The AU Small Finance Bank LIT Credit Card is a customisable credit card that gives you the benefit of choosing and altering features and benefits. In this way, you can ensure that your credit card serves all your shopping and banking needs effortlessly. Personalise your card as per your needs, so you can make the most of your spends.
If you satisfy the AU Small Finance Bank LIT Credit Card eligibility conditions outlined below, you could potentially qualify for this credit card:
If you are the primary cardholder, your age must fall within the range of 21 to 60 years
For add-on cardholders, the minimum age threshold is 18 years
It's important to keep in mind that these eligibility criteria are provided as general guidelines and may be subject to variation based on individual circumstances.
To initiate your application process for the AU Small Finance Bank LIT Credit Card, you can follow these simple steps:
Start by clicking on the 'Apply Now' button
Provide all the necessary details, including your name, personal information, professional data, and any other required information
Once you've filled out the form, you'll be presented with a list of available credit card options
Choose this AU Small Finance Bank Credit Card
Your application will be redirected to be taken forward
Your application will then be processed accordingly.
If you need to contact a customer care agent at AU Small Finance Bank, you have the following contact options available:
Email: You can reach them by sending a message to email@example.com.
Phone: Feel free to get in touch by calling either of these numbers - 1800-1200-1200 or 1800-26-66677.
Here are the general fees and charges applicable with the AU LIT Credit Card:
Type of Fees
Cash Advance Charges
2.5% of the withdrawn amount (minimum ₹100)
Interest Free Period
Up to 48 Days (Exception: Cash withdrawal)
Charges on Revolving Credit - Interest Charges
3.59% per month (43.08% annually) + GST
Late Payment Charges
Less than or equal to ₹100: Nil
Above ₹ 50,000: ₹1,100
2.5% of over-limit amount (Minimum ₹500)
Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.
Yes, you can enjoy 4 complimentary airport lounge visits (applicable for 90 days).
This credit card is a lifetime-free credit card and hence, it comes with no joining fees.
Each reward point equals to ₹0.25.
You can find your card details on the AU 0101 digital-banking application or on your credit card welcome kit.
You can customise your credit card benefits on the AU Small Finance Bank website seamlessly. All you have to do is log in (https://pwa-cf-credit-card.aubank.in/Features/ManageFeatures/Login) and head to their ‘Manage Features’ section.