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Payments Insight

How to Add Money from a Credit Card to PhonePe – UPI & Wallet Guide

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Roshani Ballal Posted on Jun 05, 2026
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Table of Content

How to Add Money to PhonePe Wallet Using Your Credit Card

Learn how to add money from a credit card, ways to link our card to the app, and more!

Just follow these quick steps to get started:

  1. Open the PhonePe app and tap on your profile picture

  2. Under the ‘Payment Methods’ option and select ‘PhonePe Wallet’

  3. Enter the amount you wish to add money to the PhonePe wallet from the credit card.

  4. Proceed by selecting credit card as the payment mode

  5. Click on the ‘Top Up Wallet’ and proceed with the transaction 

To complete the process, you need to authenticate it.

Note: You can only add funds to your PhonePe wallet if you have complied with KYC requirements.

How to add Your Credit Card to PhonePe

When you add a credit card to PhonePe, it simplifies your financial transactions. Here’s how you can go about it:

Step-by-Step Process:

  1. Open the PhonePe app and tap your profile picture (top left).
  2. Go to "My Account" > "Payment Methods".
  3. Tap "Debit & Credit Cards" > "Add New Card".
  4. Enter card number, expiry date, CVV, and name.
  5. Verify with OTP sent to your registered mobile number.
  6. Tap "Confirm"; card gets saved for future use.

Once done, provide the OTP set to your registered mobile number. Finally, click on ‘Confirm’ and add your credit card to your PhonePe application.

How to Use Credit Card for UPI Payment Through PhonePe

You can use a RuPay credit card for UPI payments on PhonePe, because UPI support for credit cards is limited to RuPay cards under RBI’s June 2022 framework. The process starts by linking the card in PhonePe and then setting a UPI PIN for transactions.

Linking RuPay Credit Card with UPI 

Follow these steps to link your card with UPI on the PhonePe app:

  1. Open the PhonePe app and go to My Account or Payment Methods.
  2. Tap Add Credit Card or Add Card under the card section.
  3. Select your RuPay credit card and choose the issuing bank.
  4. Enter the last 6 digits of your card, then tap Set up PIN.
  5. Enter the OTP sent to your registered mobile number.
  6. Set your 4-digit or 6-digit UPI PIN and confirm it

How to Pay Credit Card Bills Through the PhonePe App

Apart from quick payments, you can also clear your dues in PhonePe; this is different from how to add money to phonepe wallet from credit card. Use the Recharge & Pay Bills section to find the credit card bill option and complete payment in a few steps.

  1. Open the PhonePe app on your smartphone.

  2. Go to Recharge & Pay Bills and select Credit Card

  3. Enter your card details, including the card number, valid through date, and CVV, then tap Confirm.

  4. Tap Pay Bill and complete the transaction using the available payment method.

  5. Enter the bill amount you want to pay.

This way, you can easily clear your credit card dues using the PhonePe app.

Charges for Adding Money to PhonePe Using a Credit Card

often incurs convenience fees from 1-3% plus GST, primarily due to the Merchant Discount Rate (MDR) charged by credit card issuers. These fees apply when loading funds into your PhonePe wallet via credit card, and they can vary by card issuer, type (Visa, Mastercard, Amex), and amount. Always check the displayed fee before confirming the transaction, as it appears upfront. Note that your credit card issuer might treat wallet loads as cash advances, potentially blocking rewards or adding extra interest. This is a key consideration for users planning frequent top-ups, especially with PhonePe's wallet limits of ₹10,000 balance and monthly caps.

Method

Charges

Notes

Credit Card Wallet Load

1-3% + GST

Varies by issuer/card type; shown before payment. No rewards often.

Debit Card Wallet Load

0.5-2% + GST

Lower than credit; check specific card.

UPI/Net Banking

Free

Preferred no-fee options for wallet top-ups. 

Frequently Asked Questions

Credit Card

Can we add money to the PhonePe wallet from credit cards?

Yes, you can add money from your credit card account to third-party UPI apps like PhonePe.

You can save the details of your credit card on PhonePe for faster payments, making it convenient.

There may be processing fees associated with making credit card payments on PhonePe, depending on your credit card issuer’s policies.

