YES BANK Credit Card Bill Payment Through Debit Cards

YES BANK offers convenient payment options for your credit card bills. You can make payments online through apps and websites or use offline options. You can pay your credit card bill using various modes, including a debit card, even if you do not have a YES BANK account.

 

You can choose the payment method that suits you best, and knowing the steps in detail will help you to pick one.

You can use the debit cards of other banks to pay your YES BANK’s credit card bill. Some of the convenient ones among them are:

• Net Banking

• Bank’s Application

• Cash payment

 

YES BANK provides these services for both YES BANK account holders and non-account holders.

The two most popular ways to make your YES BANK credit card payment through debit card are net banking and online apps. Their services are available for YES BANK and other banks’ savings account holders. Here are the details:

• Through Net Banking

Use the Bill Desk service to pay your bill quickly through net banking. Here is how: 

1. Enter your 16-digit YES BANK Credit Card number and the payment amount

2. Select the bank account you want to use for the payment

3. The system will redirect you to your bank’s NetBanking page

4. Confirm the payment amount and authenticate the transaction

5. Your bank will debit the amount and send you a confirmation with a Transaction Reference Number

• Via Mobile Banking- ‘IRIS by YES BANK’

You can use IRIS by YES BANK to pay through your YES BANK Savings Account or any other bank account. 

1. Open the app and go to the credit card bill payment option

2. Select the credit card you want to pay the bill through

3. You can use another bank’s account in the ‘Pay Through’ option to complete the payment

4. Give details of your debit card and complete the process

 

Note that if you pay with YES BANK’s debit card, the payment will take only 24 hours. Else, it can take around 3 days to process. 

You can go to your nearest offline branch and pay your credit card bill with the help of cash. Here are the steps:

1. Visit the nearest YES BANK branch

2. Take a deposit form and fill it out with your credit card details

3. Submit the form along with the cash at the counter

Using a debit card to pay the credit card bill can offer several benefits, such as:

• Pay 24x7 from Anywhere

You can pay your credit card bill using a debit card anytime, anywhere in India, either online or at an ATM.  

• Secure Mode of Payment

Banks protect your sensitive details, like your card number, PIN, and CVV, with advanced encryption methods when you pay online.  

• No Extra Charges

In most cases, banks do not charge any extra fees if you make credit card bill payments via a debit card.