V-Star cycles provide a perfect blend of durability and comfort for riders, now accessible on Easy EMI through the Bajaj Finserv Insta EMI Card.
Last updated on: April 04, 2026
V-Star cycles are designed to cater to a variety of cycling needs, ranging from rugged mountain bikes for off-road exploration to efficient hybrids for city travel. These bicycles are built with high-quality materials to ensure stability and safety for kids, fitness enthusiasts, and daily commuters alike. Whether you are navigating urban traffic or seeking a weekend fitness routine, V-Star offers a reliable performance. By using the Bajaj Finserv Insta EMI Card, you can bring home your preferred model by spreading the cost into affordable monthly instalments at any Bajaj Finserv partner store or website.
V-Star offers a versatile range of bicycles tailored for different terrains and age groups. Below are some popular models available on the market:
Model Name |
Cycle Type |
Frame Material |
Wheel Size |
Gear Type |
Brake Type |
Ideal For |
V-Star 26T MTB |
MTB |
Hi-Ten Steel |
26 inches |
Non-Geared |
Dual Disc |
Adults/Youth (10+ yrs), urban trails |
V-Star 26T Multi-Use |
Hybrid |
Hi-Ten Steel |
26 inches |
Non-Geared |
Dual Disc |
Commuting, all terrain, men/youth |
V-Star 16T Kids |
Kids |
Steel Alloy |
16 inches |
Non-Geared |
Caliper |
Junior riders (4-6 yrs), training wheels |
V-Star 20T Junior |
Kids/MTB |
Hi-Ten Steel |
20 inches |
Non-Geared |
V-Brake/Disc |
Kids 6-9 yrs, off-road play |
V-Star 24T Unisex |
MTB/Hybrid |
Steel |
24 inches |
Non-Geared |
Disc |
Teens/urban riders, daily use |
Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing.
The Bajaj Finserv Insta EMI Card simplifies your purchase with a fully digital application process and a pre-approved limit. Once active, you can manage your V-Star cycle on EMI through these convenient methods:
Online Steps:
Visit a Bajaj Finserv partner website
Browse the available V-Star Cycle
Select your preferred model and choose the EMI payment option
Complete the application process and verify your details
Confirm your purchase and select the desired EMI tenure
Offline Steps:
Visit a Bajaj Finserv partner store
Explore the V-Star Cycle available in-store
Select a model you want and request the EMI payment options
Finalise your purchase at the billing counter
Take home your new V-Star Cycle with easy EMI payments
Managing your purchase with the Insta EMI Card makes high-quality fitness equipment highly accessible:
Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.
Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.
Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.
Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.
V-Star cycles are entry-level, budget bicycles ideal for novice riders, children, and casual commuters in India who prioritize affordability and basic durability over advanced performance.
Rider Age & Height Suitability: Perfect for kids aged 4-10 years (height 3'10"-4'6") using 16T-20T models with training wheels, and teens/adults 10+ years (4'6"+) on 24T-26T frames—seats adjust for growth without needing quick replacements.
Riding Purpose: Suited for short commutes (<10km to school/work), recreational fitness on flat paths, or adventure learning for beginners; single-speed design favors simplicity over intense workouts or extended tours.
Terrain Type & Gear Requirement: Best on urban paved roads, mild potholes, and packed dirt with fat tires/basic suspension—non-geared setup works for flat areas but struggles on hills requiring gear shifts.
Frame Durability: Hi-Ten steel construction withstands daily urban abuse and rough Indian roads reliably for casual use, though not as lightweight or premium as alloy frames for heavy off-roading.
Expand your cycling horizons by exploring these specialised categories from V-Star:
V-Star MTB Cycles These mountain bikes feature rugged frames and shock-absorbing suspensions, making them perfect for off-road trails and bumpy terrains.
V-Star Road Cycles Lightweight and aerodynamic, V-Star road cycles are designed for maximum speed and efficiency on smooth, paved city roads.
V-Star Hybrid Cycles Combining the best of both worlds, these cycles offer a blend of MTB durability and road bike speed for versatile urban use.
V-Star Kids Cycles Safe and durable, these colourful bikes come with training wheels and safety guards, perfect for young learners and toddlers.
If you are exploring different options, you can also find these reputable brands on the Bajaj Finserv Insta EMI card:
Hero Cycles on EMI Explore India's most trusted range of traditional and modern bicycles for all ages, available on flexible monthly instalments.
Firefox Cycles on EMI Upgrade to premium, high-performance bikes designed for serious enthusiasts and professional riders without an immediate upfront cost.
Cosmic Cycles on EMI Discover stylish and rugged cycles built for both fitness routines and adventurous trails, accessible through Easy EMI plans.
Stryder Cycles on EMI Bring home high-quality bicycles from the house of Tata, known for their exceptional build quality and long-term reliability.
Reviewer
Yes, EMI facilities are available on all V-Star commuter variants, including single-speed city bikes and hybrid models, through Bajaj Finserv partner websites and physical stores across India.
Absolutely. During festive sales and major promotional campaigns, many V-Star models qualify for attractive Easy EMI offers, allowing you to purchase your favourite cycle with additional financial benefits.
Yes, at the time of checkout on a partner website, you can select the Bajaj Finserv Insta EMI Card as your payment method and choose a tenure that fits your budget.
Yes, V-Star offers specific hybrid and road-oriented models designed with ergonomic geometries and efficient tyres, making them highly suitable for comfortable and reliable daily urban commuting.
Yes, V-Star cycles are built with high-tensile steel or lightweight aluminium alloy frames, ensuring long-term durability and the ability to withstand heavy usage across different terrains.
V-Star cycles are excellent for beginners as they provide a stable riding experience, intuitive gear systems, and easy maintenance, helping new riders build confidence quickly.
Yes, equipped with precision-engineered drivetrains and quality bottom brackets, V-Star cycles ensure smooth pedalling efficiency, reducing the effort required during long-distance or uphill rides.
Yes, V-Star cycles use standard, high-quality components that are easy to service. Regular lubrication and basic brake adjustments are usually all that is needed to keep them in top condition.
V-Star cycles are known for their reliability, featuring rust-resistant coatings, double-wall alloy rims, and dependable braking systems that perform consistently during everyday travel in various weather conditions.