Yes, PhonePe is safe for credit card payments and other types of transactions. PhonePe uses a secure encrypted format to save the confidential information of its customers.

You can add a maximum of ₹10,000 per month and ₹1.2 Lakhs per year from your credit card to your PhonePe account.

Verify your registered mobile number matches your credit card and PhonePe account. Check DND status to allow bank SMS, and wait 30 seconds before tapping "Resend OTP." Restart your device if network issues persist. Contact your credit card issuer for unresolved problems.

Adding cash to your PhonePe wallet through credit cards attracts a convenience fee ranging between 1.5% and 3%, excluding GST.

Yes. PhonePe acts as a medium of transaction, allowing you to make payments for products and services using your credit card. You can make the payment using the PhonePe app after you add your credit card as one of the payment options. 

You can also add money from your credit card to your PhonePe wallet and pay your outstanding bills.

You can pay your credit card bill using PhonePe after you have linked your credit card or bank account with the PhonePe application. 

To pay your credit card bill, 

  1. Go to the ‘Recharge & Pay Bills’ and tap on ‘Credit Card’

  2. Select your saved card

  3. Tap on ‘Confirm’, enter the bill amount

  4. Tap ‘Pay Your Bill’ to complete the payment

A fund transfer may not be possible if there is an insufficient balance or the bank server of the beneficiary’s bank account is busy.

Yes, use the QR Code Scanner and pay using your credit card on PhonePe.

Yes, you can pay any UPI ID with your credit card through PhonePe using the beneficiary’s UPI ID or QR code.

Yes, but currently only RuPay credit cards support UPI payments on PhonePe. Visa and Mastercard credit cards cannot be linked for UPI transactions. Here’s how to use a credit card for UPI payment: simply link your RuPay credit card in the PhonePe app under Payment Methods and set up a UPI PIN to start making payments.

At present, only RuPay credit cards are supported for UPI payments. Banks like SBI and Kotak (both Bajaj Finserv Markets partners) issue RuPay credit cards that can be linked with PhonePe. If you want to know how to add money to a PhonePe wallet from a credit card, note that only RuPay cards can be used via UPI, while other cards may not be supported for wallet top-ups.

View More
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Hi! I’m Roshani Ballal
Financial Content Specialist
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Roshani has over 6 years of experience and has honed her skills in performance content marketing in the financial domain. She loves diving into research and has crafted and overviewed creative copies, long-form financial content, engaging blogs, and informative articles. She specialises in delivering user-oriented content and solving problems through various content formats. On the side, Roshani enjoys writing poems-that's how she stays creative when she is not crunching numbers.

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for MePDCL Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 25, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for TSNPDCL Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 25, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for Chamundeshwari Electricity Supply Corporation Limited (CESCL) Onlin...

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for Daman and Diu Electricity Department (DDED) Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for Manipur State Power Distribution Company Limited (MSPDCL) Online Us...

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for Uttarakhand Electricity Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for Kota Electricity Distribution Limited (KEDL) Online Using a Credit ...

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for NPCL Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for TPSODL Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for MESCOM Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for CSPDCL Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for BEST Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for HESCOM Hubli Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
How to Choose The right Credit Card?

250 Views 

| 1min read 

Posted on Mar 24, 2026

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Roshani Ballal
Payments Insight
What Are Premium Credit Cards and Why Choose Them

250 Views 

| 1min read 

Posted on Mar 23, 2026

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Xerxes Bhathena
Payments Insight
Lowest-Interest Rate Credit Card

250 Views 

| 1min read 

Posted on Mar 23, 2026

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Xerxes Bhathena
Payments Insight
Lifetime Free vs Annual Fee Credit Cards: What Should You Choose

250 Views 

| 1min read 

Posted on Mar 23, 2026

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Xerxes Bhathena
Payments Insight
How to Add Credit Card on Amazon: Step-by-Step Guide

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Are Credit Card Skins Legal? Everything You Need to Know

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Supplementary Card Meaning

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
What Happens After Credit Card Due Date Is Missed

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
How to Pay EMIs for a Kotak Credit Card

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
How to Block Credit Card Transaction: Step-by-Step Guide

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
How To Add Credit Card on Flipkart: Step-by-Step Guide

