Get detailed instructions on making online payments for your HDFC Bank credit card, ensuring a smooth and timely payment process.
HDFC Bank offers several online and offline modes of credit card bill payment. Depending on whether you are an HDFC Bank account holder or not, you can select the ideal HDFC Bank Credit Card payment method for yourself.
Read on to learn how to make HDFC Bank Credit Card bill payments online and offline.
*Disclaimer: HDFC Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.
There are a number of ways to make the HDFC Bank Credit Card online payment. Here are some of them:
Here are the steps to follow:
Link your HDFC Bank Credit Card to your HDFC net banking account if you are an HDFC Bank cardholder
Log in to your net banking app or website and click on ‘Credit Cards’
Click on ‘Transact’ under the 'Credit Card' tab
Choose the 'Credit Card Payment' option
Select your card by clicking the 'Select Card Payment Type' and click on 'Continue'
Select the 'From account and the credit card number' option
Choose from Minimum Amount Due, Last Statement Balance, or Other Amount
Continue and confirm to make the transaction
Here are the steps you need to follow to pay the HDFC Bank Credit Card bill online via the mobile app:
Link your credit card to the mobile banking account
Download and log in to the HDFC Bank mobile app
Choose the ‘Pay’ option under ‘Menu’
From the available options, select 'Cards' to view registered credit and debit cards
Select the desired credit card for payment
Click on the 'Pay' option and complete the payment
Here is how you can make the HDFC Bank Credit Card payment online via autopay:
Log in to your net banking account
Navigate to the cards section, where you can find your registered credit cards
Click on 'Request' under the credit cards section on the left-hand side of the screen, then choose 'Autopay Register’
Provide the necessary details
Select 'Continue,' and then click 'Confirm’
A confirmation message will appear on the screen
To pay your HDFC Bank Credit Card bill via NEFT, follow these steps:
Log in to your net banking account using your credentials
Choose ‘NEFT’ under the ‘Funds Transfer’ tab
Click on ‘Add Beneficiary’ and provide the required details
Type in the outstanding credit card due amount
Review the details, accept the terms and conditions, and complete the payment
Follow these steps to pay the HDFC Bank Credit Card bill through RTGS:
Log in to your net banking account
Choose ‘RTGS’ under the ‘Funds Transfer’ tab
Click on ‘Add Beneficiary’ and type in the required details
Enter the outstanding amount
Review details and complete the payment
Here are the steps you need to follow to make the HDFC Bank Credit Card online payment via Bill Desk:
Go to the HDFC Bank credit card Bill Desk page
Enter all the required details
Choose the bank account through which you would like to make the payment
You will be redirected to the bank’s page, then log in using your credentials
Complete the payment by validating the OTP
HDFC Bank Credit Card payment options also include payment via mobile wallets. Here are the steps you need to follow to pay via various wallets:
Install the Paytm app or visit the website
Click on 'Credit Card Payment' under 'Recharge & Bill Payments'
Select the '+ Pay another card' option
Enter your credit card number and a nickname for the card (optional)
Link your credit card to your Paytm account and complete the payment
Open the Google Pay app
Select the 'Pay bills' option and click on 'Credit card bill payment'
From the available options, choose the HDFC Bank Credit Card
Provide your credit card number and add a nickname
Click on 'Link Account' and make the payment
Open the PhonePe app
Click on the 'Credit Card Bill' option under 'Recharge and Pay Bills'
Provide your credit card number and then click on 'Confirm'
Link your PhonePe account to complete the credit card bill payment
Head to web page: https://www.mobikwik.com/credit-card-bill-payment
Provide your credit card number and the billing amount
Click on the 'Go' option
Complete the payment of your credit card bill by following the instructions
To make your HDFC Bank Credit Card bill payment offline, you can do so through any of the following methods:
Once the HDFC Bank credit card billing cycle is complete and the bill has been generated, you can pay the amount due through an HDFC Bank ATM.
For this, visit the ATM and transfer the billed amount from your HDFC Bank savings/current account to your HDFC Bank Credit Card account.
HDFC Bank also offers you the option to visit your nearby HDFC Bank branch and pay your credit card bill in cash. However, the bank will charge you ₹100 for this service.
You can also make your HDFC Bank credit card payment by cheque. You need to draw the cheque in favour of your credit card account for the bill amount due. Then, you can drop off the same at any of the HDFC Bank ATM drop boxes available across India.
Remember to mention your HDFC Bank credit card number, your name, and phone number on the back of the cheque. It usually takes three working days for the cheque to clear and complete the payment process.
In case of any issues related to your bill payment, you can contact HDFC Bank Credit Card customer care.
By registering for autopay through your HDFC Bank account, you can provide standing instructions. The bank will follow your specified instructions and deduct either the minimum amount due or the entire outstanding balance on your credit card each month.
HDFC Bank also allows you to make the HDFC Bank Credit Card bill payment at the branch using NEFT. You need to use the respective IFSC code of your branch.
If you are a non-HDFC Bank account holder, here is how to make the HDFC Bank Credit Card bill payment online:
Head to the web page: https.//pgi.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp
Enter your HDFC Bank card number and the due amount
Choose your bank and click on 'PAY'
Enter your credentials for authentication
Confirm the bill payment amount to make the payment
You will receive the Transaction Reference Number and confirmation after successful payment
Here is the average processing time for HDFC Bank Credit Card bill payments through different methods:
Payment Method |
Processing Time |
---|---|
HDFC Bank Net Banking |
Within 2 working days |
HDFC Bank Mobile Banking Application |
Within 2 working days |
Autopay |
Within 2 working days |
NEFT |
24-48 business hours |
RTGS |
Instant |
BHIM/UPI |
Instant |
Cheque Payment |
3 working days |
Visa Money Transfer |
2 working days |
BillDesk |
3 working days |
Paytm |
3 working days |
Non-HDFC Bank Net Banking |
2 working days |
Non-HDFC Bank Mobile Banking |
Within 3 working days |
There is no need to stress about making a late credit card payment, as the bank will intimate the due date well in advance. However, it is important to maintain the appropriate balance in your account to avoid late payment charges.
The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.
Your account statement for the month is generated at the end of your HDFC Bank Credit Card billing cycle. The HDFC Bank Credit Card bill statement mentions the due date, along with several other details.
You must clear your dues before this date to avoid a fine/late payment charge.
You can pay your HDFC Bank Credit Card bill from another bank account through NEFT, RTGS, BillDesk, or UPI.
Yes. If you are eligible, you can convert your HDFC Bank Credit Card bill into EMIs and pay it over a convenient tenure. The HDFC Bank Credit Card EMI payment process is simple and can be easily availed online and offline.
You can pay your HDFC Bank Credit Card bill through a number of online methods. Some of these include HDFC Bank net banking, debit card, mobile app, phone banking or digital wallet.
You can check your HDFC Bank Credit Card bill payment history through your credit card statement. Moreover, you can access your credit card statement via net banking, HDFC Bank website or mobile app.
You can check your total outstanding amount payable on your HDFC Bank Credit Card through net banking or your HDFC Bank mobile app. You can also check this amount on your monthly credit card statement.
The minimum amount due on your HDFC Bank Credit Card bill is 5% of the total outstanding bill amount or ₹200, whichever is higher.
In case there are EMIs or unpaid amounts from earlier statements, they will be added to the present amount outstanding. Check your monthly credit card statement for more clarity.
You can choose the ‘debit card’ option at the time of credit card bill payment on your HDFC Bank mobile app to pay the bill. You can also pay your bill through Billdesk using the credit card number on your card.
The processing time will depend on the mode of payment you choose. Most payment methods take about 1 to 3 days.