✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Apply Now

The AU Small Finance Bank Betta Credit Card is one for spending and saving. Your travels can be significantly enhanced with its international and domestic airport privileges. You can also make the most of the fuel surcharge waiver feature and save a lot of your petrol or diesel expenses. With access to a plethora of benefits and deals that can help you save money, this credit card is a must-have.

Features and Benefits

Here are the AU Small Finance Bank Vetta Credit Card benefits and features:

Voucher of Spends

Flat ₹2,000 voucher on minimum spends of ₹30,000 within the first 60 days of activation

Reward Points

4 reward points for each ₹100 spent on groceries and departmental store purchases

Birthday Bonus

1000 bonus reward points as a birthday gift

Fuel Surcharge Waiver

1% fuel surcharge waiver of up to ₹250/month

Lounge Access

4 domestic and 4 international airport lounge access

Eligibility Criteria

If you find yourself identifying with all the points listed below, you can apply for the AU Small Finance Bank Vetta Credit Card:

  • For a primary cardholder, you must be in the range of 21 years to 60 years of age

  • For an add-on cardholder, the minimum age limit is 18 years

  • You should be an Indian resident


Note: These eligibility criteria are indicative and could differ by each applicant’s case.

How to Apply for the AU Small Finance Bank Vetta Credit Card

To apply for the AU Small Finance Bank Vetta Credit Card, follow these simple steps:

  1. Click on the 'Apply Now' button

  2. Provide your mobile number and date of birth

  3. Submit the form and review the AU Small Finance Bank Credit Card options

  4. On picking the AU Vetta Credit Card, you will be redirected to complete the application

  5. Submit the application form


And you’re done!

Customer Care Details

You can reach out to the customer care executive from AU Small Finance Bank through the following contact details:



  • For general customer care, reach out to the team 24/7 at 1800-1200-1200 or 1800-26-66677 (toll-free numbers). 

  • For credit card-related queries, call 1800 1200 1500 (toll-free number), 0141-7141100, or 0141-4455000.



  • For Vetta, Zenith, and Zenith+ customers, write to creditcard.support@aubank.in or creditcard.priority@aubank.in. 

  • For queries related to Reward Points, write to customercare@rewardz.aubank.in.

Fees & Charges

Here are the general fees and charges applicable with the AU Vetta Credit Card:

Type of Fees


Joining Fees

₹2,999 + GST

Annual Fees

₹2,999 + GST

Cash Advance Charges

2.5% of the withdrawn amount (minimum ₹100)

Interest Free Period

Up to 48 Days (Exception: Cash withdrawal)

Charges on Revolving Credit - Interest Charges

3.49% per month (41.88% annually) + GST

Late Payment Charges

Less than or equal to ₹100: Nil

Above ₹ 50,000: ₹1,100

Over-limit Charges

2.5% of over-limit amount (Minimum ₹500)

Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.

Frequently Asked Questions

Do my credit card spends impact my credit score?

All the spends made through the AU Small Finance Bank Vetta Credit Card can impact your credit score. Repaying your credit card bills on time and ensuring that you do not overspend through your credit card can help increase your credit score. 

What is the annual fee for the AU Small Finance Bank Vetta Credit Card?

The annual fee required from your end is ₹2,999 + GST. This fee can be waived should you spend more than ₹1.5 Lakhs in one card anniversary year.  

Does the AU Small Finance Bank Vetta Credit Card access list have airport lounge access? 

Yes, it does. You can get complimentary domestic and international airport lounge access and concierge services through the AU Small Finance Bank Vetta Credit Card. 

What are the AU Small Finance Bank Vetta Credit Card reward point values?

Each of your reward points are worth ₹0.25 for all redemption categories. However, should you choose to redeem them against reward points, the value stands at ₹0.20. 

Loan Offer
Download App
Credit Score