If you want to increase your chances of approval, focus on improving your financial health and reducing risks for the lender. Here are a few steps to help:
Check Your Credit Score
Regularly review your credit score to ensure it's in good standing and work on improving it if necessary.
Keep Credit Utilisation Low
Maintain your credit utilisation ratio below 30% to show lenders that you can manage credit responsibly.
Choose the Right Card
Apply for a credit card that matches your income and credit score to avoid applying for cards you're unlikely to qualify for.
Keep Application Accurate
Ensure all information on your application is correct and complete to avoid rejections due to simple errors.
Limit Credit Applications
Avoid applying for multiple credit cards within a short time frame to prevent negative impacts on your credit report.