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To provide the utmost convenience to its customers, Axis Bank has introduced an SMS banking service, allowing them to manage their finances 24/7 from any mobile device. This eliminates the need for physical branch visits, offering an accessible and convenient way to perform various banking transactions directly from the comfort of their homes.

Features of Axis Bank SMS Banking

Here are the salient features of Axis Bank’s SMS banking services:

Dual Services

You will find two types of SMS services - automatic SMS alerts and service requests

Everything on One Device

All your alerts regarding your credit card and other netbanking/mobile banking services will be sent to your registered mobile number

Reminders and Safety

You will receive bill-payment reminders or confirmation messages upon spending large amounts of money to keep your finances secure

One-click Services

All you must do is send an SMS for various services like requesting a cheque book or checking your account balance

Services Available with Axis Bank SMS Banking

Here are some of the services that can be availed via Axis Bank SMS Banking by the customer:

Service Keyword


Information available



Provides you with the customer ID linked to your savings account

ESTMT<last 5 digits of account no.><From Date><To Date>

ESTMT 12345 01-04-2020 31-3-2021

Helps you to request for an E-statement.


ATM 400025

Provides the location of the nearest ATM

BLOCK<last 4 digits of credit card no.>

Block 8577

This service lets you block your credit card

CHQBK<last 6 digits of account no.>

CHQBK 000123

Lets you request a new cheque book

How to Register for Axis Bank SMS Banking?

One can register or update their mobile number for Axis Bank SMS banking via the ATM as well as in the branch. Here’s how you can do it at the ATM:

  • Insert the card and enter the PIN

  • Select the option ‘Registrations’ and then choose ‘mobile number update’

  • Next pick the option ‘Update’ and enter the mobile number you wish to update


To conduct this transaction at the branch, simply fill out the ‘Customer Request Form' at the nearest Axis Bank branch.

What are Axis Bank SMS Banking Charges?

Users of Axis Bank SMS service will be charged quarterly and their accounts will be debited accordingly. The fee structure may change as the bank sees fit from time to time. The information will be made available to all the customers on the official website of Axis Bank as well as through the ATMs. It is to be noted that after clearing any outstanding dues owed by the user to the bank for the usage of the SMS facility, the user can discontinue at any time.

How to Update/ Re-confirm your mobile number?

You can re-confirm or update your number via the ATM or a Branch. To conduct the process at the branch, simply fill in a customer request form and submit a request for Mobile Number updation. To reconfirm or update your number at the nearest ATM, here are the steps to be followed:

  1. Insert the card and enter the PIN

  2. Choose the option ‘Registrations’ from the menu and click on ‘mobile number update’

  3. Lastly, choose ‘update’ and enter the mobile number you wish to re-confirm

How to Recharge Using Axis Bank SMS Banking

It is extremely convenient to recharge your phone through a single SMS anytime and from anywhere. Axis Bank SMS Banking offers this facility to all its customers whereby even in the absence of an Internet connection, they can simply send a single SMS to +918691000002 or 56161600/

How to Unsubscribe from Axis Bank SMS Banking

  1. Insert your card into the ATM

  2. Enter your PIN

  3. Select ‘Registerations’

  4. Choose ‘Alerts’

  5. Click on ‘Account Type’

  6. Select ‘Unsubscribe’


You may also visit the nearest branch to unsubscribe the SMS banking service.


To know more about SMS banking facility and how to send/receive Axis Bank credit card statement SMS, Axis Bank Mobile Banking, apply for an Axis Bank credit card, or tips to increase the chances of getting your Axis Bank credit card application approved, browse through Bajaj Markets website!

Axis Bank Frequently Asked Questions

How can I get Axis Bank SMS?

Axis Bank SMS banking facility is a convenient mobile banking facility offered by Axis Bank. You can avail the facility by registering your mobile number with the bank. Once your mobile number is registered and linked to your Axis Bank account, you can activate Axis SMS banking online, at the ATM, or by visiting any Axis Bank’s branch.

What do you mean by SMS banking in Axis Bank?

SMS banking ideally offers the convenience to enjoy several banking services via SMS. If you have a registered mobile number linked to your Axis Bank account, you can request several services such as balance enquiry, download Axis Bank statement via SMS, send Axis Bank credit card statement SMS for checking available balance, outstanding amount and more. All you have to do is type a specific keyword for a particular request and send it via SMS to Axis SMS banking numbers 56161600 or +918691000002.

Will I be charged for SMS Banking?

Yes, the charges depend on the bank and can be changed at their discretion.

My mobile number has changed, how do I use Axis SMS banking?

You can update the new mobile number by visiting the nearest ATM or branch and continuing using Axis SMS banking services.

What is Axis Bank SMS Banking?

It's a service that allows you to perform various banking transactions through SMS from your registered mobile number.

Who can use Axis Bank SMS Banking?

Retail customers with a registered mobile number linked to their account can use it.

What kind of transactions can I do through SMS Banking?

You can check your account balance, request mini statements, recharge mobile/DTH, pay bills, transfer funds (within accounts), and more (depending on your account type).

Is SMS banking secure?

Axis Bank uses security measures to protect your information, but it's crucial to maintain good practices like keeping your PIN confidential.

What if I lose my phone?

Contact Axis Bank immediately to de-register your mobile number from SMS banking and prevent unauthorised access.

Do I need internet access to use SMS Banking?

No, internet access is not required, only a mobile phone with SMS functionality.

What if I receive an unauthorised transaction message?

Contact Axis Bank immediately and report the suspicious activity.

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