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Looking for a personal loan in Pune? Get funds for expenses such as higher education, medical emergencies, home renovations, and more, depending on your eligibility.
Last updated on: Jul 30, 2026
Pune is a major education and employment hub, leading to a wide range of financial requirements for professionals, business owners, and students. If you are looking for a personal loan in Pune, you can compare loan offers from multiple partner lenders on Bajaj Markets and apply online with ease.
A personal loan can help you cover expenses such as higher education, medical emergencies, home renovations, travel, wedding costs, or debt consolidation without disrupting your savings. Since it is an unsecured borrowing option, you do not need to pledge any collateral to access funds. The loan amount, interest rate, and repayment tenure available to you will depend on your eligibility and the lender's criteria.
A personal loan EMI calculator allows you to check your estimated monthly instalments in seconds. Simply enter the required details to view the EMI and total repayment amount. You can also adjust the loan amount or tenure to compare different repayment scenarios and choose an option that aligns with your financial goals.
Comparing loan offers can help you find an option that aligns with your financial needs and repayment capacity.
Here are the interest rates, loan amounts, repayment tenures, and other key details offered by various lenders on Bajaj Markets:
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Repayment Tenure | Processing Fee |
|---|---|---|---|---|
₹10 Lakhs |
14.5% p.a. |
60 months |
2% to 4% of the loan amount |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
|
₹10 Lakhs |
14.5% p.a. |
60 months |
2% to 4% of the loan amount |
|
₹2 Lakhs |
18.96% p.a. |
24 months |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
|
₹15 Lakhs |
12% p.a. |
48 months |
Up to 3% of the loan amount + GST |
|
₹10 Lakhs |
13.99% p.a. |
60 months |
2% to 5% of the sanctioned amount |
|
₹55 Lakhs |
10% p.a. |
108 months |
Up to 3.93% of the loan amount (Inclusive of applicable taxes) |
|
₹10 Lakhs |
12% p.a. |
60 months |
Up to 5.1% + GST |
|
₹5 Lakhs |
14% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
|
₹5 Lakhs |
14% p.a. |
36 months |
Up to 2% of the loan amount |
|
₹25 Lakhs |
12% p.a. |
60 months |
0% to 6% of the loan amount |
|
40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
|
₹1 Lakh |
18% p.a. |
12 months |
2% to 12% of the loan amount |
|
10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
|
10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount |
|
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
|
₹4 Lakhs |
14% p.a. |
24 months |
3% to 5% of the loan amount |
|
₹5 Lakhs |
12% p.a. |
36 months |
1% onwards |
|
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount |
|
₹5 Lakhs |
18% p.a. |
12 months |
2% to 6% of the loan amount |
|
₹5 Lakhs |
16% p.a. |
36 months |
3% |
|
₹1.5 Lakhs |
6% p.m. |
90 days |
3%-10% |
|
₹5 Lakhs |
17.99% p.a. |
48 months |
3%-5% |
|
₹5 Lakhs |
16% p.a. |
36 months |
Up to 5% of the loan amount plus applicable taxes |
|
₹5 Lakhs |
23% p.a. |
36 months |
2.5% to 4% of the loan amount |
|
₹2 Lakhs |
16% p.a. |
36 months |
3.50% |
|
₹5 Lakhs |
18% p.a. |
48 months |
2% – 6% |
*Disclaimer: The mentioned details are subject to change at the lender's discretion.
A personal loan can help you access funds for various planned and unforeseen expenses.
Here are the features and benefits of a personal loan in Pune:
Compare interest rates across multiple lenders and select a suitable loan offer.
Choose a repayment tenure of up to 108 months based on the lender's terms and conditions.
Complete the loan application journey online with minimal hassle.
As personal loans are unsecured, you do not need to pledge any asset to borrow funds.
Get funding of up to ₹55 Lakhs, depending on your eligibility and the lender's policies.
Use the funds for higher education, medical expenses, home improvements, travel, wedding costs, debt consolidation, and more.
Apply with basic identity, address, and income-related documents.
Lenders assess your age, employment details, income, and creditworthiness before approving a loan application.
Here are the eligibility criteria to apply for a personal loan in Pune on Bajaj Markets:
Age: 18 years or above
Employment Type: Salaried or self-employed
Income: Stable source of income
Work Experience: At least 6 months
CIBIL Score: 650 or above
Additional Criteria: As specified by the lender
Having the necessary documents ready can help you complete your loan application without delays.
Here are the documents required for a personal loan in Pune:
Identity and Address Proof (Any One)
PAN Card
Aadhaar Card
Voter ID
Driving Licence
Passport
Income Proof
Last 3 months' bank statements
Last 3 months' salary slips
Note: Documentation requirements may differ from one lender to another
You can apply for an instant personal loan in Pune on Bajaj Markets in a few simple steps.
Here are the steps to apply:
Click here to start your application
Enter your basic personal and professional details
Provide your PAN, mobile number, email ID, and date of birth
Fill in your employment details, including your company name, salary, and salary credit mode
Compare the available offers and choose a suitable loan option and repayment tenure
Complete the KYC verification and e-mandate process on the lender's website for final approval
Reviewer
You can apply for a personal loan in Pune on Bajaj Markets by comparing offers from multiple partner lenders, selecting a suitable loan option, and completing the online application process.
Interest rates for personal loans on Bajaj Markets start from 10% p.a. The final rate offered depends on factors such as your income, credit profile, and the lender's eligibility criteria.
Yes, some lenders may offer quick approvals and faster disbursals if you meet their eligibility requirements and complete the application process successfully.
The income requirement varies across lenders. In general, you should have a stable source of income to qualify for a personal loan.
Yes, unsecured loans in Pune are available through various lenders. Since no collateral is required, approval is generally based on factors such as your income, credit score, and repayment capacity.
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