How Does the Bajaj Finserv EMI Network Card Work?

Let's find out how the Finserv EMI Network Card works

✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today! APPLY NOW

If you are wondering, “How does the Bajaj Finserv EMI Network Card work?” then know that this is not much different from a credit card. In fact, it has a few unique features, adding value to most of your purchases.

One of the key benefits is that it helps make big-ticket expenses a lot easier on the pocket. This is because the Bajaj Finserv EMI Network Card allows you to convert your purchases into No Cost EMIs.

As such, you can purchase products or avail services easily and not have to pay the entire amount upfront. The transaction is carried out with a swipe, as is the case with credit cards. Best of all, you can repay these dues every month and on affordable terms.

The Bajaj Finserv EMI Network Card offers different plans with tenures of 1, 3, 6, 9, 12, 18, 24 or 60 months. Depending on your purchase, plans will be available during checkout.

For example, you can buy the latest OnePlus smartphone on Amazon, a partner store, and choose to pay via the Bajaj Finserv EMI Network Card. In that case, you get the options of plans with repayment with set amounts and tenures across 6 months, 9 months and 12 months.

You are free to choose whichever suits you. You can check out the Bajaj Finserv EMI Network card apply online process or apply at the offline partner stores. Now that you have a fair idea of how the Bajaj Finserv EMI Network Card works, read on to learn where and how to use the card.

Where to Use the Bajaj Finserv EMI Network Card

You can use the Bajaj Finserv EMI Network Card at online and offline partner stores. The Bajaj Finserv EMI Network Card can help you make purchases across a myriad of products that include the following:

Refrigerators
Air-conditioners
Washing machines

Microwave/ovens
Water purifiers
Inverters/generators
Electronics such as smartphones on EMI, tablets, laptops on EMI without a credit card, television
Home entertainment sets, speakers and cameras
Home decor, kitchen appliances & furniture on EMI products

All these products are available for purchase with facilities of No Cost EMI, zero down payment, and delivery services.

Be it a leading smartphone brand’s sale or a launch-related deal, all of these perks are available to you as a Bajaj Finserv EMI Network Card holder. Apart from the Bajaj Finserv EMI Store, you can also transact using the Bajaj Finserv EMI Network Card at partner stores.

Some of the Bajaj Finserv EMI Network Card accepted stores are Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Vivo, Pepperfry, and others.

The Bajaj Finserv partner stores comprise over 1.4 lakh stores in India. You can shop for big-ticket items like appliances, gadgets, furniture, clothes and travel bookings. These retail outlets are branded online stores that function as partner stores for the Bajaj Finserv EMI Network card.

How to Use the Bajaj Finserv EMI Network Card?

Here are the steps to follow for offline and online purchases using the Bajaj Finserv EMI Network Card.

1. Online

To use your Bajaj Finserv EMI Network Card at any of the partner stores, follow the steps below:

Step 1: Visit the website of the partner store
Step 2: Browse through the wide variety of products, look at the specifications and compare different models and features
Step 3: Finalise the one that fits your needs and purpose
Step 4: Choose the Bajaj Finserv EMI Network card as your payment option on reaching the checkout window
Step 5: Enter details such as the repayment tenure you want to opt for, ranging from 1 to 60 months
Step 6: Add your personal details and confirm delivery details

Think of it as paying through a wallet but with the added advantage of No Cost EMIs.

2. Offline

The steps mentioned above clearly outline how the Bajaj EMI card works when shopping online. Thanks to the Bajaj Finserv EMI Network Card, you can shop products for up to ₹2 Lakhs on pocket-friendly EMIs.

But how does the Bajaj Finserv EMI Network card work when you shop offline? Read on to find out.

Visit a partner store in person
Select a suitable product
Choose to pay with your Bajaj Finserv EMI Network Card
Choose a tenure you are comfortable with
Provide your EMI card details
Give the OTP details you receive on the mobile to complete your shopping

It is that easy to purchase your favourite product using the Bajaj Finserv EMI Network Card via offline or online modes. You can easily apply for a card on Bajaj Markets and enjoy a plethora of benefits alongside affordability.

Shopping on No Cost EMI with the EMI Card
Flipkart No Cost EMI	No Cost EMI Amazon	MI EMI Shopping
GoIbibo No Cost EMI	MakeMyTrip No Cost EMI	Vivo EMI Shopping
Oneplus EMI Shopping	Realme EMI Shopping	Oppo EMI Shopping

Products to Shop in No Cost EMI
Phones on EMI	Laptops on EMI	AC on EMI
Refrigerators on EMI	Sofa Sets on EMI	Furniture on EMI
Tables on EMI	Mattress on EMI	Travel on EMI

Related to Bajaj Finserv EMI Network Card

Manage your EMI Network Card

Shop for products on EMI

How does the Bajaj Finserv EMI Network Card Work?

With the Bajaj Finserv EMI Network Card, you can borrow money to pay for goods or services so that you do not have to pay the full amount upfront. The transaction is completed with a swipe, and as the name implies, repayment is made in equated monthly instalments.

Different plans with terms of 1, 3, 6, 9, 12, 18, 24, and 60 months are available with the Bajaj Finserv EMI Network Card. Depending on your purchase, available plans will be displayed on the payment page after checkout.

How can I use my Bajaj Finserv EMI Network Card?

Visit any of Bajaj Finserv’s partner websites or the nearest store, check the offer, select the product, confirm your delivery address, and pay using Bajaj Finserv EMI Network Card as the preferred payment method.

When transacting across Bajaj Finserv’s partner stores, all you have to do is visit the partner’s website and choose the product you want to purchase. Then, select Bajaj Finserv EMI Network Card as the preferred payment method while checking out.

After that, choose your suitable repayment tenure, add the required personal details, and enter the correct delivery address.

Alternatively, when shopping at the EMI store, you need to first sign in or sign-up. Then, choose the product you want to purchase and select a suitable repayment tenure ranging from 1 to 60 months. Finally, enter your required personal details and confirm the delivery address.

Where can I use the Bajaj Finserv Insta EMI Network Card?

You can use your Bajaj Finserv EMI Network Card at Bajaj Finserv’s partner e-commerce sites like Flipkart, Myntra, Amazon, Vivo, Samsung, Paytm Mall, MakeMyTrip, Pepperfry, and many others.

You can also use this card at Bajaj Finserv’s partner stores spread across more than 4,000 cities in India.

How to use the Bajaj Finserv EMI Network Card in-store?

Here is how you can transact across Bajaj Finserv’s partner stores. Simply visit the partner’s website and choose the product you want to purchase.

Then, select the Bajaj Finserv EMI Network Card as the preferred payment method while checking out. Finally, choose your suitable repayment tenure, add the required personal details, and enter the correct delivery address.

Does making purchases require a physical card?

While shopping with an EMI Network Card is easy and simple, note that there is no physical card. Simply complete the required form online and wait for approval via SMS. Use this SMS approval instead of your physical card and buy your favourite products from the partner store.

Can I use an EMI Card to make purchases in an online store?

Yes, you can use the card to initiate an online purchase at the partner’s website. Choose any product you like and navigate to the payment section. Select No Cost EMIs as the preferred payment mode and choose the Bajaj Finserv EMI Network Card from the list.

Opt for a suitable repayment tenure and confirm your details. Then, click on the ‘Buy’ option to get the product delivered to your residence.