Cosmic cycles offer durable, high-performance rides for commuting, fitness, kids, and mountain trails, with easy EMI payment options.
Last updated on: March 30, 2026
Cosmic cycles are engineered to provide a balanced blend of performance, safety, and modern aesthetics, catering to everyone from toddlers to professional fitness enthusiasts. With a focus on accessibility and durability, the brand delivers high-quality specifications such as lightweight aluminium alloy or high-tensile steel frames, precision braking systems ranging from reliable V-brakes to dual discs, and versatile wheel sizes from 12-inch kids' models to 29-inch adult MTBs. Each bicycle is designed with rider comfort in mind, featuring ergonomic upright geometries to reduce fatigue and cushioned saddles for longer journeys. Whether you choose a high-speed geared mountain bike for off-road trails or a sleek single-speed hybrid for city commuting, Cosmic cycles ensure a reliable ride. By using the Bajaj Finserv Insta EMI Card, you can easily manage the cosmic cycle price with zero interest and flexible repayment terms, making top-tier cycling technology accessible for everyone.
Cosmic offers a variety of bicycles tailored to meet specific terrain and rider requirements. From the high-speed Musk and Troy series to specialised kids' cycles like the Taco and Wink, these models combine modern aesthetics with rugged functionality. Below is a look at popular models available on the market:
Model Name |
Cycle Type |
Frame Material |
Wheel Size |
Gear Type |
Brake Type |
Ideal For |
Cosmic 27.5 3000 |
MTB |
Alloy |
27.5-inch |
27 Speed |
Dual Disc |
Fitness / Trails |
Cosmic 29 Troy |
MTB |
Steel |
29-inch |
21 Speed |
Dual Disc |
Adventure / Adults |
Cosmic Matrix |
Hybrid |
Steel |
700C |
21 Speed |
Dual Disc |
City / Long Rides |
Cosmic 26 Kyte |
MTB |
Steel |
26-inch |
Non-Geared |
V-Brakes |
Teens / Commute |
Cosmic 16 Taco |
Kids |
Steel |
16-inch |
Non-Geared |
Caliper |
Kids (4-7 Years) |
Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.
The application process for the Bajaj Finserv Insta EMI Card is entirely digital, offering a pre-approved limit for instant use. Once your card is active, you can easily manage your cosmic cycle on emi through these simple steps:
Visit a Bajaj Finserv partner website
Browse the available Cosmic Cycle
Select your preferred model and choose the EMI payment option
Complete the application process and verify your details
Confirm your purchase and select the desired EMI tenure
Visit a Bajaj Finserv partner store
Explore the Cosmic Cycle available in-store
Select a model you want and request the EMI payment options
Finalise your purchase at the billing counter
Take home your new Cosmic Cycle with easy EMI payments
Managing your purchase with the Insta EMI Card makes high-quality fitness equipment highly accessible:
To find the perfect bike, consider your riding environment and physical requirements:
Expand your cycling horizons by exploring these specialised categories from Cosmic:
Cosmic MTB Cycles: Built for off-road stability with shock-absorbing suspensions.
Cosmic Road Cycles: Lightweight and streamlined for maximum speed on paved roads.
Cosmic Hybrid Cycles: The perfect blend of MTB ruggedness and road bike speed for daily city use.
Cosmic Kids Cycles: Safe, colourful, and durable bikes designed for young learners.
If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv EMI Network:
Hero Cycles on EMI: A wide range of traditional and modern cycles for all ages.
Firefox Cycles on EMI: Premium performance bikes for serious enthusiasts.
Leader Cycles on EMI: Durable and affordable cycles for family and fitness.
Stryder Cycles on EMI: High-quality bicycles from the house of Tata.
Reviewer
Yes, most Cosmic adult mountain bikes, including the Troy and Musk series, are eligible for Easy EMI through Bajaj Finserv partner stores.
Yes, during festive seasons, you can often find additional zero down payment and cashback offers on Cosmic cycles via the EMI network.
Absolutely. You can select a tenure between 3 to 60 months that best suits your monthly financial planning.
Yes, Cosmic offers Hybrid models for city use and MTB models with dual disc brakes for rugged trail riding.
Yes, Cosmic features models with reliable Shimano or MicroShift gear systems, ranging from 7-speed to 27-speed variants.
Yes, Cosmic provides a range of single-speed and entry-level geared cycles that are very easy for beginners to handle.
Most Cosmic models come with PU foam cushioned saddles and ergonomic grips designed for comfort during long daily commutes.
Yes, Cosmic is known for its vibrant and attractive aesthetics, offering a wide palette of neon, matte, and glossy finishes.
Cosmic cycle frames are built using high-tensile steel or lightweight aluminium alloy, ensuring long-term durability and resistance to wear.