HDFC Indian Oil Credit Card Features

HDFC Indian Oil Credit Card

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What is HDFC IndianOil Credit Card?

**Disclaimer: HDFC Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

 

Launched in collaboration with Indian Oil Corporation, the IndianOil HDFC Bank credit card lets you save a significant sum of money on your fuel expenses. IndianOil Credit Card is best suited for individuals who prefer Indian Oil for refuelling their vehicle. With the IndianOil HDFC Bank credit card, one can get up to 50 Litres of Free fuel annually. Want more? You even get welcome gift vouchers, contactless advantage, premium security, and much more on this credit card.

HDFC IndianOil Credit Card Benefits & Features

Fuel Benefits

Earn 5% of the spends as Fuel Points at IndianOil outlets and on Groceries and Bill Payments. Get up to 50 Litres of Free fuel annually. Also, earn 1 Fuel Point for every ₹150 spent on all other purchases 

Welcome Benefit

With your IndianOil HDFC Bank credit card, you'll get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Under this membership, you can redeem Fuel Points for free fuel. 

Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on card transactions over Rs. 400 and the maximum surcharge waiver is capped at Rs. 250 per statement cycle.

Zero Liability on Lost Card 

In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.

Milestone Benefit

Get your first-year membership fee waived off on spending Rs. 20,000 and above in the first 90 days of issuing your card. 

Fees & Charges on HDFC IndianOil Credit Card

Description

Charges

Annual Fee

Rs. 500 Waived upon spends of Rs. 20,000 in 90 days

Renewal Fee

Rs. 500 Waived upon spends of Rs. 50,000 in 12 months

Add-on Card Joining Fee

NIL

Add-on Card Annual Fee

NIL

Eligibility & Documentation for HDFC IndianOil Credit Card

Eligibility Criteria for HDFC Indian Oil credit card

  • A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 10,000 per month.

  • A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.

  • The applicant should either be a resident of India or a non-resident Indian

Documents Required for HDFC Indian Oil credit card

  • A copy of PAN card or Form 60 

  • Colour photograph 

  • Income tax returns with computation sheet

  • Residence proof and identity Proof

Offers and Rewards on HDFC IndianOil Credit Card

Sr. No.

Rewards

Value

1.

Get up to 50 Litres of Free fuel annually 

50 Litres

2.

Earn Fuel Points for every spend at IndianOil outlets

5%

3.

Earn Fuel Points for every spend on groceries and bill payments

5%

4.

Earn Fuel Point for every ₹150 spent on all other purchases 

1 Fuel Point

5.

Fuel surcharge waiver

1%

6.

Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN

Rs. 5,000

How to apply for HDFC IndianOil Credit Card?

Applying for an HDFC IndianOil Credit Card is quick and simple. Once you have evaluated the different HDFC Bank credit card types, it is time to apply for the same. Please note that HDFC Bank credit cards, including the HDFC IndianOil Credit Card, are not available on the Finserv MARKETS website. However, if you are planning to get the best HDFC Bank credit card online, you can apply via the bank’s official website.

FAQs About HDFC Indian Oil Credit Card

  • ✔️What are the different offers on HDFC Indian Oil credit card?

    The HDFC IndianOil credit card comes with a plethora of benefits, such as:

    • Earn 5% of the spends as Fuel Points at IndianOil outlets

    • Earn 5% of the spends as Fuel Points on Groceries and Bill Payments

    • Get up to 50 Litres of Free fuel annually

    • Earn 1 Fuel Point for every ₹150 spent on all other purchases 

  • ✔️Is HDFC IndianOil credit card good?

    Yes, the HDFC IndianOil credit card is one of the best credit cards to save on your daily fuel expenses.

  • ✔️How can I make my HDFC IndianOil credit card lifetime free?

    To make your HDFC IndianOil credit card lifetime free, opt for SmartPay or OneAssist or GI-EMI or Easy EMI or Balance transfer within 90 days of the issuance of your credit card.

  • ✔️What is the HDFC IndianOil credit card limit?

    The credit card limit of the HDFC IndianOil credit card varies from person to person based on their credit score and monthly salary.