American Express Membership Rewards Credit Card: Benefits & Rewards

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What is an Amex Membership Rewards Credit Card?

The American Express Membership Rewards Credit Card is one of the best entry-level credit cards that offer great rewards to its users. This highly rewarding credit card is an absolute delight for the shoppers as it gives an assured return on spend, avail 4,000 bonus reward points, get travel discounts, exciting gift vouchers, and a lot more.

Amex Membership Rewards Credit Card Features and Benefits

Welcome Benefits

Get 4,000 Bonus Membership Rewards Points as a welcome gift on the spending of Rs. 2,000 within 60 days of card membership.

Annual Fee Offer

Pay the first-year annual membership fee and get 5,000 bonus Membership Reward Points.

Fuel Convenience Fee Waiver

Your convenience fee will be waived off on making transactions of up to Rs. 25,000 and 0.3% of convenience fee will be charged on transactions above Rs. 25,000, only at HPCL fuel stations.

Rewards Program

User will get 1 Membership Reward Point on every Rs. 50 spent (Reward Points are not applicable on Fuel, Insurance, Utilities and Cash Transactions).

Bonus Reward Points

Use your Amex Membership Rewards® Credit Card at least 4 times per month to transact Rs. 1,000 or more and earn 1,000 bonus Membership Reward Points.

Amex Membership Rewards Credit Card Fees and Charges

Description	Charges
Annual Fee	Rs. 1,000 plus applicable taxes
Renewal Fee	Rs. 4,500 plus applicable taxes
Add-on Card Joining Fee	Nil for up to 2 add-on cards. Rs.1,500 from the third card.
Add-on Card Annual Fee	Nil for up to 2 add-on cards. Rs.1,500 from the third card.

Amex Membership Rewards Credit Card Eligibility and Documentation

1. Amex Membership Rewards Credit Card Eligibility Criteria

Cardholder should be over 18 years of age.
Cardholder should have a Personal Annual Income of Rs. 6 Lakhs and above.
Cardholder should have an Indian or multinational bank’s savings or current account in India.
The applicant must be an Indian resident.

2. Documents Required for Amex Membership Rewards Credit Card

Identity Proof - Aadhaar Card/ PAN Card/ Driving License/ Voter ID/ Passport
Income Proof - Latest salary slips for salaried, Income Tax Return (ITR) of 2-3 years for self-employed
Residence Proof - Aadhaar Card/ Utility Bills/ Driving License/ Voter ID/ Passport

Amex Membership Rewards Credit Card Rewards and Offers

Sr. No.	Rewards	Value
1.	Get 4,000 bonus membership rewards points on joining	4,000 MP
2.	Get 5,000 bonus membership rewards points on renewal	5,000 MP
3.	Get up to 20% discount on dining at select restaurant partners	20%
4.	Get one Membership Reward Point for every INR 50 spent on the card	1 MP
5.	Pay the first-year annual membership fee and get 5,000 bonus Membership Reward Points.	5,000 MP

How to Apply for Amex Membership Rewards Credit Card?

Once you have evaluated the different Amex credit card types and decided on the one for yourself. Please note that Amex credit cards, including the Amex Membership Rewards Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best Amex credit card online, you can apply via the bank’s official website. Alternatively, you can apply offline by calling the Amex credit card customer care or visiting your nearest Amex Bank branch.

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The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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The American Express Membership Rewards credit card is one of the best entry-level rewarding credit cards from American Express that is specially designed for frequent shoppers who loves to get returns on spend.

Yes, the American Express Membership Rewards credit card is one of the best entry-level credit cards that offer rewards on every spend. A user will get 4,000 Bonus Membership Rewards® Points as a Welcome Gift, get travel discounts, exciting gift vouchers, and a lot more.

You can make your Amex Membership Rewards credit card lifetime free if you have an ITR above 12 Lakhs.