Electronic Know Your Customer, or e-KYC, is the digital method of verifying your identity for accessing financial services. It replaces the traditional, paper-heavy KYC process with a faster, electronic version. Whether you're opening a bank account or investing in mutual funds, e-KYC could make identity verification quicker, more convenient, and accessible from anywhere.
In India, where financial inclusion and digital adoption have been growing recently, e-KYC has become an important part of everyday processes. It simplifies how customers are onboarded and helps institutions meet regulatory requirements. From banks and insurers to government schemes, e-KYC plays a central role in expanding digital access while ensuring compliance.
Explore what e-KYC means, how it works, the different types available, and the steps involved. Learn how it benefits users and institutions alike, and discover common challenges related to security and troubleshooting. Whether you're an individual, investor, or business owner, understanding e-KYC could help you save time and access services more efficiently.