The American Express Membership Rewards Credit Card is one of the best entry-level credit cards that offer great rewards to its users. This highly rewarding credit card is an absolute delight for the shoppers as it gives an assured return on spend, avail 4,000 bonus reward points, get travel discounts, exciting gift vouchers, and a lot more.
Get 4,000 Bonus Membership Rewards Points as a welcome gift on the spending of Rs. 2,000 within 60 days of card membership.
Pay the first-year annual membership fee and get 5,000 bonus Membership Reward Points.
Your convenience fee will be waived off on making transactions of up to Rs. 25,000 and 0.3% of convenience fee will be charged on transactions above Rs. 25,000, only at HPCL fuel stations.
User will get 1 Membership Reward Point on every Rs. 50 spent (Reward Points are not applicable on Fuel, Insurance, Utilities and Cash Transactions).
Use your Amex Membership Rewards® Credit Card at least 4 times per month to transact Rs. 1,000 or more and earn 1,000 bonus Membership Reward Points.
Description |
Charges |
Annual Fee |
Rs. 1,000 plus applicable taxes |
Renewal Fee |
Rs. 4,500 plus applicable taxes |
Add-on Card Joining Fee |
Nil for up to 2 add-on cards. Rs.1,500 from the third card. |
Add-on Card Annual Fee |
Nil for up to 2 add-on cards. Rs.1,500 from the third card. |
Cardholder should be over 18 years of age.
Cardholder should have a Personal Annual Income of Rs. 6 Lakhs and above.
Cardholder should have an Indian or multinational bank’s savings or current account in India.
The applicant must be an Indian resident.
Identity Proof - Aadhaar Card/ PAN Card/ Driving License/ Voter ID/ Passport
Income Proof - Latest salary slips for salaried, Income Tax Return (ITR) of 2-3 years for self-employed
Residence Proof - Aadhaar Card/ Utility Bills/ Driving License/ Voter ID/ Passport
Sr. No. |
Rewards |
Value |
1. |
Get 4,000 bonus membership rewards points on joining |
4,000 MP |
2. |
Get 5,000 bonus membership rewards points on renewal |
5,000 MP |
3. |
Get up to 20% discount on dining at select restaurant partners |
20% |
4. |
Get one Membership Reward Point for every INR 50 spent on the card |
1 MP |
5. |
Pay the first-year annual membership fee and get 5,000 bonus Membership Reward Points. |
5,000 MP |
Once you have evaluated the different Amex credit card types and decided on the one for yourself. Please note that Amex credit cards, including the Amex Membership Rewards Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best Amex credit card online, you can apply via the bank’s official website. Alternatively, you can apply offline by calling the Amex credit card customer care or visiting your nearest Amex Bank branch.
The American Express Membership Rewards credit card is one of the best entry-level rewarding credit cards from American Express that is specially designed for frequent shoppers who loves to get returns on spend.
Yes, the American Express Membership Rewards credit card is one of the best entry-level credit cards that offer rewards on every spend. A user will get 4,000 Bonus Membership Rewards® Points as a Welcome Gift, get travel discounts, exciting gift vouchers, and a lot more.
You can make your Amex Membership Rewards credit card lifetime free if you have an ITR above 12 Lakhs.