BAJAJ FINSERV DIRECT LIMITED
  • Overview
  • Fees & Charges
  • Eligibility & Documents
  • How to Apply
  • Customer Care Details
  • FAQs
Avail Instant Personal Loans ✓ Loan up to ₹4 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

Kissht Loan – Instant Personal Loan of up to ₹4 Lakhs

Apply for a Kissht Personal Loan of up to ₹4 Lakhs with a 100% digital process. Check interest rates, EMI options to get instant approval without lengthy paperwork.

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Starting Interest Rate 14% p.a.
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Max. Loan Amount ₹4 Lakhs
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Max. Tenure 24 Months

Get a Kissht Personal Loan on Bajaj Markets with affordable interest rates starting from 14% p.a.. Enjoy flexible repayment tenures of up to 24 months. 

Fulfil urgent expenses effortlessly with hassle-free application processes, minimal documentation, and quick disbursal.

Kissht Loan Details - Features & Benefits

A Kissht Personal Loan can help you manage urgent financial requirements without delays. With a flexible repayment tenure of up to 24 months, you have the opportunity to plan your instalments according to your convenience. Here are some key details:

Particulars Details

Minimum Interest Rate

14% p.a.

Minimum Loan Amount

₹5,000

Maximum Loan Amount

₹4 Lakhs

Minimum Tenure 

6 Months

Maximum Tenure

24 Months

Disbursal Time

5 minutes post approval

Disclaimer: The above-mentioned rates and charges are subject to change as per the lender’s policies.

Some of the key benefits include:

  • High Loan Amount: Get an instant personal loan of up to ₹4 Lakhs

  • Affordable Personal Loan Interest Rates: Kissht Personal Loan interest rates start from 14% p.a.

  • Flexible Tenures: Enjoy repayment tenures ranging up to  24 months

  • Simple Application Process: Benefit from an easy and convenient application process by applying for a loan on Bajaj Markets

  • Quick Disbursal: You can receive the loan amount within 5 minutes of being approved

Kissht Personal Loan – Other Fees and Charges

Other than the principal amount and the cost of borrowing, you will incur additional charges for the Kissht instant loan. The details of these charges are listed below. 

Fees and Charges Details

Processing Fees

3% to 5% of the loan amount

Foreclosure Fees

NIL

Disclaimer: The above-mentioned charges are subject to change as per the lender’s policies.

Kissht Personal Loan Video Guide

Borrow up to ₹4 Lakhs with interest rates starting at just 14% p.a.

Kissht Personal Loan
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Apply easily with minimal documentation and tenure options up to 24 months.

Kissht Personal Loan Eligibility Criteria & Documents

Following are the key eligibility requirements you need to meet before submitting a Kishht loan application:

  • Employment Type: Salaried or a self-employed individual

  • Age: 24-60 years 

  • Income: ₹15,000/month (Minimum)

Furthermore, you will also be asked to submit some documents for KYC verification for the Kissht quick loan. These include:

  • Aadhaar card 

  • PAN card

  • Income proof

How to Apply for a Kissht Personal Loan on Bajaj Markets

Provided below are some easy steps for you to follow to apply for a Kissht Personal Loan:

  • Click on the ‘Apply Now’ option on this page

  • Enter your personal and professional details

  • Select ‘Kissht’ from the list of lenders available

  • Enter the amount you wish to borrow and the preferred tenure

  • Click on ‘Submit’

  • Following this, your application will be reviewed and a representative will contact you for further proceedings.

Kissht Personal Loan Customer Care Details

In case of any queries or complaints regarding your Kissht Personal Loan, you can call, email, or send a WhatsApp message to the Kissht customer care team. The contact details are provided below:

  • Kissht Customer Care Number: 080 44745884 / 080 62816309

  • Email ID: care@kissht.com

  • WhatsApp Support: +91 2248913631

Frequently Asked Questions

Q: What is the maximum limit for a Kissht loan?

A: Kissht offers up to ₹4 Lakhs as a loan.

A: Kissht provides small personal loans starting from ₹5,000.

A: The Kissht Personal Loan interest rate starts from %$$kisshtplminint$$

A: Check the Kissht Personal Loan eligibility criteria to assess whether you qualify for the loan. You should fall under the age bracket of 24 to 60 years. In addition to this, you must also have a minimum income of at least ₹15,000 per month.

A: The maximum tenure for a Kissht loan is 24 months.

A: Kissht operates as a digital lending platform backed by RBI-registered NBFC partners, ensuring adherence to RBI guidelines and responsible lending practices.

A: Kissht does not publicly specify a fixed minimum credit score requirement. However, like most lenders, a good credit score above 700 improves approval chances and offers better terms. Applicants typically need a reasonable credit history as assessed by partner NBFCs during digital KYC and credit evaluation.

A: You can apply for a Kissht loan online via Bajaj Markets by clicking on ‘Apply Now’. Refer to the detailed steps as mentioned above.

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