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Buy Matelco Cycles on EMI

Upgrade your daily travel with a high-performance Matelco Cycle, available on easy monthly instalments using the Bajaj Finserv Insta EMI Card at partner stores and online platforms.

Last updated on: March 31, 2026

Product Overview

Matelco Cycles are engineered to offer a seamless blend of modern technology and robust durability, catering to everything from daily city travel to high-performance mountain biking. Featuring a diverse lineup that includes advanced electric bikes and sturdy mountain bikes, Matelco ensures a superior riding experience with focus on ergonomic comfort and efficient power delivery. Whether you are a student looking for a budget-friendly commute or a performance rider tackling steep hills, you can shop for Matelco models online or offline using your Insta EMI Card.

Popular Matelco Cycles You Can Purchase on EMI

Here is a list of popular models available for purchase:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Urbano Ei26

Electric Mountain Bikes 

Alloy Steel

26"

7-Speed (Shimano)

Dual Disc

Long-range Commutes (E-Bike)

Urbano EA26

Electric Mountain Bikes 

Alloy Steel

26"

Non-Geared (SS)

Dual Disc

Simple, Effortless Commuting

Urbano S26

Mountain Bikes 

Mild Steel

26"

21-Speed (Shimano)

Dual Disc

Fitness & Light Trail Riding

Urbano MG26

Mountain Bikes  (Mag Wheels)

Mild Steel

26"

Both (SS & Geared)

Dual Disc

Stylish City Riding / Aesthetics

Ultra A26

Mountain Bikes 

Carbon Steel

26"

Non-Geared (SS)

Dual Disc

Budget Trail & Rough Road Riding

Ultra EA26

Electric Mountain Bikes 

Mild Steel

26"

Non-Geared (SS)

Dual Disc

Budget E-Bike for Students

Iris Ei26

Electric Mountain Bikes 

Aluminium Alloy

26"

7-Speed (Shimano)

Dual Disc

Premium Lightweight E-Cycling

One A26 Pro

Road / Hybrid

Mild Steel

26"

Non-Geared (SS)

V-Brake / Disc

Simple, Low-Maintenance Commutes

Ubero EA26

Electric Mountain Bikes 

Mild Steel

26"

Non-Geared (SS)

Dual Disc

Heavy-duty Use (with carrier)

FEA Unisex

Electric Mountain Bikes 

Mild Steel

26"

27-Speed (Shimano)

Dual Disc

Performance E-Cycling & Hills

Ultra A20

Junior Mountain Bikes 

Carbon Steel

20"

Non-Geared (SS)

Dual Disc

Kids (Ages 6–10)

Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website for the most accurate and current information.

How to Use the Bajaj Insta EMI Card to Buy a Matelco Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Matelco cycle on EMI through these simple steps:

Buy Online Using EMI Card

  1. Visit an authorised Bajaj Finserv partner website

  2. Explore Matelco Cycles available online

  3. Select your preferred cycle model and opt for EMI payment

  4. Provide the required details and complete the verification process

  5. Confirm the EMI tenure and place the order

Buy Offline at Partner Stores Using EMI Card

  1. Find an authorised Matelco Cycle retail store near you

  2. Browse through the available cycle models in-store

  3. Choose your desired model and select EMI Card payment at checkout

  4. Complete the payment process at the billing counter

  5. Take home your new cycle with easy and flexible EMIs

Benefits of Buying a Matelco Cycle Using the EMI Card

  • No Cost EMI for selected tenures, ensuring you pay only the product price without extra interest.

  • Zero Down Payment options available on selected Matelco models.

  • Flexible Tenure options to suit your personal financial planning

  • Pan-India acceptance at thousands of partner stores and online portals.

  • Easy upgrades to premium electric or multi-speed models without an upfront cash burden.

  • Budget control allows you to manage daily expenses while owning a high-performance bike.

Who Should Buy a Matelco Cycle? A Buying Guide

  • Rider Type: Perfect for students, office-goers, and adventure seekers interested in electric or mountain biking.

  • Height & Fit: Models like the Ultra A20 are perfect for kids, while the 26" series caters to teenagers and adults.

  • Riding Purpose: Choose the Urbano or Iris series for long-distance commuting, or the Ultra series for rugged terrains.

  • Gear Requirement: Opt for the 21 or 27-speed Shimano systems for hilly areas, or single-speed for flat city roads.

  • Frame Durability: Available in Carbon Steel, Mild Steel, and Aluminium Alloy to balance weight and sturdiness.

Other Matelco Cycle Types You Can Buy Using EMI Card

Matelco extends its engineering expertise to various specialised categories to suit every rider's needs.

  • Matelco Electric Mountain Bikes  Cycles: Advanced e-bikes like the Urbano and Iris series, featuring high-torque motors and long-range batteries for effortless long-distance commuting.

  • Matelco Geared Mountain Bikes: Rugged off-roaders equipped with Shimano 7, 21, or 27-speed gear systems, designed to tackle steep inclines and rough trails with ease.

  • Matelco Hybrid City Cycles: Slim-tyre models built for speed and agility on tarmac, offering a lightweight frame and upright posture for comfortable urban fitness.

  • Matelco Junior Mountain Bikes  Cycles: Scaled-down mountain bikes like the Ultra A20, specifically designed with safety and durability in mind for younger riders aged 6–10.

Other Brands Offering Cycles on EMI

Besides Matelco, several other top cycling brands are available through the EMI Card at authorised online platforms and retail outlets.

  • Montra Cycles: A premium choice for enthusiasts looking for high-end alloy frames, road bikes, and performance-driven hybrid cycles.

  • Hero Cycles: One of India’s most trusted brands, offering a massive range of budget-friendly, durable cycles for all age groups.

  • Btwin Cycles: Available via Decathlon, these are known for their international design standards, innovative features, and excellent build quality.

  • Hercules Cycles: A legacy brand famous for its sturdy construction, offering reliable mountain bikes and roadsters for daily rugged use.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Are EMI options available on Matelco Cycles across adult models?

Yes, all adult models, including the electric and mountain bike ranges, are eligible for purchase using the Bajaj Finserv Insta EMI Card.

Many Matelco models come with No Cost EMI offers depending on the retailer and the chosen tenure.

Yes, you can select the EMI option during checkout on partner websites or at the billing desk in physical stores.

Absolutely. Models like the One A26 Pro and Urbano EA26 are specifically designed for smooth and effortless city commuting.

Yes, Matelco uses high-quality materials such as Alloy Steel and Aluminium Alloy to ensure the frames are sturdy and long-lasting.

Yes, the single-speed and junior models are excellent for those just starting their cycling journey.

Yes, with high-quality bearings and Shimano gear systems, Matelco Cycles ensure a smooth and efficient pedalling experience.

The non-geared models are very low-maintenance, while the geared and electric models are designed for easy servicing at authorised centres.

Designed for Indian road conditions, Matelco Cycles feature reinforced frames and dual disc brakes for maximum reliability during daily use.

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