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Right from fine dining to unlimited world-class treatment at airport lounges, the HDFC Bank Diners Club Credit Card is one of luxury and style. This card can help you indulge in complimentary memberships and exclusive privileges. Moreover, it can also help you save big through fuel surcharge waivers and accelerated reward points. 

Key Features and Benefits

Here are the features and benefits of this HDFC Bank Diners Club Black Credit Card that make the user experience worth your while:

Unlimited Rewards

10X reward points SmartBuy purchases, 2X reward points on weekend dining, and 5 reward points for every ₹150 spent 

Complimentary Memberships

Get exclusive memberships of Forbes, Club Marriott, Swiggy One, Amazon Prime, etc.

Fuel Surcharge Waiver

Fuel surcharge waiver of 1% on a minimum transaction of ₹400

Golf Games

6 complimentary golf games at courses across the globe

Interest-free Period

Up to 50 days on interest-free period

Insurance Cover

Air Accident Cover of up to ₹2 Crores

Eligibility Criteria and Documents Required


You must meet the following eligibility criteria in order to qualify for this credit card:

  • Age:

  1. For Salaried Individuals: 21 years to 60 years

  2. For Self-employed Individuals: 21 years to 65 years

  • Income:

  1. For Salaried Individuals: ₹1.75 Lakhs/month

  2. For Self-employed Individuals: ITR greater than ₹21 Lakhs/year

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Documents Required

Make sure you are keep the below documents handy:

  • PAN card or Form 60 copy

  • ITR

  • Residence and identity proof

How to Apply for the HDFC Bank Diners Club Black Credit Card

You can apply for this credit card or any other HDFC Bank credit card in a quick and frictionless procedure on the issuer’s official website. This card is not available for application on the Bajaj Markets website. 

Fees and Charges

Here are the fees and charges associated with this credit card:


Fees and Charges

Joining Fees

₹10,000 + GST

Annual Fees

₹10,000 + GST

Cash Advance Fee


Overdue Interest Charges


Finance Charges


Note: Please refer to the official website for more details regarding fees and charges.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owne₹Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

What is the credit limit of the HDFC Bank Diners Club Black Credit Card?

The credit limit will be decided at HDFC Bank’s discretion.

Can I get the HDFC Bank Diners Club Black Credit Card for free?

This credit card comes with a joining fee of ₹10,000 + GST. 

Who is eligible for the HDFC Bank Diners Club Credit Card?

Salaried and self-employed individuals can apply for this credit card. Salaried individuals (18 years to 60 years) must earn more than ₹1.75 Lakhs on a monthly basis. Self-employed applicants (21 years to 65 years) must have an ITR higher than ₹21 Lakhs. 

Is HDFC Bank Diners Club Credit Card accepted everywhere?

This credit card comes under the Mastercard category and hence, it is accepted across millions of merchant locations worldwide. 

How much is the reward point in an HDFC Bank Diners Club Black Credit Card?

1 reward point is equivalent to ₹1. 

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