A credit card is a small pack of easy payment methods that has made money matters smoother and easier. Now, you don't have to carry a heavy wallet everywhere you go to make a heavy purchase. Not only this, but you also need not have enough balance in case you want to make an instant purchase. A credit card does all this for you and, you can repay the amount used, later on. All you have to take care of is repaying the due amount within the time limit to avoid any penalty or late repayment fees.
There are several banks and companies that offer various types of credit cards and to repay the due amount, you can resort to different payment methods. One popular choice is Amazon Pay. If you are new to this method and wondering how Amazon is helping out its customers with their credit card bill payments, here are the details for you. Check them out and repay your due amount today, without any hassle.
If you are wondering how to pay a credit card bill through Amazon, follow the steps given below to successfully make the payment. Note that once the payment is done successfully, you will not be able to revert it. The steps involved are-
Step 1 : Visit the official website of the Amazon
Step 2 : Visit the Amazon Pay option and click on the 'credit card bill'
Step 3 : You will be presented with a list of the saved credit cards on your account. If you don't find your credit card there or want to add another, you can select to add to a new credit card
Step 4 : Enter the amount you want to pay. You can either make a partial payment, full payment, or excess payment as well
Step 5 : Choose your desired payment method from the option and pay the amount
Step 6 : After successful payment of your credit card bill, you will be notified about it via text message and email. You can also go to 'your orders' section and check the payment status
In case you miss your payment date, the charges are levied as follows:
Monthly Outstanding less than ₹ 200 - No charges
Monthly Outstanding between ₹ 200 to ₹ 1000 - Fine of ₹ 100
Monthly Outstanding between ₹ 1,000 to ₹ 5,000 - Fine of ₹ 200
Monthly Outstanding between ₹ 5,000 to ₹ 20,000 - Fine of ₹ 350
Monthly Outstanding over ₹ 20,000 - Fine of ₹ 500
18% GST will also be charged on the late fee
Knowing how to pay a credit card bill through Amazon Pay later is one of the safest, fastest, and easiest ways. You must note that you can also make the credit card bill payment using the Amazon mobile application. Keep your card saved for quick payment and keep enjoying your shopping.
Yes, Amazon Pay makes it very easy to pay all your credit card bills. You can visit the website and go to the “Credit Card Bill’ tab to pay your bills.
No. While you can use Amazon Pay to pay your credit card bill, you cannot use the account balance to make the payment.
If you have set up your KYC details with Amazon Pay, you can easily take care of your bills and purchases.
There are many banks that support Bill Payment in Amazon Pay, some of them are:
Standard Chartered Bank
To make your credit card payment online, you can simply go to your credit card account and select 'credit card payment'. Then choose Amazon Pay as the mode to pay your credit card bill. Enter the amount to be paid and validate the transaction with the OTP that you'll receive on your registered mobile number.
You can make a minimum payment of ₹ 100 and can go as high as ₹ 1,00,000.