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Paying your electricity bill online is now more convenient than ever. Whether you're managing household expenses or handling office utilities, you can securely pay your electricity bills for multiple state electricity boards across India using a credit card on financial marketplaces like Bajaj Markets.
With just a few clicks, you can settle your electricity dues without the hassle of standing in long queues or dealing with cash payments. Simply select your electricity board, enter your consumer number, choose 'Credit Card' as your payment mode, and complete the transaction securely.
Paying your electricity bill online using a credit card is a straightforward process. Here's a step-by-step guide to help you navigate through:
Choose Your Electricity Board: Visit the official website of your state’s electricity provider and find the section for online bill payment.
Enter Your Bill ID Number: Input your unique ID, such as Consumer Number or Customer Account (CA) Number. This information is typically found on your previous electricity bills and helps in fetching your current bill details.
Select Credit Card as Payment Mode: Choose 'Credit Card' from the available payment options. Ensure that your credit card is active and has sufficient limit to cover the bill amount.
Proceed to Payment: Verify your electricity bill details carefully. Once confirmed, click on ‘Pay Now’.
Complete the Transaction: You'll be redirected to a secure payment gateway where you can enter your credit card details and complete the transaction.
Upon successful payment, you'll receive a confirmation message or email, and your electricity bill will be settled instantly. Remember to save your transaction receipt or number for easy reference in future.
Select your electricity provider from the list below to know more about how to proceed with your electricity bill online payment using a credit card:
Electricity Board Name |
Adani Electricity Mumbai Limited (AEML) |
Maharashtra State Electricity Distribution Co. Ltd (MSEDCL) |
Tamil Nadu Generation and Distribution Corporation (TANGEDCO) |
Bangalore Electricity Supply Company Limited (BESCOM) |
Uttar Pradesh Power Corporation Limited (UPPCL) |
Calcutta Electric Supply Corporation (CESC) |
Dakshin Gujarat Vij Company Ltd (DGVCL) |
Dakshin Haryana Bijli Vitran Nigam (DHBVN) |
South Bihar Power Distribution Company Ltd (SBPDCL) |
Note: Ensure you have your electricity bill details like Consumer/CA Number handy before you proceed with online payment via credit card.
Paying your electricity bills using a credit card offers several advantages:
Earn Reward Points/Cashback: Many credit cards offer reward points or cashback on utility bill payments. These rewards can be redeemed for various benefits, including discounts on future purchases or statement credits.
Convert High Bills to EMIs: If you have a substantial electricity bill, some credit cards allow you to convert the amount into manageable Equated Monthly Instalments (EMIs), easing the financial burden.
Fast and Secure Payments: Credit card transactions are processed quickly and come with robust security features, ensuring your payment is processed instantly and your details are protected.
No UPI Logins or Wallet Dependency: Unlike other payment methods that require UPI logins or digital wallets, credit card payments can be made directly via secure banking or payment portals, simplifying the process.
Understanding how your electricity bill is calculated can help you manage and potentially reduce your energy expenses. Here's a general overview of the process:
Check Meter Reading: Your electricity meter records the amount of electricity consumed in kilowatt-hours (kWh). The current month's reading is compared with the previous month's to determine usage.
Calculate Consumption: Subtract the previous month's reading from the current month's to find the total units consumed.
Apply Tariff Rates: Electricity providers use a slab system where different rates apply based on consumption levels. For example:
0–100 units: ₹3 per unit
101–200 units: ₹4 per unit
Above 200 units: ₹5 per unit
Add Fixed Charges: A fixed charge is added regardless of consumption, covering maintenance and infrastructure costs.
Include Taxes and Surcharges: Applicable government taxes and surcharges are added to the total.
Get Final Amount: The sum of energy charges, fixed charges, and taxes constitutes your final bill.
Note: Tariff rates and slab structures vary across different states and electricity boards.
Paying your electricity bill online using a credit card is a convenient, secure, and rewarding method. By leveraging the benefits offered by credit cards, you can manage your utility expenses efficiently while enjoying additional perks.
Users can securely pay electricity bill online for multiple State Electricity Boards across India using a credit card. Simply select your electricity board below, enter your consumer details, choose Credit Card as payment mode, and complete your payment instantly and securely.
It's a unique identifier assigned by your electricity provider, found on your bill. It is used to fetch your account details during payment. The term varies depending on your state electricity board and can even be called Customer ID, Service Number, etc.
Yes, many credit cards offer reward points or cashback on utility bill payments. You can use redeem these rewards for numerous benefits, such as offers or discounts on your future purchases, to use as statement credits for credit card bill payments, etc.
To change the name on your electricity bill, visit your electricity provider's official website or local office. Submit a name change application along with necessary documents like proof of ownership, identity proof, etc. Once verified, the name will be updated on your bill.
If an electricity bill online payment fails, you can check if you have entered the correct card details. Ensure that you have sufficient credit limit, and retry the payment. If the issue persists, contact your card issuer or the payment platform's customer service for resolution.
Some credit cards offer the option to convert large payments into EMIs. This can help in easing your burden of a lumpsum payment. Check with your card issuer for eligibility and other terms.
To obtain your electricity bill payment receipt online, log in to your electricity provider's official website using your unique bill ID. Navigate to the relevant section like ‘Payment History’ or ‘Bill Receipts’. Select the relevant transaction, and download the receipt for your records.
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| 1min read
Posted on 16 May
Roshani Ballal
Academy by Bajaj Markets
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