What is Central KYC or CKYC

• Passport-size photographs

• Contact details

• Details about the authorised representative (in the case of a minor)

Business entities wanting to complete the CKYC process need to furnish the following documents: 

• PAN card

• Signed registration form

• Corporate identification number

• Registration certificate

• Certificate, Licence, and Notification issued by the said regulator

• Certified copy of the photo identity card of the user administrator

• Certified identity proof of the user administrator

• Step 3: Proceed by completing the requisite details about your financial institution, and the regulatory body of the registration

• Step 4: Download, fill, and submit the FI registration form and the requisite documents

• Step 5: Once you complete the registration, you and the nodal officer will receive a temporary reference number

• Step 6: Finish the process by testing all functionalities mentioned in the checklist

If the details furnished by you are accurate and verified, CERSAI will approve your request.

Individuals need to follow the steps outlined below to complete the CKYC process:

• Step 1: Visit the CKYC website and enter your PAN card details

• Step 2: Proceed by entering personal information such as your name, email address, mobile number, and your Aadhaar number

• Step 3: Upload self-attested copies of your Aadhaar and PAN cards

• Step 4: Use the webcam to upload a photograph of yourself and also upload a copy of your signature

• Step 5: You will be directed to an in-person verification via your webcam

• Step 6: Finally, click on the ‘Submit’ button, and your application will then be sent for further review and approval

It is important to remember that if your KYC has already been verified, the site will prompt you to modify your existing details.

1. PAN card

2. Aadhaar card

3. Voter ID

4. Passport

5. Driving licence

6. NREGA job card

• Small Account 

If you do not have any of the listed official documents at the time of application, you can open a small CKYC account. You can do this by submitting your duly filled form along with a photograph. 

Keep in mind that such accounts have limited validity and are marked by restricted transaction limits.

• Low-Risk/Simplified Account 

When completing your application form, if you are unable to submit any of the six listed documents, you can proceed by submitting your form along with OVDs (Other Valid Documents), as specified by the RBI.

• OTP eKYC Account 

You can create this account by submitting an Aadhaar PDF file, authorised using an OTP.

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.