ICICI Bank Premium Credit Cards

ICICI Bank premium credit cards provide benefits, including complimentary lounge access, free movie tickets, low forex mark-up fees, fuel surcharge waivers, and more. 

Times Black ICICI Bank Credit Card

• 2.5% reward points on international spending

• 2% points on domestic spending

• 1% fuel surcharge waiver on all transactions

• Unlimited complimentary international and domestic airport lounge access

• 1.49% mark-up fee on all foreign currency transactions

• Luxury-stay gift card from EaseMyTrip worth ₹10,000

• Tata CLiQ Luxury Gift Card worth ₹10,000

• 1-night luxury stay from Ayatana Resorts worth ₹20,000

ICICI Bank Emeralde Private Metal Credit Card

• Free Night Stay with Taj Epicure Membership for 1 year

• International Airport Lounge Access- access to 1,300+ lounges in 148 countries and 600 cities globally 

• Complimentary domestic airport lounge access

• Annual bonus of 12,500 ICICI Points

• 6 ICICI Bank Points for every ₹200 spent on retail transactions, 1,000 Points per category per statement cycle

• 5,000 Points on insurance payments

• Unlimited complimentary golf rounds/lessons every month

• Buy 1 ticket and get up to ₹750 off on the second ticket twice a month through BookMyShow

Adani One ICICI Bank Signature Credit Card

• 7% Points on Adani One ecosystem/Adani managed Airports/ Trainman/ Gas/ Electricity

• 1.5% Adani Reward Points on domestic spending categories

• 2% Adani Reward Points on international spending categories

• 0.5% Adani Reward Points on utility and insurance spend

• Hotel voucher worth Rs 2,000 on card activation

• ₹5,000 flight voucher on spend of ₹25,000

• Annual fee waiver on spends of ₹6 Lakhs and above

• 2 complimentary international lounge access per year and 4 complimentary domestic lounge access per quarter

• 1% fuel surcharge waiver on all transactions

ICICI Bank Emeralde Credit Card

• Buy 1 ticket and get up to ₹750 off on the 2nd ticket four times every month through BookMyShow

• Exclusive access and privileges at the most iconic golfing greens in India and globally

• Complimentary round/lesson of golf on every ₹50,000 spent

• Free digital shopping voucher from Tata CLiQ worth ₹5,000

• Unlimited complimentary access to select lounges at airports in India

• Unlimited complimentary international lounge access and free Priority Pass Membership

• Mark-up fee of 2% on international transactions

• A refund of up to ₹12,000 for a maximum of two transactions annually on any flight/hotel/movie booking cancellation

ICICI Bank Sapphiro Credit Card

• 20,000 points every anniversary year

• Tata CliQ voucher worth ₹3,000, EaseMyTrip vouchers worth ₹4,000, Uber vouchers worth ₹1,000, and Croma vouchers worth ₹1,500

• Priority Pass Membership and access to 1,400+ lounges in 145+ countries worldwide 

• Complimentary access to airports in India

• 2 complimentary accesses to the international airport lounge

• Up to ₹3 Lakhs personal air accident insurance cover, ₹1 Lakh for plane hijacking, and ₹1 Lakh as credit shield

• Buy-1 Get-1 offer of up to ₹500 on the purchase of a minimum of 2 movie tickets, twice every month

• Exclusive access and privileges at the most iconic golfing greens in India and globally

To opt for a premium ICICI Bank credit card, ICICI Bank levies some annual fees and joining fees. Here is the list of annual and joining fees for these cards listed above. 

To get a premium credit card from ICICI Bank, you must fulfil some age, income, and employment requirements. However, some instant credit cards require additional eligibility, detailed below.

• Employment: You can either be salaried or self-employed

• Age: If you are salaried, your age must be 21-58 years, and up to 65 years if you are self-employed

• Annual Income (Salary Account): If you have a salary account with ICICI Bank, you must have an annual income of ₹2.4 Lakhs, otherwise ₹3.6 Lakhs

• Annual Income (Savings Account): If you have a savings account with ICICI Bank, you must have an annual income of ₹3.6 Lakhs, otherwise ₹4.8 Lakhs

For some instant credit cards from ICICI Bank, you must pass additional eligibility criteria, including:

• A valid Fixed Deposit (FD) with ICICI Bank

• The minimum FD amount to be ₹50,000

• The minimum tenure of the FD has to be 180 days

To get an ICICI Bank premium card, you must provide some KYC documents and income proof. These include: 

• KYC Documents: Passport, Aadhar card, PAN Card, voter ID, driving licence 

• Address Proof: Utility bills, Aadhar card, passport

• Income Proof: Salary slips, bank statement

• PAN Card or Form-60

• Recent passport-sized photograph(s)

You can apply for an ICICI Bank premium credit card online or offline. Follow the given steps for the website, i-Mobile app, and physical visit to apply hassle-free. 

i-Mobile App

1. Download the official ICICI Bank i-Mobile app from the Play Store or Apple Store

2. Login using your credentials 

3. Go to the ‘Offers’ section 

4. Select your preferred credit card from various cards 

5. Verify pre-filled details and provide the remaining details

6. Accept the terms and conditions

7. Enter the OTP received on your mobile number 

8. Your card will be processed

ICICI Bank Official Website/Net Banking 

1. Login to your Internet banking account on the official ICICI Bank website

2. Choose a credit card from various cards 

3. Click on ’Apply Now’

4. You will be redirected to the application page

5. Fill out the application form and attach the required documents

6. Submit the application and wait for approval

Physical Bank Branch Visit

1. Visit your nearest ICICI Bank branch 

2. Communicate with the representative and know more about credit card offers

3. Full out the application form and submit the required documents 

4. After verification, you will receive a status update, and your card will be delivered to your address