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Looking for a personal loan in Delhi? Check out financing options on Bajaj Markets for planned and unexpected expenses.
Last updated on: Jul 30, 2026
As India's capital and a major business hub, Delhi is home to professionals, business owners, and students with diverse financial needs. If you want to apply for a personal loan in Delhi, you can compare offers from multiple partner lenders on Bajaj Markets, check your eligibility, and complete the application process online.
A personal loan is a type of unsecured loan that allows you to borrow funds without providing any collateral. You can use the loan amount for various purposes, such as medical expenses, home renovations, higher education, travel, wedding costs, or debt consolidation.
The loan amount, interest rate, and repayment tenure offered to you depends on your income, credit profile, and the lender's eligibility criteria.
A personal loan EMI calculator helps you estimate your monthly installments before you apply for a loan.
Simply enter the loan amount, interest rate, and repayment tenure to get an instant estimate of your EMI and total repayment amount. You can adjust these values to compare different loan options and understand how changes in the loan amount or tenure affect your monthly repayments.
Using the calculator can help you plan your finances better and choose a repayment option that aligns with your budget.
Comparing loan offers can help you find an option that suits your financial needs and repayment capacity.
Here are the interest rates, loan amounts, repayment tenures, and other key details offered by various lenders on Bajaj Markets:
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Repayment Tenure | Processing Fee |
|---|---|---|---|---|
₹55 Lakhs |
10% p.a. |
108 months |
Up to 3.93% of the loan amount (Inclusive of applicable taxes) |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
2% to 4% of the loan amount |
|
₹2 Lakhs |
18.96% p.a. |
24 months |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
|
₹15 Lakhs |
12% p.a. |
48 months |
Up to 3% of the loan amount + GST |
|
₹10 Lakhs |
13.99% p.a. |
60 months |
2% to 5% of the sanctioned amount |
|
₹5 Lakhs |
14% p.a. |
36 months |
Up to 2% of the loan amount |
|
₹25 Lakhs |
12% p.a. |
60 months |
0% to 6% of the loan amount |
|
40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
|
₹1 Lakh |
18% p.a. |
12 months |
2% to 12% of the loan amount |
|
10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
|
10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount |
|
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
|
₹4 Lakhs |
14% p.a. |
24 months |
3% to 5% of the loan amount |
|
₹5 Lakhs |
12% p.a. |
36 months |
1% onwards |
|
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount |
|
₹5 Lakhs |
18% p.a. |
12 months |
2% to 6% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
3% |
|
₹1.5 Lakhs |
6% p.m. |
90 days |
3%-10% |
|
₹5 Lakhs |
17.99% p.a. |
48 months |
3%-5% |
|
₹5 Lakhs |
16% p.a. |
36 months |
Up to 5% of the loan amount plus applicable taxes |
|
₹5 Lakhs |
23% p.a. |
36 months |
2.5% to 4% of the loan amount |
|
₹2 Lakhs |
16% p.a. |
36 months |
3.50% |
|
₹5 Lakhs |
18% p.a. |
48 months |
2% – 6% |
Disclaimer: The mentioned details are subject to change at the lender's discretion.
A personal loan can provide quick access to funds for a wide range of financial requirements without the need for collateral.
Here are the features and benefits of a personal loan in Delhi:
Since personal loans are unsecured, you do not need to pledge any asset as security.
On Bajaj Markets, you can get access to funds of up to ₹55 Lakhs, subject to your eligibility and the lender's policies.
Compare interest rates across multiple lenders and select a suitable loan offer.
You can choose a repayment tenure of up to 108 months on Bajaj Markets, depending on the lender's terms and conditions.
You can complete the loan application process online from the comfort of your home.
Use the loan amount for medical expenses, home improvements, education, travel, weddings, debt consolidation, and more.
Apply with basic identity, address, and income-related documents.
Lenders assess factors such as your age, employment status, income, and credit profile before approving your application.
Here are the eligibility criteria to apply for a personal loan in Delhi on Bajaj Markets:
Keeping the required documents ready can help make the application process smoother.
Here are the documents required for a personal loan in Delhi:
Note: The exact documentation requirements may vary depending on the lender.
You can apply for an instant personal loan in Delhi on Bajaj Markets in a few simple steps.
Here are the steps to apply:
Click here to start your application
Enter your basic personal and professional details
Provide your PAN, mobile number, email ID, and date of birth
Fill in your employment details, including your company name, salary, and salary credit mode
Compare the available offers and choose a suitable loan option and repayment tenure
Complete the KYC verification and e-mandate process on the lender's website for final approval
Reviewer
You can apply for a personal loan in Delhi on Bajaj Markets by comparing offers from multiple partner lenders, selecting a suitable loan option, and completing the online application process.
Interest rates for personal loans on Bajaj Markets start from 10% p.a. The final rate offered depends on factors such as your income, credit profile, and the lender's eligibility criteria.
Yes, some lenders may offer quick approvals and faster disbursals if you meet their eligibility criteria and submit the required documents. Approval and disbursal timelines vary by lender.
The income requirement varies across lenders. Generally, you should have a stable source of income to qualify for a personal loan.
Yes, unsecured loans in Delhi are available through various lenders. These loans do not require collateral, and approval is typically based on factors such as your income, credit score, and repayment capacity.
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