A credit card is a nifty financial instrument that has made money matters quick and simple. What’s more, in case you want to make an instant purchase, you just need to ensure that you repay your due amount on time to avoid any late repayment fees.
There are different types of credit cards available in the market. There are also a few different ways to repay your credit card dues. Amazon Pay is a popular choice amongst many credit card issuers as credit card bill payments on this platform are easy and convenient. Keep reading to know how you can repay credit card bills on Amazon Pay.
If you are wondering how to pay a credit card bill through Amazon, follow the steps given below to successfully make the payment. Note that once the payment is done successfully, you will not be able to revert it. The steps involved are-
Step 1 : Visit the official website of the Amazon
Step 2 : Visit the Amazon Pay option and click on the 'credit card bill'
Step 3 : You will be presented with a list of the saved credit cards on your account. If you don't find your credit card there or want to add another, you can select to add to a new credit card
Step 4 : Enter the amount you want to pay. You can either make a partial payment, full payment, or excess payment as well
Step 5 : Choose your desired payment method from the option and pay the amount
Step 6 : After successful payment of your credit card bill, you will be notified about it via text message and email. You can also go to 'your orders' section and check the payment status
In case you miss your payment date, the charges are levied as follows:
Monthly Outstanding less than ₹200 - No charges
Monthly Outstanding between ₹200 to ₹1000 - Fine of ₹100
Monthly Outstanding between ₹1,000 to ₹5,000 - Fine of ₹200
Monthly Outstanding between ₹5,000 to ₹20,000 - Fine of ₹350
18% GST will also be charged on the late fee
Yes, Amazon Pay makes it very easy to pay all your credit card bills. You can visit the website and go to the “Credit Card Bill’ tab to pay your bills.
No, you cannot use the account balance to make the payment. However, you can use Amazon Pay to pay your credit card bill
If you have set up your KYC details with Amazon Pay, you can easily take care of your bills and purchases.
There are many banks that support Bill Payment in Amazon Pay, some of them are:
Standard Chartered Bank
Go to your credit card account and select 'credit card payment'. Choose Amazon Pay as your preferred payment mode. Enter the amount to be paid and validate the transaction with the OTP that you'll receive on your registered mobile number.
You can make a minimum payment of ₹100 and can go as high as ₹1,00,000.