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Does Frequently Swiping Your Credit Card Reduce Your Credit Score

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| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
First Credit Card

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Will Credit Score Be Impacted When Closing A Credit Card Account

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Check if a Credit Card is Visa or Mastercard: Easy Ways to Identify

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Closed Credit Card Still Showing on Credit Report: Reasons & What to Do

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
How to Choose Credit Cards for Small Businesses: Benefits, Rewards, and More

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
What Happens If You Miss a Credit Card Payment

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Pay Your Electricity Bill for KSEB Online Using a Credit Card

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
How to Close EMI for Kotak Credit Card: Foreclosure & Cancellation Guide

250 Views 

| 1min read 

Posted on Mar 21, 2026

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Roshani Ballal
Payments Insight
Write Off Credit Card Debt in India: What You Need to Know

250 Views 

| 1min read 

Posted on Mar 20, 2026

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Roshani Ballal
Payments Insight
Will a Credit Card Company Settle for Less? A Guide to Debt Settlement

250 Views 

| 1min read 

Posted on Mar 20, 2026

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Roshani Ballal
Payments Insight
7 Proven Ways To Cut Your Credit Card Monthly Charges

250 Views 

| 1min read 

Posted on Mar 20, 2026

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Roshani Ballal
Payments Insight
Best Credit Cards for Grocery Shopping: Maximize Rewards & Cashback

250 Views 

| 1min read 

Posted on Mar 20, 2026

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Roshani Ballal
Payments Insight
Railway Lounge Access Credit Cards

250 Views 

| 1min read 

Posted on Mar 20, 2026

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Roshani Ballal
Payments Insight
A Beginner’s Guide to Credit Cards

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Why Paying Your Credit Card Balance in Full is Crucial

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Credit Card vs EMI card – What’s the Difference

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
What is a UPI Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Best Credit Cards for Women in India

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Understanding the Costs of Owning a Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Ways to Deal with Piled up Credit Card Debt

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Should You Close Unused Credit Cards

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| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
What Are Add-on Credit Cards

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Understanding Credit Limit and the Right Time to Request an Increase

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Understanding Why Your Credit Card Application Can Be Rejected

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Some of the Best 1.5 Ton ACs on Credit Card EMI

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
What is Credit Card Balance Transfer and How Does It Work

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
What is APR on a Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Buying Mobile Phones Under ₹30,000 on Credit Card EMI

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Should You Own Multiple Credit Cards

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Domestic vs International Credit Cards: Key Differences Explained

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Things To Know Before Applying For Your First Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Understanding Credit Card Cash Advances

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Why College Students Should Have a Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Understanding the Risks of Lending Your Credit Card to a Friend

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
How to Get Your New Credit Card in 5 Easy Steps

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
How to Protect Your Credit Card in the Digital World

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
5 Crucial Credit Card Questions That Can Leave You Confused

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
5 Reasons Why a Credit Card Can Hurt Your Creditworthiness

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Self-Employed vs Salaried Credit Cards: What’s the Difference

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
The Truth About Pre-Approved Credit Cards – Are They Really Easy to Get

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
What is Credit Card Pre-approval

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
When You Should Get a Second Credit Card

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
How to Maximise Credit Card Benefits

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Prepaid Credit Card vs Postpaid Credit Card – Which Is Better for Students and Freshers

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Ways to Deal with Piled up Credit Card Debt

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Understanding Credit Card Debt and How to Get Out of It

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Credit Card vs Debit Card – What’s the Difference

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Smart Tips for First-time and Regular Credit Card Users

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Make the Most of Your Credit Card Benefits

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
The Benefits of Using Credit Cards for Online Shopping

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Things to Know Before Using Credit Card for International Travel Expenses

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Budget Laptops on Credit Card EMI Under ₹40,000

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
Understanding Your Credit Card Billing Cycle

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
6 Credit Card Terms You Should be Aware of

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Credit Card vs. EMI Card: What's Better

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
The Pros and Cons of Having Multiple Credit Cards

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Understanding Credit Limit in Credit Cards

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Consequences of Being a Credit Card Defaulter

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
How to Read Your Credit Card Statement

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Xerxes Bhathena
Payments Insight
Which Credit Card Suits Your Lifestyle and Personality?

