Introduction

The Karnataka government, in November 2018, launched the Kaveri Online Services portal. The portal’s primary aim is to make the registration process for encumbrance certificate (EC) easier for the people of the state. When an individual wants to obtain an EC, they can simply log in to the portal and enter the details of the purchased or rented property. The online process makes it easier for individuals to upload documents on the website along with the application form. The application will then be sent to the sub-registrar for further formalities. You can also access the portal to check and verify present owners of a property and the legitimacy of the registered documents.

How to Get EC Online in Karnataka?

The steps to get an encumbrance certificate online at Kaveri Online EC portal are as follows:

Step 1:

Visit the Kaveri Online Services website at https://kaverionline.karnataka.gov.in.

Step 2:

Click on ‘Register as New User’ and fill out the user registration form.

Kaveri Online Services

Step 3:

Tap on ‘Register’ and you will soon receive an activation code on your email address and mobile number along with a password to login.

Step 4:

Now, enter the code and click on the ‘Activate’ button.

Kaveri Online Services

Step 5:

Login with your credentials and change the password. Now, select ‘Online EC’ option from the ‘Services’ section.

Kaveri Online Services

Step 6:

Select the duration of the property registration and provide the required property details and click on the ‘Send OTP to View Document’ checkbox.

Step 7:

Enter the OTP sent to your registered mobile number and click on ‘View Document’ to view or download the property EC.

Kaveri Online Services

Step 8:

To download the EC, select the ‘Check to apply for digitally signed EC’ checkbox and tap on ‘View Document’.

Step 9:

A PDF document will be displayed with a ‘Proceed’ button. Click on the button to download the PDF and pay the applicable fees.

Step 10:

Finally, a receipt will get generated after making the online payment. Click on the ‘Refresh Payment Status’ button.

Kaveri Online Services

Procedure to Track the Status of Your Encumbrance Certificate Application Online

The steps to track the status of your EC application are:

Step 1:

Visit the Kaveri Online Service portal at https://kaverionline.karnataka.gov.in.

Step 2: 

Log in with your credentials.

Step 3: 

Select ‘Online EC application’ option from the ‘Service Type’ section.

Step 4: 

Once the certified copy of the EC is available online, you will be able to download it.

What Other Services Does Kaveri Online Service Offer?

Given below are the list of services that the people of the state can get on the Kaveri Online Services portal:

  • Know Your Property Valuation

If an individual wants to know the valuation of their property, they can simply log in to the Kaveri Online Services portal and get the required details. Upon selecting the ‘Know Your Property Valuation’ link under the ‘Services for Guest User’ section, you'll be redirected to a new page. There are two options: one is basic and the other is advanced search. You can fill in the required fields and get the results accordingly.

  • Avail Encumbrance Certificate

The EC is an important document when it comes to buying/selling a property. This certificate acts as proof of free title or ownership. The document can be requested from the sub-registrar’s office where the property was originally registered. The Kaveri Online Services website has made it easier for people to get access to all the information online at any time.

  • Helps Locate the Sub-Registrar's Office

Citizens of Karnataka can locate the sub-registrar’s office on the Kaveri Online portal. Select the 'Locate SRO's' link from the 'Services for Guest User' section. Start filling all the required fields and click on 'Search' to get the results.

  • Stamp Duty and Registration Fee Calculator

The online calculator on the Kaveri Online Services portal will help you calculate the stamp duty and registration fee applicable on the concerned property. You just need to visit the portal, tap on the “Stamp Duty and Registration Fee Calculator” link, and choose the nature of the document. After filling in all the required fields, click on submit to get the results.

Online applications and portals have made it easier for anyone to get access to any information from the comfort of their home. You can even get a home loan online and use the funds to purchase a home or a property.

With the Finserv MARKETS app, you can avail Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crores at affordable rates. The online home loan application is seamless and requires minimal documentation. You can avail a flexible home loan repayment tenure that goes up to 360 months. Additionally, you get access to services like a CIBIL score check and a financial report at Finserv MARKETS to track your financial health effortlessly.

FAQs

  • ✔️How to download EC from Kaveri online service?

    The following are the steps to get a certified copy of the encumbrance certificate online on the portal.

    • Visit the Kaveri Online Service portal at https://kaverionline.karnataka.gov.in.

    • Get yourself registered on the online portal.

    • Provide all the required property details.

    • Now, provide the OTP you received on your registered mobile number.

    • Click on ‘View Document’ to view or download the property EC.

  • ✔️How to check your property registration online in Karnataka?

    • Visit the online portal at www.landrecords.karnataka.gov.in.

    • Enter your personal and land-related details.

    • Tap on 'view RTC' or 'Pay & Download' option.

    • Make the payment via your credit card/debit card/internet banking.

    • After the payment is done, you will be able to download the PDF format and take a printout.

  • ✔️Is the revenue site registration open in Karnataka for 2021?

    The revenue site registration is being carried out in some offices on the outskirts despite the government diktat that mandates people to avoid going through touts.

  • ✔️How to register land and property in Karnataka?

    The Karnataka government has introduced an online system for the property registration procedure. You need to click on the link for the online portal and create a user ID by selecting the “Register as new user”. Once you're logged in, use the “online EC” option listed under “services” and follow the screen prompts to get the encumbrance certificate.

  • ✔️Can a property be converted from B-Khata to A-Khata?

    The Karnataka High Court issued an order and categorized B-Khata properties as illegal. Hence, B-Khata properties must be converted to A-Khata to avoid complications in trading, construction, and transferring. However, the conversion process involves a lot of bureaucratic hurdles: you must pay BBMP Betterment charges and you also need to ensure that all the property taxes are paid till date without any dues.

  • ✔️Is it possible to buy a revenue site in Karnataka?

    According to the revenue rules in Karnataka, a revenue land without conversion can be measured only in guntha and only an agriculturist is eligible to buy land in guntha. The term "Guntha" is a land measuring unit. It is typically used to measure the size of a piece of land. For e.g., one guntha means 1089 square feet [sq ft].

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