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Axis Bank Credit Card Balance Check

Axis Bank credit card balance refers to the amount that is due on your Axis Bank credit card, which you must repay to keep using it without any hassles. Failing to clear your dues on time can significantly reduce your credit card limit. This might prevent you from making transactions on the card seamlessly. Luckily, the bank offers several easy methods to keep a check on your credit card balance.

How to Check Axis Bank Credit Card Balance

1. Check Axis Bank Credit Card Balance Online

You can check Axis credit card balance online via the net banking portal or mobile app. However, do note that you must register for these services and have your Axis credit card accounts linked. Here are the steps you would need to follow for each of the modes.

 

A. Axis Bank Credit Card Balance Check via Net Banking

  • Step 1: Visit the Axis Bank credit card netbanking portal.

  • Step 2: Log in to your existing Axis Bank account.

  • Step 3: Go to the ‘Credit Card’ section and select the ‘Balance and Payments’ option.

  • Step 4: Choose the card for which you want to do a balance check.

  • Step 5: Click on ‘Submit’.

B. Axis Bank Credit Card Balance Check via Mobile App

 

  • Step 1: Download the Axis Mobile app from Google Play Store or App Store.

  • Step 2: Log in to your account on the app.

  • Step 3: Go to the ‘Credit Cards’ section.

Your outstanding balance as well as all other credit card related documents will be displayed on the app page.

2. Check Axis Bank Credit Card Balance Offline

There are also several methods you can avail to check Axis credit card balance offline such as calling customer care, sending an SMS, swiping your credit card at an ATM or visiting your nearest bank branch. Here are the steps for each of these modes.

 

A. Axis Bank Credit Card Balance Check via Customer Care

 

You can call the Axis Bank credit card customer care number on 1860 419 5555 or 1860 500 555 or +91 22 6798 7700 to know your credit card balance. A customer executive or the bank’s IVR feature would then assist you with acquiring the relevant information.

 

B. Axis Bank Credit Card Balance Check via SMS

 

Axis Bank also offers the option to check your credit card balance by sending an SMS to 5676782. In the message, you would need to mention the response code ‘BAL’ followed by a space and your credit card account number. However, it is important to remember that you would need to use only your registered mobile number to send the message.

3. Check Axis Bank Credit Card Balance via ATM

You can also check your Axis Bank credit card balance effortlessly to go to an ATM and avail the facility. You would need to swipe your Axis Bank credit card in the designated slot and select the option for checking your credit card balance. You would need to then enter your credit card PIN for authentication. Once authenticated, you would be able to view your credit card balance.

4. Check Axis Bank Credit Card Balance at Axis Bank Branch

Another way to check Axis credit card balance is to visit the nearest Axis Bank branch. Here you can get in touch with a bank executive and express your desire to check credit card balance. The bank executive would request for some form of documentation for authentication, post which you would be informed about your credit card balance.

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Why Do You Need to Check Your Axis Bank Credit Card Balance

Checking your Axis credit card balance periodically is important for several reasons-

  • Know the total amount due on your Axis Bank credit card that has to be paid to avoid interest charges

  • Check the available balance on your Axis credit card which would assist you in planning your future expenses

  • Spot any unauthorised or fraudulent transactions on your credit card which you can then highlight to your bank

  • Eliminate risks of credit card rejection and defaults which can impact your credit score

FAQs on Axis Bank Credit Card Balance Check

How can I check my Axis Bank credit card balance?

You can check your credit card balance in a number of ways both online and offline. Online, you can log into your Axis netbanking account or mobile app to know your balance. Offline you can visit the nearest bank branch or ATM, call the Axis Bank credit card customer care, or send an SMS from your registered mobile number.

How can I check my Axis account balance by SMS?

You can check your Axis Bank credit card balance by sending an SMS to 5676782 from your registered mobile number. In the message, you would need to mention the response code ‘BAL’ followed by a space and your credit card account number.

Is netbanking access compulsory to check your Axis Bank credit card balance?

Netbanking is an easy means to check your Axis Bank credit card balance online. However, if you do not have netbanking access, you can still use your mobile app to know the amount online. Else, you could use the offline methods of knowing your Axis credit card balance.

How do I do an Axis Bank credit card balance enquiry online?

You can do an Axis Bank credit card balance enquiry online by logging in to your Axis Bank net banking account > Clicking on ‘Credit Cards’ > Selecting ‘Balance and Payments’ > Choosing the card > clicking on ‘Submit’.

What is the Axis Bank credit card balance enquiry number?

You can call the Axis Bank credit card customer care number on 1860 419 5555 or 1860 500 555 or +91 22 6798 7700 to know your credit card balance. Else you can type ‘BAL’ followed by a space and your credit card account number and send the SMS to 5676782 from your registered mobile number.

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