✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today!

Buy Cosmic Cycles on EMI

Cosmic cycles offer durable, high-performance rides for commuting, fitness, kids, and mountain trails, with easy EMI payment options.

Last updated on: March 30, 2026

Product Overview

Cosmic cycles are engineered to provide a balanced blend of performance, safety, and modern aesthetics, catering to everyone from toddlers to professional fitness enthusiasts. With a focus on accessibility and durability, the brand delivers high-quality specifications such as lightweight aluminium alloy or high-tensile steel frames, precision braking systems ranging from reliable V-brakes to dual discs, and versatile wheel sizes from 12-inch kids' models to 29-inch adult MTBs. Each bicycle is designed with rider comfort in mind, featuring ergonomic upright geometries to reduce fatigue and cushioned saddles for longer journeys. Whether you choose a high-speed geared mountain bike for off-road trails or a sleek single-speed hybrid for city commuting, Cosmic cycles ensure a reliable ride. By using the Bajaj Finserv Insta EMI Card, you can easily manage the cosmic cycle price with zero interest and flexible repayment terms, making top-tier cycling technology accessible for everyone.

Popular Cosmic Cycles You Can Purchase on EMIs

Cosmic offers a variety of bicycles tailored to meet specific terrain and rider requirements. From the high-speed Musk and Troy series to specialised kids' cycles like the Taco and Wink, these models combine modern aesthetics with rugged functionality. Below is a look at popular models available on the market:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Cosmic 27.5 3000

MTB

Alloy

27.5-inch

27 Speed

Dual Disc

Fitness / Trails

Cosmic 29 Troy

MTB

Steel

29-inch

21 Speed

Dual Disc

Adventure / Adults

Cosmic Matrix

Hybrid

Steel

700C

21 Speed

Dual Disc

City / Long Rides

Cosmic 26 Kyte

MTB

Steel

26-inch

Non-Geared

V-Brakes

Teens / Commute

Cosmic 16 Taco

Kids

Steel

16-inch

Non-Geared

Caliper

Kids (4-7 Years)

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Cosmic Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital, offering a pre-approved limit for instant use. Once your card is active, you can easily manage your cosmic cycle on emi through these simple steps:

Online Steps:

  1. Visit a Bajaj Finserv partner website

  2. Browse the available Cosmic Cycle

  3. Select your preferred model and choose the EMI payment option

  4. Complete the application process and verify your details

  5. Confirm your purchase and select the desired EMI tenure

Offline Steps:

  1. Visit a Bajaj Finserv partner store

  2. Explore the Cosmic Cycle available in-store

  3. Select a model you want and request the EMI payment options

  4. Finalise your purchase at the billing counter

  5. Take home your new Cosmic Cycle with easy EMI payments

Benefits of Buying a Cosmic Cycle Using the InstaEMI Card

Managing your purchase with the Insta EMI Card makes high-quality fitness equipment highly accessible:

  • Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.
  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.
  • Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.
  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.

Who Should Buy a Cosmic Cycle

To find the perfect bike, consider your riding environment and physical requirements:

  • Terrain Type: For rough trails and unpaved roads, choose a Cosmic MTB with front suspension and dual disc brakes. For city travel, a Hybrid or Road cycle with thinner tyres is more efficient.
  • Rider Height & Age: Ensure the frame size and wheel size (e.g., 24T, 26T, or 29T) align with the rider's height to prevent back strain.
  • Gear Requirement: If your commute involves inclines or flyovers, a 21-speed or 27-speed gear system is recommended for easier pedalling.
  • Frame Durability: If you prioritise a lightweight ride, opt for Cosmic's alloy frames; for heavy-duty rugged use, high-tensile steel frames are exceptionally sturdy.

Other Cosmic Cycle Types You Can Buy Using Insta EMI Card

Expand your cycling horizons by exploring these specialised categories from Cosmic:

  • Cosmic MTB Cycles: Built for off-road stability with shock-absorbing suspensions.

  • Cosmic Road Cycles: Lightweight and streamlined for maximum speed on paved roads.

  • Cosmic Hybrid Cycles: The perfect blend of MTB ruggedness and road bike speed for daily city use.

  • Cosmic Kids Cycles: Safe, colourful, and durable bikes designed for young learners.

Other Brands Offering Cycles on EMIs

If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv EMI Network:

  • Hero Cycles on EMI: A wide range of traditional and modern cycles for all ages.

  • Firefox Cycles on EMI: Premium performance bikes for serious enthusiasts.

  • Leader Cycles on EMI: Durable and affordable cycles for family and fitness.

  • Stryder Cycles on EMI: High-quality bicycles from the house of Tata.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Cosmic cycles across adult MTB models?

Yes, most Cosmic adult mountain bikes, including the Troy and Musk series, are eligible for Easy EMI through Bajaj Finserv partner stores.

Yes, during festive seasons, you can often find additional zero down payment and cashback offers on Cosmic cycles via the EMI network.

Absolutely. You can select a tenure between 3 to 60 months that best suits your monthly financial planning.

Yes, Cosmic offers Hybrid models for city use and MTB models with dual disc brakes for rugged trail riding.

Yes, Cosmic features models with reliable Shimano or MicroShift gear systems, ranging from 7-speed to 27-speed variants.

Yes, Cosmic provides a range of single-speed and entry-level geared cycles that are very easy for beginners to handle.

Most Cosmic models come with PU foam cushioned saddles and ergonomic grips designed for comfort during long daily commutes.

Yes, Cosmic is known for its vibrant and attractive aesthetics, offering a wide palette of neon, matte, and glossy finishes.

Cosmic cycle frames are built using high-tensile steel or lightweight aluminium alloy, ensuring long-term durability and resistance to wear.

View More
Home
Home
ONDC_BD_StealDeals
Steal Deals
loan
Personal Loan
Apply Now
Explore
Explore
chatbot
Yara.AI