250 Views 

| 1min read 

Posted on Mar 18, 2026

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Roshani Ballal
Payments Insight
How to Avoid Interest Charges on a Credit Card

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Roshani Ballal
Payments Insight
What to do if Your Credit Card is Damaged or Not Working?

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Roshani Ballal
Payments Insight
Credit Card for 18-Year-Olds – What You Need to Know

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Xerxes Bhathena
Payments Insight
Difference Between Credit Card and Debit Card

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Roshani Ballal
Payments Insight
Secured vs Unsecured Credit Card: Which One to Choose for a Fresh Applicant

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Xerxes Bhathena
Payments Insight
Student Credit Card vs Secured Credit Card

250 Views 

| 1min read 

Posted on Mar 17, 2026

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Roshani Ballal
Payments Insight
Best Credit Cards for Salaried Individuals

250 Views 

| 1min read 

Posted on Mar 16, 2026

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Roshani Ballal
Payments Insight
Credit card for Salaried Individuals

250 Views 

| 1min read 

Posted on Mar 16, 2026

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Xerxes Bhathena
Payments Insight
Best Rewards Credit Cards in India

250 Views 

| 1min read 

Posted on Feb 11, 2026

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Roshani Ballal
Payments Insight
Best Credit Cards for Salaried Individuals

250 Views 

| 1min read 

Posted on Feb 11, 2026

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Roshani Ballal
Payments Insight
How to Spot Fake Credit Cards: Detection Tips and Tricks

250 Views 

| 1min read 

Posted on Feb 10, 2026

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Roshani Ballal
Payments Insight
How to Negotiate Credit Card Interest Rate: Tips and Strategies

250 Views 

| 1min read 

Posted on Feb 10, 2026

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Roshani Ballal
Payments Insight
Business Credit Card vs Personal Credit Card: Key Differences

250 Views 

| 1min read 

Posted on Feb 10, 2026

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Roshani Ballal
Payments Insight
Can You Get a Credit Card Without a Bank Account?

250 Views 

| 1min read 

Posted on Feb 10, 2026

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Roshani Ballal
Payments Insight
Why Everyone Should Have At Least One Credit Card

250 Views 

| 1min read 

Posted on Feb 10, 2026

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Roshani Ballal
Payments Insight
The Future of Credit Cards: Trends, Technology, and Innovations

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Credit Card Debt After a Cardholder’s Demise

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Can Credit Limit be Reduced Without a Warning

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Joint Credit Cards – Are They a Good Idea?

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
How to Improve CIBIL Score with a Credit Card

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Credit Cards for Seniors: Navigating the Best Options

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Navigating a Maxed Out Credit Card Limit: Expert Tips

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
All You Need to Know About Credit Card Grace Periods

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Best Credit Cards for Millennials vs Gen X Users in 2026

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Xerxes Bhathena
Payments Insight
What Happens if You Spend Over Your Credit Card Limit?

250 Views 

| 1min read 

Posted on Feb 09, 2026

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Roshani Ballal
Payments Insight
Traditional Swipe vs UPI on Credit Card: What’s Better for Rewards

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Roshani Ballal
Payments Insight
RuPay Credit Card vs Mastercard Credit Card: Which One Should You Choose

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Roshani Ballal
Payments Insight
Virtual Credit Cards vs Physical Cards: Which Is More Secure?

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Roshani Ballal
Payments Insight
Fuel Credit Cards vs Co-Branded Fuel Credit Cards: Which Saves More

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Unauthorised Transactions on Credit Card: What Should You Do?

