To help you in selecting the best credit card, here is a brief description about all the best low-interest rate credit cards -
The HDFC Bank infinia Credit Card is a premium range credit card offered by HDFC to only a few selected customers on a special invite by HDFC. It is available for individuals with high net worth and provides offers on travel, shopping, dine-in, etc. The annual fee of the HDFC Bank Infinia credit card is Rs. 10,000. The monthly interest rate is 1.99%, and the annual interest rate is 23.88%. Here are some other interesting features of this card -
Club Marriott membership as a welcome perk.
Global complimentary lounge access for both primary and add-on holders.
Earn 5 bonus reward points for every spend of Rs150 or more.
Personal concierge worldwide 24*7
Only 2% markup fee on foreign currency transactions.
Especially designed for travel enthusiasts, the YES FIRST Exclusive Credit Card is packed with benefits like complimentary Priority Pass Membership and memberships at luxury hotels and resorts. The annual fee of this credit card is Rs. 9,999. The monthly interest rate is 1.99% and 23.88% per year. Here are some other interesting features of this card-
40,000 bonus reward points on first purchase done within 90 days of issue.
Earn 30,000 bonus reward points on each renewal.
12 bonus credit card reward points on transactions above Rs200 excluding transactions of ‘Select Categories’.
Complimentary access to selected Golf courses in India 4 times.
This credit card is launched in collaboration with Vistara Airlines. This card is very beneficial for all those who travel by Vistara airlines. The annual fee of this credit card is Rs. 10,000. The interest rate on monthly basis and annual basis is 2.95% and 41.75%, respectively. Here is a list of benefits you will get along with this card -
Business-class ticket coupons as a welcome perk.
Club Vistara Membership
6 points on every spend of Rs200 or above
Additional business class tickets on completing the milestone expenditure.
Lounge access to selected Indian lounges.
One of India’s best premium range credit cards is the HDFC Diners Club Black Credit Card. It offers deals on multiple fields like food, travel, shopping, golf, etc. The annual fee of this credit card is Rs. 10,000. The interest rate on monthly basis and annual basis is 1.99% and 23.88%, respectively. Here is a list of benefits you will get with this card -
Annual memberships with Forbes, Zomato Pro, Amazon Prime, MMT Black, etc.
Foreign currency markup of only 1.99%.
Access to selected golf courses.
5 bonus reward points on retail spending of Rs. 150 or above.
Global access to 1000+ lounges.
Another premium range credit card that is designed for individuals with high net worth. It offers benefits on travel and various other categories. It is offered free of cost to clients of Burgundy Private. The annual fee of this card is Rs50,000. The interest rate on a monthly basis and annual basis is 1.50% and 19.56%, respectively. Here is a list of benefits you will get with this card -
EazyDiner Prime membership
Global access to selected lounges for Priority Pass holders
50 rounds of golf annually
15 EDGE bonus reward points for every purchase of Rs200
30,000 EDGE bonus reward points on first spend as a welcome perk.