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Buy Oxygen Cycles on EMI

Upgrade your daily travel with a high-performance Oxygen cycle, available on easy monthly instalments using the Bajaj Finserv Insta EMI Card at partner stores and online platforms.

Last updated on: April 01, 2026

Product Overview

Oxygen cycles are engineered to offer a seamless blend of modern technology and robust durability, catering to everything from daily city travel to high-performance mountain biking. Featuring a diverse lineup that includes advanced mountain bikes and versatile hybrid cycles, Oxygen ensures a superior riding experience with a focus on ergonomic comfort and efficient power delivery. Whether you are a student looking for a budget-friendly commute or a performance rider tackling rugged terrain, you can shop for an Oxygen cycle on EMI online or offline to manage the oxygen cycle price in india without an upfront financial burden.

Popular Oxygen Cycles You Can Purchase on EMI

Here is a list of popular models available at a competitive oxygen cycle: 

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Rider X Pro

MTB

Hi-Tensile Steel

26T / 27.5T

Geared / SS

Dual Disc

Off-Road & Trails

Urban Flow

Hybrid

Alloy Steel

700C

Single Speed

Dual Disc

Smooth City Commutes

Black Panther

MTB

Hi-Tensile Steel

29T

21-Speed Shimano

Dual Disc

Tall Riders & Rugged Terrain

Skoda

Kids / BMX

Mild Steel

20T

Single Speed

Caliper / V-Brake

Kids (Ages 6–9)

Big Bull

Kids / MTB

Steel & Plastic

20T

Single Speed

Rigid / Caliper

Kids (Ages 7–10)

Dreamgirl

Kids / Road

Mild Steel

14T-20T

Single Speed

Caliper Brakes

Girls (Ages 3–9)

Kandy / Stoppy

Kids / BMX

Mild Steel

14T-20T

Single Speed

Caliper Brakes

Young Beginners

Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website for the most accurate and current information.

How to Use the Bajaj Insta EMI Card to Buy an Oxygen Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Oxygen cycle on EMI through these simple steps:

Buy Online Using EMI Card

  1. Visit an authorised Bajaj Finserv partner website

  2. Explore Oxygen cycles available online

  3. Select your preferred cycle model and opt for EMI payment

  4. Provide the required details and complete the verification process

  5. Confirm the EMI tenure and place the order

Buy Offline at Partner Stores Using EMI Card

  1. Find an authorised Oxygen cycle retail store near you

  2. Browse through the available cycle models in-store

  3. Choose your desired model and select EMI Card payment at checkout

  4. Complete the payment process at the billing counter

  5. Take home your new cycle with easy and flexible EMIs

Benefits of Buying an Oxygen Cycle Using the EMI Card

  • No Cost EMI for selected tenures, ensuring you pay only the product price without extra interest.

  • Zero Down Payment options available on selected Oxygen models.

  • Flexible Tenure options ranging from 3 to 60 months to suit your financial planning.

  • Pan-India acceptance at thousands of partner stores and major online portals.

  • Easy upgrades to premium multi-speed or Shimano-equipped models without an upfront cash burden.

  • Budget control allows you to manage daily expenses while owning a high-performance bicycle.

Who Should Buy an Oxygen Cycle? A Buying Guide

  • Rider Type: Perfect for students, office-goers, fitness enthusiasts, and parents looking for durable kids' bikes.

  • Height & Fit: Models like the Black Panther (29T) are perfect for tall riders, while the 20T series caters to children.

  • Riding Purpose: Choose the Urban Flow for city tarmac or the Rider X Pro for rugged, unpaved trails.

  • Gear Requirement: Opt for the 21-speed Shimano systems for hilly areas or single-speed for low-maintenance city riding.

  • Frame Durability: Available in Hi-Tensile Steel, Alloy Steel, and Mild Steel to balance weight and sturdiness.

Other Oxygen Cycle Types You Can Buy Using EMI Card

Oxygen extends its engineering expertise to various specialised categories to suit every rider's needs:

  • Oxygen Mountain Bikes (MTB): Rugged bikes like the Rider X Pro and Black Panther, featuring dual disc brakes for superior off-road control.

  • Oxygen Hybrid City Cycles: Slim-tyre models like Urban Flow, designed for agility and speed on paved urban roads.

  • Oxygen Kids’ & BMX Cycles: Specifically designed models like Skoda and Kandy, built with safety features and durable frames for young beginners.

  • Oxygen Geared Performance Cycles: Advanced variants equipped with Shimano drivetrains, designed to tackle steep inclines and rough terrain with ease.

Other Brands Offering Cycles on EMI

Besides Oxygen, several other top cycling brands are available through the EMI Card at authorised outlets:

  • Montra Cycles: A premium choice for enthusiasts looking for high-end alloy frames, road bikes, and performance-driven hybrids.

  • Hero Cycles: One of India’s most trusted brands, offering a massive range of budget-friendly, durable cycles for all age groups.

  • Btwin Cycles: Known for international design standards and innovative features, ideal for professional fitness and trekking.

  • Hercules Cycles: A legacy brand famous for its sturdy construction, offering reliable mountain bikes for daily rugged use.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Oxygen cycles across MTB models?

Yes, the entire MTB range, including geared and single-speed variants, is eligible for purchase via the Bajaj Finserv Insta EMI Card.

Yes, many Oxygen models come with No Cost EMI offers depending on the retailer and the chosen repayment tenure.

Yes, you can choose a flexible tenure that suits your budget during the final checkout process online or at the billing desk in-store.

Absolutely. Models like the Black Panther and Rider X Pro are specifically designed with suspension and dual disc brakes for trail riding.

Yes, select Oxygen models feature 21-speed Shimano gear systems for efficient performance on varying gradients.

Yes, the hybrid and MTB ranges are engineered to provide an efficient workout and a comfortable riding posture for fitness enthusiasts.

Most Oxygen models are equipped with dual disc brakes or high-quality V-brakes for maximum reliability and safety.

Yes, with ergonomically designed saddles and comfortable geometry, Oxygen cycles ensure a smooth experience for longer commutes.

Built with reinforced Hi-Tensile steel and alloy components, Oxygen cycles are designed to handle Indian road conditions and rough terrains with ease.

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