✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Apply Now

Union Bank of India Credit Card Bill Payment

Union Bank of India is deemed as one of India's leading public-sector banks. The bank deals in several products and services and holds a significant place in the financial industry. Amongst the host of products and services, Union Bank credit cards are quite popular. The Credit Cards focus on providing benefits tailored to your needs, fit your living, and are accepted worldwide. But, the cardholders need to be aware of the list of credit card payment methods they can choose from.

The Union Bank credit card payment process is also simple and fast to save the users' valuable time. It provides both online and offline modes to suit the convenience of all types of people and avoid any defaults or delays in payment.

Union Bank Credit Card Payment Methods

There are a wide variety of options available for Union Bank credit card bill payment online for account holders as well as non-account holders. All of the methods are designed to provide a hassle-free experience to the users.

Here is a list of all the various bill payment methods for Union Bank credit card:

Online Methods

Offline Methods

Internet Banking




Union BillPay (Online Pay)


Union BillPay (Auto Pay)




Union Bank Credit Card Online Payment Methods

1. Internet Banking

customers can avail Union Bank credit card net banking facility any time of the day free of cost. They will need to register for this service before making any payments. Next, users will have to link their credit card to their net banking account using their ATM pin and then make their credit card payment via this platform. Once the payment is processed, the required amount will be directly debited from the savings account and reflected in the credit card statement.


NEFT stands for National Electronic Funds Transfer. It is also a very simple and reliable payment option for Union Bank credit card bill payment online using the IFSC code. Non-Union Bank account holders can make their Union Bank Credit Card Payment from other banks via their net banking can also use this method as long as the bank is NEFT enabled. Account-holders can manage their payments by using NEFT as the amount instantly gets added to the credit card account on the same day.

3. Union BillPay (Online Pay)

To make their Union Bank of India credit card payment through this method, users will have to register by visiting the official Union Bank website or the nearest branch. For online, under the accounts and deposits tab, select the link to register for Union BillPay, fill in the required details, and you will receive a form that can be signed and submitted online. For offline use, users can download the Union BillPay form, fill in the required details and submit it to the bank. With Union BillPay, users can approve payments towards the credit card via Internet banking.

4. Union BillPay (Auto Pay)

In Auto Pay, customers of Union Bank can inform the bank to schedule the credit card payments every month. Customers can enter the credit card payment amount, date, and bank account details on successful registration. To avoid any defaults, customers can set a transaction amount limit. In case the bill exceeds the limit, customers will be informed via email so you can be aware of the non-payment.

Union Bank Credit Card Offline Payment Methods

1. Cheque

In order to make their UBI credit card payment, customers can make use of a draft or local cheque at any Union Bank branch. In this way, the credit card payment can be made offline and will reflect in the credit card statement as soon as the bank clears the cheque. You can also use the drop box situated in the Union Bank ATMs by mentioning your credit card number and other required details.

2. Cash

The simplest and quickest offline method to make your Union Bank of India credit card payment is by paying cash. All a customer has to do is visit a Union Bank of India branch within the country and deposit cash towards the credit card payment. The customer's credit card account is immediately credited as soon as the amount has been received.

Payment Processing Time for the Various Union Bank of India Online Credit Card Payment Methods


Processing Time

Standing instructions

Will be instantly credited

SWIFT Transfer

1-2 business days


2 business days


Will be instantly credited


Will be instantly credited


Will be instantly credited


Credited on payment due date

Card payment from other banks

3 business days


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Read More

FAQs on Union Bank Credit Card Payment

How do I pay a Union Bank of India credit card bill?

There are various online and offline methods by which you can pay your Union Bank credit card bill. You can pay the bills either via union bank of India credit card online payment methods like NEFT, Internet Banking, Union BillPay, and lots more. You can also use the direct fund transfer method for the same or deposit a cheque.

How can you make Union Bank of India card payments through billdesk?

To make Union Bank credit card bill payments through billdesk, the customers will have to visit the official website of Union Bank of India and enter card details, amount, and other required information. The portal will ask for confirmation before initiating the transaction, and once the transaction is completed, the user will receive an online confirmation.

Can I pay my Union Bank of India Cards bill through a debit card?

Yes, the payment can be done through a debit card.

Loan Offer
Download App
Credit Score