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Get a Finnable Personal Loan of up to 10 Lakhs at competitive interest rates with flexible repayment tenures, subject to your eligibility.
Last updated on: Aug 28, 2026
A Finnable Personal Loan is a collateral-free loan for individuals looking to manage planned or unexpected expenses. On Bajaj Markets, you can complete the application process online and benefit from quick approvals. You can get the personal loan starting at 15.95% p.a. with a repayment tenure up to 60 months. Before applying, you can review the Finnable Personal Loan eligibility criteria to check whether you meet the lender's requirements.
Here are the key highlights of the Finnable Personal Loan to help you choose the right borrowing option:
| Loan Features | Details |
|---|---|
Interest Rate |
Starting from 15.95% p.a. |
Maximum Loan Amount |
Up to 10 Lakhs |
Minimum Loan Amount |
₹20,000 |
Maximum Loan Tenure |
Up to 60 months |
Processing Fees |
Up to 3% of the loan amount plus GST |
Applicant Age Range |
21 to 60 years |
Disclaimer: The information mentioned above is subject to change as per the financial institution's policies.
Get a loan of up to ₹10 Lakhs online without submitting a collateral.
Calculating your EMIs in advance helps you plan your repayments and manage your monthly budget with ease. Check out the Finnable Personal Loan EMI Calculator and assess how different loan amounts and tenures can impact your monthly repayments.
Here are the applicable fees and charges for the Finnable Personal Loan to help you understand the total cost of borrowing:
| Type of Charge | Amount/Details |
|---|---|
Processing Fee |
Up to 3% of the loan amount plus GST |
Foreclosure Charges |
5% of the outstanding loan amount |
Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.
Here are the Finnable Personal Loan eligibility criteria you need to fulfil:
Employment type: salaried employee
Age: 21 to 60 years
Work experience: At least 6 months / minimum 3 months with the current employer
Minimum monthly income: ₹20,000 if residing in a Tier 1 city, ₹15,000 for a Tier 2 city
Ensure a smooth application process by keeping these essential documents ready in advance:
Aadhaar card is required for identity and address verification during the loan application
PAN card is mandatory to complete the identity verification process
You can easily apply for a Finnable Personal Loan through Bajaj Markets by following these simple steps:
Start by clicking on the ‘Apply Now’ button
Provide your personal and employment details as required
From the available personal loan options, select ‘Finnable’
Choose the loan amount you wish to borrow and set your preferred repayment tenure
Submit your application by clicking the ‘Submit’ button
After submission, your application will go through a verification process. Once reviewed, a representative will contact you to guide you through the next steps.
Here are the key reasons why choosing a Finnable Personal Loan via Bajaj Markets could make your borrowing experience smoother and more convenient:
Secure a personal loan of up to ₹10 Lakhs to comfortably manage big or small financial requirements without dipping into your savings.
Lower your total interest outgo with the reducing balance interest rate, as interest is charged only on your outstanding loan balance.
Repay your loan at your own pace with flexible tenures of up to 60 months, giving you better control over your monthly budget.
Speed up your application process by submitting basic documents online, which helps to verify your identity, address, and income quickly.
Enjoy swift disbursal of your loan amount within just a few hours after approval, making it easier to handle urgent expenses.
Apply for your loan without the need for any collateral, keeping your personal or business assets completely secure.
Before applying, it is important to check whether you meet the lender's eligibility requirements. This can help improve your chances of approval and reduce the likelihood of application rejections.
Here are some ways to assess your eligibility:
Review the eligibility criteria to ensure you meet the lender's requirements related to age, income, employment, and residence
Use a personal loan eligibility calculator to get an estimate of the loan amount you may qualify for based on your income and existing obligations
Check your CIBIL score before applying, as a higher credit score may improve your approval chances
Evaluate your monthly income and ensure it can comfortably support the proposed EMI payments
Consider your existing debts, as a lower debt-to-income ratio can strengthen your loan application
Maintain accurate documentation to help speed up the verification process
Finnable offers multiple repayment options to help you manage your loan EMIs conveniently. Selecting a suitable payment method can help you make timely repayments and maintain a healthy credit profile.
Here are the available repayment modes:
Authorise automatic EMI deductions from your registered bank account to avoid missed payments
Make EMI payments directly through your bank's online banking portal
Use a UPI-enabled application for quick and convenient EMI payments
Complete repayments through supported card payment options
Subject to the lender's applicable terms and charges, you may be able to reduce or close your outstanding loan balance before the end of the tenure
Send an e-mail to makeiteasy@finnable.com regarding any query or grievance. Finnable’s customer care team will respond to you within approximately 24 hours. This ensures the speedy resolution of any issue you may have.
Disclaimer
Reviewer
You can borrow up to 10 Lakhs with a Finnable Personal Loan on Bajaj Markets, giving you the flexibility to manage larger expenses without financial strain.
To qualify, you need a minimum monthly income of ₹20,000 if residing in a Tier 1 city, or ₹15,000 if you live in a Tier 2 city.
Finnable Personal Loans have no restrictions on end-use, allowing you to fund medical emergencies, weddings, education, home repairs, or even travel.
Yes, you must be a salaried employee to apply for a Finnable Personal Loan, as employment stability is a key part of the eligibility criteria.
Finnable Personal Loan rate of interest starts at 15.95% p.a., with the final rate depending on factors like your income, credit profile, and repayment capacity.
Finnable charges a processing fee of up to 3% of the loan amount, which covers the cost of verifying documents and processing your application.
Repaying your Finnable loan is simple and secure; log in to your Finnable account, enter your loan details, choose a payment method, and complete the transaction.
You can email Finnable at makeiteasy@finnable.com for assistance, and you can expect a response to your query within 24 hours.
The Finnable Personal Loan interest rate for salaried individuals starts from 15.95% p.a.. Actual rates depend on your income, employer profile, credit score, and city of residence, ensuring tailored loan offers based on your financial background and repayment capacity.
Finnable Personal Loans are genuine. Finnable is a registered Non-Banking Financial Company (NBFC) under RBI guidelines, offering regulated personal loans through a secure, fully digital platform with transparent interest rates, eligibility checks, and clear repayment terms.
You can apply for a Finnable Personal Loan if you are a salaried employee aged 21–60 years. You must earn ₹20,000/month in Tier 1 cities or ₹15,000/month in Tier 2 cities, with at least 6 months of total work experience and 3 months at your current job.
Yes, Finnable is a Reserve Bank of India (RBI) registered NBFC. This registration ensures that Finnable complies with strict regulatory standards for lending, data security, and customer transparency, making its personal loan offerings reliable and legally governed.
Finnable Personal Loans are primarily designed for salaried individuals. Self-employed applicants should review the latest eligibility criteria provided by the lender before applying, as eligibility requirements may vary over time.
A score of 700 or above may improve your chances of loan approval.
Disbursal timelines depend on factors such as eligibility verification, document submission, and lender approval. Once your application is approved, the loan amount is typically disbursed according to the lender's process.
Yes. Finnable currently charges a foreclosure fee of 5% of the outstanding loan amount. Review your loan agreement for the latest charges, terms, and conditions before initiating foreclosure.
You can track your application status through the Finnable app. Log in to your account, navigate to the loan application section, and enter the required details to view the latest status of your application.
You can repay a Finnable Personal Loan over a tenure of up to 60 months, allowing you to choose a repayment period that suits your financial requirements.
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