Upgrade your daily travel with a high-performance Urban Star cycle, available on easy monthly instalments using the Bajaj Finserv Insta EMI Card at partner stores and online platforms.
Last updated on: March 31, 2026
Urban Star cycles are engineered to offer a seamless blend of modern technology and robust durability, catering to everything from daily city travel to adventurous fat-tyre biking. Featuring a diverse lineup that includes high-carbon steel frames and geared MTBs, Urban Star ensures a superior riding experience with a focus on ergonomic comfort and efficient power delivery. Whether you are a student looking for a budget-friendly commute or a fitness enthusiast seeking a geared ride, you can find the latest urban star cycle on emi to manage your purchase effectively without immediate financial strain.
Here is a list of popular models available at a competitive urban star cycle in India:
Model Name |
Category |
Wheel Size |
Key Features |
Best For |
Urban Star Delta |
Geared MTB |
26 T |
7-Speed Gears, Dual Disc, Front Suspension |
Fitness & Commuting |
Urban Star Hulk |
Fat Tyre |
20 T / 26 T |
3.00-inch Wide Tyres, Dual Disc, Rigid/Suspension |
Off-Road Look & Stability |
Urban Star 26T IBC |
City / Road |
26 T |
Inbuilt Carrier, Single Speed, Rigid Fork |
Daily Utility & Groceries |
Urban Star Insane |
Hybrid |
24 T |
Minimalist Design, Single Speed, V-Brakes |
Teens & Fast City Rides |
Urban Star Spider |
MTB / BMX |
20 T |
Dual Disc, Double-Tone Colours, Semi-Assembled |
Stunt Style / Junior MTB |
Urban Star Benzo |
Kids Road |
20 T / 24 T |
High-Carbon Steel Frame, Caliper Brakes |
Kids (Ages 5–12) |
Urban Star Zoom |
Junior BMX |
14 T / 16 T |
Double Seat (Backrest), Training Wheels |
Toddlers (Ages 2–5) |
Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website or authorised retail partners for the most accurate and current information.
The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Urban Star cycle on EMI through these simple steps:
Visit an authorised Bajaj Finserv partner website
Explore Urban Star Cycle available online
Select your preferred cycle model and opt for EMI payment
Provide the required details and complete the verification process
Confirm the EMI tenure and place the order
Find an authorised Urban Star Cycle retail store near you
Browse through the available cycle models in-store
Choose your desired model and select EMI Card payment at checkout
Complete the payment process at the billing counter
Take home your new cycle with easy and flexible EMIs
Zero Down Payment options available on selected Urban Star models, allowing for instant ownership.
Flexible tenure options to help you plan your monthly finances without stress.
Pan-India acceptance across a vast network of online portals and physical retail stores.
Easy upgrades to premium geared MTBs or specialised fat-tyre models without an upfront cash burden.
Budget control allows you to manage daily expenses while owning a high-performance urban star cycle on emi.
Besides Urban Star, several other top cycling brands are available through the EMI Card:
Reviewer
Yes, all hybrid variants, including the Urban Star Insane, are eligible for purchase using the Bajaj Finserv Insta EMI Card.
Yes, you can often find attractive No Cost EMI offers and special deals during festive sales and brand promotions.
Yes, the EMI payment option can be selected at the checkout stage on most authorised partner e-commerce websites.
Absolutely. Models like the 26T IBC and Delta are specifically designed for efficient and comfortable city travel.
While many models use high-carbon steel for maximum durability, the hybrid and city ranges are designed to be agile and easy to handle.
Yes, they feature ergonomic frame geometries and reliable tyres to ensure a smooth and effortless experience on city tarmac.
Yes, Urban Star focuses on upright and relaxed seating positions to reduce rider fatigue during daily commutes.
Yes, Urban Star offers various wheel and frame sizes, from 14 T for toddlers to 26 T for adults, to ensure a perfect fit.
Built with reinforced frames and quality components, Urban Star cycles are highly reliable for consistent daily usage.