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Credit Card Debt

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Roshani Ballal
Payments Insight
Introduction to LG AC Credit Card Offers

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Premium vs Basic Credit Cards: Are High Annual Fees Worth It

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Credit Cards for Students vs First-time Salaried Users

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Understanding Contactless and Virtual Credit Cards

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
HDFC Credit Card Offers on Mi TVs – EMI, Cashback & No-cost Deals

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
What to Expect from Your Credit Card’s Travel Insurance

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Why Leveraging Credit Cards With Good Rewards is Important

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
Rewards Points vs Cashback: How Should You Earn from Your Credit Card

250 Views 

| 1min read 

Posted on Feb 03, 2026

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Xerxes Bhathena
Payments Insight
All You Need to Know about Business Credit Cards

250 Views 

| 1min read 

Posted on Jan 22, 2026

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Xerxes Bhathena
Payments Insight
Top Credit Cards That Approve Instantly in India

250 Views 

| 1min read 

Posted on Jan 21, 2026

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Pradnya Ranpise
Payments Insight
Why Do Credit Cards Have Expiry Dates

250 Views 

| 1min read 

Posted on Jan 17, 2026

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Xerxes Bhathena
Payments Insight
How to Apply for a Credit Card Without Income Proof

250 Views 

| 1min read 

Posted on Jan 17, 2026

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Xerxes Bhathena
Payments Insight
Discover the Hidden Credit Card Benefits You Might Be Overlooking

250 Views 

| 1min read 

Posted on Jan 17, 2026

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Xerxes Bhathena
Payments Insight
Credit Card: A Double-Edged Sword for Millennials

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Xerxes Bhathena
Payments Insight
What Are Concierge Services on Premium Credit Cards

250 Views 

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Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Credit Cards vs Virtual Credit Cards

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Credit card for Doctors – What You Need to Know

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Xerxes Bhathena
Payments Insight
Some of the Best Domestic Travel Credit Cards in India 2025

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Digital Credit Cards vs Physical: Which is safer 2026

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Pradnya Ranpise
Payments Insight
Some of the Top Credit Cards with Lifetime Free Airport Lounge Access and Lowest Annual Fees

250 Views 

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Posted on Jan 16, 2026

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Pradnya Ranpise
Payments Insight
Corporate Credit Card vs Business Credit Card – What’s the Distinction?

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Buy Now, Pay Later vs Credit Card – Which Is the Smarter Way to Pay Monthly Bills

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
How to Apply for a PAN Card Online through NSDL

250 Views 

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Posted on Jan 16, 2026

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Xerxes Bhathena
Payments Insight
How To Pay Credit Card Bill Through PhonePe

250 Views 

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Posted on Jan 16, 2026

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Xerxes Bhathena
Payments Insight
Best Premium Credit Card in India

250 Views 

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Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
How do Credit Cards Work?

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
How to Add and Use a Credit Card on Google Pay

250 Views 

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Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Add Money to Your Paytm Wallet Using a Credit Card

250 Views 

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Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
Easy steps to Activate Credit Card via Customer Care Service

250 Views 

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Posted on Jan 16, 2026

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Roshani Ballal
Payments Insight
How Many Credit Cards Should You Have

250 Views 

| 1min read 

Posted on Jan 16, 2026

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Xerxes Bhathena
Payments Insight
Is It Good to Have Multiple Credit Cards

250 Views 

| 1min read 

Posted on Jan 14, 2026

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Roshani Ballal
Payments Insight
How Do Banks Make Money with Credit Cards

250 Views 

| 1min read 

Posted on Jan 14, 2026

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Roshani Ballal
Payments Insight
Some of the Best Shopping Credit Cards in India

250 Views 

| 1min read 

Posted on Jan 14, 2026

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Roshani Ballal
Payments Insight
What to Do When Your Credit Card Refund is Not Showing Up

250 Views 

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Posted on Jan 14, 2026

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Xerxes Bhathena
Payments Insight
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Roshani Ballal
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Roshani Ballal
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Academy by Bajaj Markets

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All Things Credit

Unlock the world of credit! From picking the perfect card to savvy loan management, navigate wisely.

Seasons 12
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Durations 3.0 Hrs
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Money Management and Financial Planning

Money Management and Financial Planning covers personal finance basics, setting goals, budgeting...

Seasons 5
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The Universe of Investments

Explore the investment cosmos! From beginner's guides to sharp-witted strategies, explore India's treasure trove of options.

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All Things Tax

Navigate the tax maze with ease! Uncover Income Tax 101, demystify jargon with Terms for Beginners, and choose between Old or New Regimes.

Seasons 6
Episodes 25
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Insurance Handbook

Discover essential insights on various types of insurance in India.

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Tech in Finance

Welcome to Tech in Finance, where we explore the exciting intersection of technology and finance...

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