Here are practical tips on how to protect your credit card online and keep your financial details safe:
Shop Only on Trusted Websites
Always buy from trusted websites when shopping online to ensure robust credit card protection. If you doubt a site's safety, check online reviews before entering your card details.
Use Strong and Secure Passwords
Create strong passwords combining letters, numbers, and symbols to enhance credit card protection online. Regularly update your passwords and enable two-factor authentication for additional safety.
Do Not Save Card Information Online
Avoid storing credit card details on websites, as it increases the risk of data breaches. Enter card information manually each time you shop online to maintain security.
Monitor Your Transactions Regularly
Regularly check your account balance and transactions to quickly detect suspicious activity. Immediately report any unauthorised charges to your credit card issuer.
Protect Your CVV Code
Never share your card's CVV (the three-digit code on the back) with others, especially over calls or messages. Cover or remove your CVV to minimise risk if your card is misplaced.
Stay Away from Public Wi-Fi Networks
Public Wi-Fi networks have weak security and are vulnerable to cyber-attacks. Always use your secure mobile data connection when making online credit card transactions in public.
Beware of Phishing Scams
Avoid clicking links or responding to emails or texts asking for your card details. Contact the company's official support to confirm if a suspicious message is genuine.
Report Lost or Stolen Cards Immediately
If your card is lost or stolen, immediately inform your credit card company to block transactions. Prompt action helps prevent unauthorised use and protects your financial security.
Maintain Updated Device Security
Ensure all devices you use for online transactions have updated security software installed. Keeping your antivirus and firewall active can significantly reduce the risk of cyber threats.