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With summer demand rising, many Indian households are exploring LG ACs for their reliability and features. Several banks offer EMI options, cashback, and seasonal discounts on LG ACs through credit card payments. These LG AC credit card offers are designed to ease upfront expenses while providing financial flexibility. Knowing the terms and partner bank benefits can help you make a more cost-effective purchase.
Several banks offer convenient EMI options for LG AC purchases, including no-cost and low-cost EMIs across various tenures.
Here's a summary of key plans:
Bank |
Offer |
Details |
|---|---|---|
HDFC Bank |
EASYEMI with low-cost EMI |
- Tenures: 3, 6, 8, 9, 10, 12, 18 months - Processing fee: ₹199 + GST - Valid on select days (1 May–30 June 2025) - 1 txn/month limit |
ICICI Bank |
EMI options on select models |
- EMI available from 6 months onwards - ₹199 + GST EMI fee - Full-swipe cashback on mapped models only - 8/10-month EMI also available |
Axis Bank |
No-cost EMI + Cashback offer |
- Max 3 transactions/card/month - Valid till 30 June 2025 |
Bank of Baroda |
No-cost EMI for 3 months |
- EMI on LG stores, Paytm, and online platforms - Tenures: 3, 6, 9, 12 months - Minimum purchase ₹10,000 |
Disclaimer: The details mentioned are subject to change at the issuer’s discretion. Check the issuer’s official website before applying.
These EMI schemes are available across LG brand stores, multi-brand outlets, LG.com, and select e-commerce partners, subject to product availability and stock.
Cashback deals on LG air conditioners can significantly reduce the overall purchase cost, especially when combined with EMI plans. Here’s a snapshot of the cashback offers available through HDFC Bank and ICICI Bank credit cards:
Bank |
Offer |
Details |
|---|---|---|
HDFC Bank |
Up to 26% Cashback (max ₹50,000) |
- Valid on EASYEMI & full-swipe transactions - Select days from 1 May to 30 June 2025 - Applies to LG ACs and other home appliances |
ICICI Bank |
Cashback on full-swipe purchases only |
- Only on mapped LG models - Valid on tenures 6 months and above - EMI transactions not eligible for cashback |
Disclaimer: The details mentioned are subject to change at the issuer’s discretion. Check the issuer’s official website before applying.
The LG AC offer on HDFC Bank credit card provides higher cashback limits with broader product coverage, while the LG AC offer on ICICI Bank credit card is limited to full-swipe transactions on eligible models.
Some banks and platforms offer exclusive LG AC deals during seasonal sales or partner promotions. These limited-time offers can be availed online or at select offline stores.
Bank/Platform |
Offer |
Details |
|---|---|---|
Axis Bank |
Up to 26% cashback (max ₹26,000) |
- Valid till 30 June 2025 - Max 3 transactions per card per month - Applicable on select LG brand and multi-brand outlets |
Bank of Baroda |
Up to 26% cashback (max ₹50,000/₹45,000) |
- ₹50,000 at LG stores, ₹45,000 at multi-brand outlets - Minimum purchase of ₹10,000 - No cost EMI for 3 months |
J&K Bank |
5%–7.5% cashback on LG inverter ACs |
- 7.5% cashback (up to ₹3,000) at LG brand shops - 5% cashback (up to ₹2,500) at other outlets |
LG Online/Offline |
No cost EMI offers across stores and Paytm |
- EMI tenures of 3, 6, 9, and 12 months via Paytm - Available at LG brand stores, multi-brand outlets, and LG online store |
Disclaimer: The details mentioned are subject to change at the issuer’s discretion. Check the issuer’s official website before applying.
Credit card offers on LG ACs can be redeemed both online and offline, depending on the sales channel and the issuing bank’s partnership with LG.
For Online Purchases:
Visit the official LG online store or a participating e-commerce platform
Select a qualifying LG AC model and proceed to checkout
Choose an eligible credit card for payment
Select the applicable EMI tenure, if using EMI
The cashback or EMI benefit is automatically applied if the model is mapped to the offer
Complete the transaction. Cashback (if any) will reflect as per bank timelines
For Offline Purchases:
Visit a participating LG brand store or multi-brand retail outlet
Confirm product eligibility and offer terms with the store staff
Swipe your eligible credit card and choose EMI, if required
Keep the transaction slip and invoice for future reference
Cashback or discounts will be processed by the bank as per their promotional terms
Always ensure that the model you select is part of the promotional list and that your card and transaction meet the required conditions.
While offers vary by bank and promotion, there are some common eligibility rules and terms you should be aware of before proceeding:
The cardholder must own a valid, active credit card from a participating bank
Some offers may also be available on eligible debit cards (e.g., EMI on select debit cards)
Offers may be limited to select product models and store locations
A maximum of 1 to 3 transactions per card may be allowed during the offer period
Cashback is generally applicable only on mapped models and approved EMI tenures
EMI processing charges (e.g., ₹199 + GST) may apply depending on the bank
No cashback is provided on cancelled or reversed transactions
Offers cannot be clubbed with other promotions unless explicitly mentioned
The bank reserves the right to modify or withdraw the offer without prior notice
Before making a purchase, check with the store or platform about product eligibility, tenure conditions, and transaction limits to ensure you qualify for the LG AC offer on HDFC Bank credit card or any other active promotion.
Buying an LG AC on a credit card can be more rewarding if you combine available offers strategically. Here are some smart ways to increase your savings:
Cashback and EMI benefits usually apply only to select models. Always confirm product eligibility before making a purchase.
Many banks run limited-period deals with specific dates. Check if your card has scheduled cashback or EMI events before you buy.
If buying online, combine your bank offer with seasonal sales or platform-level coupons to save more.
Some banks offer cashback only on EMI plans of 6 months or more. Shorter tenures may not be eligible.
Offers are only valid if the entire amount is paid using a single eligible credit card. Split payments may lead to disqualification.
Opt for no-cost EMI options to reduce upfront burden without paying extra interest or fees.
These practices help you make the most of current LG AC credit card offers while staying within your budget.
Yes, most major banks allow AC purchases through credit cards with EMI options and occasional cashback offers on eligible models.
Both LG and Daikin are reputed AC brands. LG is known for energy efficiency and smart features, while Daikin is valued for cooling performance and build quality.
Yes, LG ACs are known for durable performance, energy-saving technology, and a wide service network, making them a reliable option for home cooling.
Credit cards from banks like HDFC Bank, ICICI Bank, and Axis Bank often come with exclusive LG AC offers, including cashback and EMI benefits.
Some stores and bank tie-ups offer no-cost EMI with zero down payment on select LG AC models, subject to eligibility and stock availability.
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Posted on 16 May
Roshani Ballal
Academy by Bajaj Markets
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