. |
| Finance Charge on Cash Advance | 42% p.a. to 45.6% p.a. |
| Supplementary Card Fee | NIL |
| Cash Advance Transaction Fee | 2.50% of amount (Minimum ₹300) |
| Late Payment Charges | Less than ₹100: NIL ₹100 – ₹500: ₹100 ₹501 – ₹5,000: ₹500 ₹5,001 – ₹10,000: ₹750 ₹10,001 – ₹25,000: ₹900 ₹25,001 – ₹50,000: ₹1,000 Above ₹50,000: ₹1,200 |
| Spend Category | Cashback Rate | Eligibility / Conditions |
|---|---|---|
| Amazon.in (Prime Members) | 5% Cashback | Applicable for Amazon Prime users on eligible purchases |
| Amazon.in (Non-Prime Members) | 3% Cashback | Applicable for non-Prime users |
| Amazon Pay Partner Merchants | 2% Cashback | On payments via Amazon Pay across partner merchants |
| All Other Spends | 1% Cashback | Applies to general retail, shopping, dining, etc. |
| Fuel, Rent, Tax, Education, International Spends | 0% Cashback | Cashback not applicable on these categories (post Oct 2025 update) |
Since this card is not available on Bajaj Markets, you would have to apply for it directly from the bank’s official website. Follow these simple steps to apply online for the Amazon Pay ICICI Bank Credit Card:
Step 1: Visit the official ICICI Bank website.
Step 2: Navigate to the ‘Cards’ section on the top dashboard and select ‘Credit Cards’.
Step 3: Browse the list of credit cards and click on the ‘Amazon Pay ICICI Bank Credit Card’ option.
Step 4: Click on the ‘Get Amazon Pay Credit Card’ tab and then hit the ‘Click to Proceed’ button.
Step 5: You will be redirected to the Amazon website.
Step 6: Sign in to your Amazon account to begin the application process.
Step 7: Fill in the application form and upload the required documents.
Step 8: Submit your application to complete the process.
In the case of any query or complaint, you can contact the bank’s customer support team. You can use the following channels of communication to reach out to the ICICI Bank customer services team:
Toll-free Number: 1800 1080
Address: ICICI Bank Limited, ICICI Phone Banking Center. ICICI Bank Tower. 7th floor. Survey no: 115/27. Plot no. 12. Nanakramguda, Serilingampally. Hyderabad - 500032
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
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The credit limit assigned to this credit card will depend on your eligibility and will be at the discretion of ICICI Bank.
Yes, you can easily pay your bills online using this credit card. You may even get a cashback of about 2% of the bill amount you pay using the card.
Yes, the Amazon Pay ICICI Bank Credit Card is a physical card.
Yes, you can use your Amazon Pay ICICI Bank Credit Card to withdraw cash from any ATM. However, to do so, you will have to pay 2.5% of the withdrawn amount (minimum of ₹300) as a cash advance fee.
You can use it at all POS terminals and online payment gateways like a regular credit card.
It is a lifetime-free credit card, which means there are no annual fees associated with this credit card.
Yes, the contactless feature is enabled on your Amazon Pay ICICI Bank Credit Card.
Less than ₹100: NIL
Between ₹100 and ₹500: ₹100
Between ₹501 and ₹5,000: ₹500
Between ₹5,001 and ₹10,000: ₹750
Between ₹10,001 and ₹25,000: ₹900
Between ₹25,001 - ₹50,000: ₹1,000
Above ₹50,000: ₹1,200
This credit card does not charge an application fee or a joining fee.
If your Amazon Pay ICICI Bank Credit Card is stolen or lost, you should immediately report the same. To do so, call the bank’s customer support number. Once that is done, ICICI Bank will immediately block the credit card to prevent unauthorised and fraudulent transactions.
Yes. Apart from income, your credit score and credit history will determine the approved credit limit on your card. To check if you are a reliable borrower, the bank will launch a detailed inquiry into your credit history once you have submitted all the documents.
This inquiry will check your repayment history, outstanding loan obligations, late payment records, etc.
This credit card comes with no joining or annual fees. This makes the card a lifetime-free credit card.
The Amazon Pay ICICI Bank Credit Card is a great cashback credit card for anyone who shops from Amazon frequently. It allows you to earn 5% cashback on your expenses on Amazon India if you are a member of Amazon Prime. You can earn 3% cashback even if you are not a Prime member.
It is a unique co-branded credit card issued by ICICI Bank and Amazon Pay on the Visa network. Check out how it works below:
This card offers a lifetime free benefit, which means there are no joining or annual fees
It rewards you for almost every transaction (with exceptions like EMI purchases, fuel spending, and specific Amazon business transactions)
Your earnings come in the form of Amazon Pay Gift Cards, easily redeemable into your Amazon Pay balance
The Amazon Pay ICICI Credit Card typically requires a minimum monthly salary of ₹25,000 for existing ICICI Bank customers and ₹35,000 for others. Approval also depends on your credit score and overall financial profile.
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