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Buy Plutus Cycles on EMI

Upgrade your daily travel with a high-performance Plutus cycle, available on easy monthly instalments using the Bajaj Finserv Insta EMI Card at partner stores and online platforms.

Last updated on: April 01, 2026

Product Overview

Plutus cycles are engineered to offer a seamless blend of modern technology and robust durability, catering to everything from daily city travel to high-performance mountain biking. Featuring a diverse lineup that includes sleek road racers and sturdy MTBs, Plutus ensures a superior riding experience with a focus on ergonomic comfort and efficient power delivery. Whether you are a student looking for a budget-friendly commute or a performance rider tackling rugged trails, you can shop for a Plutus cycle on EMI to enjoy premium mobility without immediate financial strain, making the Plutus cycle price more accessible than ever.

Popular Plutus Cycles You Can Purchase on EMI

Here is a list of popular models available at a competitive Plutus cycle in India:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Colatino

Road / Racing

Aluminium Alloy

700C

14-Speed Shimano

Mechanical Disc

Tarmac & Speed

Frisco 29

MTB / Hybrid

Aluminium Alloy

29T

Single Speed

Dual Disc

Smooth City Riding

Radon 29

MTB

Aluminium Alloy

29T

21-Speed Shimano

Dual Disc

Off-Road & Trails

Boston

MTB

Aluminium Alloy

26T

Geared / SS

Hydraulic/Disc

Stunts & Rugged Trails

Chicago

MTB

Aluminium Alloy

26T

21/24/27 Speed

Dual Disc

Performance Off-Road

Fire

MTB

Hi-Tensile Steel

27.5T

21-Speed Shimano

Dual Disc

Teens & Fitness

Slash

MTB

Hi-Tensile Steel

26T

Single Speed

Dual Disc

Daily Commuting

Tango / Tango 21

MTB

Hi-Tensile Steel

26T

SS / 21-Speed

Dual Disc

Entry-level Trails

Fazer

MTB

Hi-Tensile Steel

26T

Single Speed

Dual Disc

Budget Daily Use

PL-100

Kids MTB

Hi-Tensile Steel

24T

Single Speed

Dual Disc

Kids (Ages 9–15)

Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website for the most accurate and current information.

How to Use the Bajaj Insta EMI Card to Buy a Plutus Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Plutus cycle on EMI through these simple steps:

Buy Online Using EMI Card

  1. Visit an authorised Bajaj Finserv partner website

  2. Explore Plutus cycles available online

  3. Select your preferred cycle model and opt for EMI payment

  4. Provide the required details and complete the verification process

  5. Confirm the EMI tenure and place the order

Buy Offline at Partner Stores Using EMI Card

  1. Find an authorised Plutus cycle retail store near you

  2. Browse through the available cycle models in-store

  3. Choose your desired model and select EMI Card payment at checkout

  4. Complete the payment process at the billing counter

  5. Take home your new cycle with easy and flexible EMIs

Benefits of Buying a Plutus Cycle Using the EMI Card

  • No Cost EMI for selected tenures, ensuring you pay only the original price without additional interest.

  • Zero Down Payment options available on specific Plutus models.

  • Flexible Tenure options to help you plan your monthly expenses effectively.

  • Pan-India acceptance across a vast network of online partners and physical retail stores.

  • Easy upgrades to premium geared or aluminium alloy models without an upfront cash burden.

  • Budget control allows you to maintain your cash flow while owning a high-performance bicycle.

Who Should Buy a Plutus Cycle? A Buying Guide

  • Rider Type: Perfect for students, office-goers, and fitness enthusiasts who value performance and high-quality Shimano components.

  • Height & Fit: Models like the Radon 29 are perfect for tall riders, while the PL-100 series caters to teenagers.

  • Riding Purpose: Choose the Colatino for speed on tarmac or the Chicago series for serious off-road performance.

  • Gear Requirement: Opt for the 21 or 27-speed systems for hilly terrains, or single-speed for low-maintenance city riding.

  • Frame Durability: Available in Aluminium Alloy for lightness or Hi-Tensile Steel for rugged, long-lasting performance.

Other Plutus Cycle Types You Can Buy Using EMI Card

Plutus extends its engineering expertise to various specialised categories:

  • Plutus Mountain Bikes (MTB): Rugged off-roaders like the Chicago and Radon series, equipped with dual disc brakes and wide gears for trail performance.

  • Plutus Road & Racing Cycles: Lightweight models like the Colatino, featuring aerodynamic frames and narrow tyres for high-speed tarmac riding.

  • Plutus Hybrid Commuter Cycles: Versatile models like the Frisco 29, blending the speed of a road bike with the stability of an MTB for urban travel.

  • Plutus Junior MTB Cycles: Scaled-down versions like the PL-100, designed specifically with safety and durability for younger riders aged 9–15.

Other Brands Offering Cycles on EMI

Besides Plutus, several other top cycling brands are available through the EMI Card at authorised outlets:

  • Montra Cycles: A premium choice for enthusiasts looking for high-end alloy frames and performance-driven hybrids.

  • Hero Cycles: India’s legacy brand offering an extensive range of budget-friendly, durable cycles for all age groups.

  • Btwin Cycles: Known for international design standards and innovative builds, ideal for professional trekking and sports.

  • Hercules Cycles: A legacy brand famous for its sturdy construction and reliable roadsters for daily rugged use.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Plutus cycles across commuter models?

Yes, all adult and junior commuter models, including geared and single-speed variants, are eligible for purchase using the Bajaj Finserv Insta EMI Card.

Yes, many Plutus models are available with No Cost EMI offers during festive sales and specific promotional events on partner platforms.

Yes, you can choose a flexible repayment tenure that suits your monthly budget during the final checkout on authorised websites.

Absolutely. Models like the Slash and Frisco 29 are specifically designed for efficient, smooth, and effortless city commuting.

Yes, Plutus uses high-quality Aluminium Alloy and Hi-Tensile Steel to ensure the frames are lightweight yet exceptionally durable.

Yes, the single-speed and entry-level geared models like the Tango are excellent for those just starting their cycling journey.

Yes, Plutus cycles are designed with ergonomic frame geometries to ensure a comfortable and upright posture for regular riders.

The non-geared models are very low-maintenance, while the geared variants are designed for easy servicing at any standard cycle centre.

Designed for Indian road conditions, Plutus cycles feature reinforced frames and high-quality components for long-term reliability.

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