YES Bank Credit Card Cash Withdrawal Charges

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YES Bank Credit Card Cash Withdrawal

**Disclaimer: YES Bank Credit Card is not a Bajaj Markets product. Offers would be from partner Banks/NBFCs only.

 

Your YES Bank credit card is an excellent tool to make cashless transactions. But did you know that during an emergency, you can use the same credit card to make cash withdrawals? The facility for cash withdrawal from YES Bank credit card is available on almost all credit card variants offered by the bank. Read to know more about YES Bank credit card cash withdrawal charges, steps, and features and benefits of cash withdrawal from YES Bank credit card, among other frequently asked questions.

How to Withdraw Cash From YES Bank Credit Card 

You can use your YES Bank credit card at an ATM to withdraw cash just like a regular debit card. Simply follow these steps to withdraw cash with your credit card:

 

  • Step 1: Insert your credit card into the ATM slot.

  • Step 2: Select ‘Withdraw Cash’ from the available options on the screen.

  • Step 3: Enter the amount you wish to withdraw.

  • Step 4: Enter your ‘Credit Card PIN’ to authenticate the cash withdrawal.

YES Bank Credit Card Cash Limit

While you are making credit card cash withdrawals, it is important to be aware about the YES Bank credit card cash withdrawal limit. The YES Bank credit card cash limit can be checked in the credit card statements generated on your card.  For most YES Bank credit cards, the cash advance limit is usually 20%-30% of the total credit limit available on the card. Thus, if your credit card limit is ₹1 lakh, then the cash advance you can make on your credit card would be ₹20,000-₹30,000. 

Features and Benefits of YES Bank Credit Card Cash Withdrawal

  • The cash advance facility is available on almost all YES Bank credit cards

  • You can make a cash withdrawal from a YES Bank credit card easily at any ATM 

  • The YES Bank credit card cash withdrawal limit is usually 20%-30% of the credit limit

  • YES Bank credit card cash withdrawal charges are 2.5% of the withdrawn amount or a minimum of ₹300, whichever is higher

  • The facility can be availed 24x7 at your nearest ATM

  • You can get instant cash within the stipulated cash limit for emergency purposes

  • The facility is part of your YES Bank credit card benefits. You need not submit a separate application to avail the same

Fees and Charges on YES Credit Card Cash Withdrawal

Making cash withdrawals from YES Bank credit card incurs certain charges, also known as a cash advance fee. This fee is charged at a rate of 2.5% (minimum ₹300) on the cash advance availed. Do note that these YES Bank credit card withdrawal charges are applicable on all cash withdrawals made using the card. Depending on your card variant, a finance charge along with applicable taxes might also be charged along with the cash advance fee as part of the total YES Bank credit card cash withdrawal charges. 

FAQs on Cash Withdrawal With YES Bank Credit Card

  • ✔️Can I increase the cash limit on my YES Bank credit card?

    In case you meet the eligibility criteria, you can reach out to YES Bank credit card customer care to increase your overall credit limit. This, in turn, is likely to increase your cash limit.

  • ✔️Where can I check the total cash limit and available cash limit on my YES credit card?

    You can check the total cash limit and the available cash limit on your YES Bank credit card via netbanking or by checking your monthly credit card statements. 

  • ✔️What are the YES Bank credit card cash withdrawal charges?

    The YES Bank credit card cash withdrawal charges are 2.5% (minimum ₹300) of the cash advance taken. In some cases, other finance charges and taxes might also be applicable.

  • ✔️Can I withdraw money from YES credit card without charges?

    No, withdrawing money from YES Bank credit cards incurs certain cash advance charges. These are usually 2.5% (minimum ₹300) of the cash advance amount.

  • ✔️Are there any drawbacks of YES Bank cash advance facility?

    The facility is not free and incurs a certain cash advance fee. 

  • ✔️Are there any reward points on YES Bank credit card cash withdrawal?

    No, YES Bank credit card cash withdrawal does not offer any reward points.

  • ✔️What is the YES Bank credit card cash withdrawal helpline?

    The YES Bank cash withdrawal helpline can be reached at the toll-free number 1800 1200.