YES Bank Credit Card Payment

To ensure that you continue to enjoy the numerous YES Bank credit card benefits, it is important to make your YES Bank credit card payments on time. Failing to do this can lead to accumulating interest charges, decreasing credit score, and significant damage to your overall credit history. Listed below are different online as well as offline ways via which you can make your YES Bank credit card bill payment.

Paying your YES Bank credit card bill online is extremely easy and hassle-free. You can adopt any of the below-mentioned online methods to pay your YES Bank credit card bill online. 

1) YES Bank Credit Card Payment Through Netbanking

If you are a YES Bank account holder, you can easily access your netbanking account to make your credit card payment. Once you register for the YES credit card netbanking, you can access your account at any time for making payments, checking your credit card statement, checking YES credit card offers, and more. Below are the steps for credit card bill payment using netbanking:

• Step 1: Log in to your YES Bank netbanking account using your customer ID and password.

• Step 2: Go to the credit card section and click on the “Add Biller’ option.

• Step 3: Enter your credit card details such as 16-digit credit card number, expiry date, etc, as requested.

• Step 4: Make payment using YES Bank savings account.

2) YES Bank Credit Card Payment via YES Mobile App

You can download the YES Bank mobile app and pay your credit card bill using the same. Below are the steps:

• Step 1: Download the YES Bank Mobile App.

• Step 2: Register and complete the login process.

• Step 3: Add your credit card by providing the necessary details.

• Step 4: Verify with the OTP sent to you.

• Step 5: Once added, click on ‘Pay my Dues’ to pay your latest credit card bill.

 3) YES Bank Credit Card Payment via NEFT

In case you don’t have a savings account with YES Bank, you can still make the YES Bank credit card payment using the NEFT facility. National Electronic Funds Transfer, or NEFT, is a facility via which you can transfer funds from one bank to another. You can easily make YES Bank credit card payments online using NEFT. Here are the steps:

• Step 1: Go to your respective bank’s netbanking account.

• Step 2: Under transfer, click on ‘NEFT’.

• Step 3: Add your YES Bank credit card details under the ‘beneficiary’ section.

• Step 4: Make online YES Bank credit card payment via NEFT.

4) YES Bank Credit Card Payment via UPI

You can also make instant bill payments via UPI. Unified Payment Interface, or UPI, allows you to pay credit card bills or transfer money by debiting the money from your linked account. The steps are as follows:

• Step 1: Download the UPI app.

• Step 2: Register and sign in with your UPI ID and password.

• Step 3: Click on ‘Pay Bill’.

• Step 4: Select ‘credit card bill payment’.

• Step 5: From the list of billers, select ‘YES Bank Credit Card’ as your biller.

• Step 6: Link your account by entering the YES Bank credit card number and an optional nickname for the account.

• Step 7: Click on ‘Link Account’.

• Step 8: Once linked, you can select your card and click on ‘Pay Bill’.

5)  Credit Card Payment via YES Bank BillDesk

BillDesk is an online payment gateway that is used by most banks to process credit card bills. Whether you are an account holder or a non-account holder, you can easily avail the YES Bank BillDesk facility for credit card payment. All you have to do is:

• Step 1: Visit YES Bank BillDesk page online.

• Step 2: Enter your 16-digit YES Bank credit card number.

• Step 3: Select the respective bank account (within YES Bank or another) that you wish to choose for YES credit card payment.

• Step 4: Confirm and authenticate the payment for the YES Bank credit card bill amount.

6)  Credit Card Payment via Standing Instructions

To prevent missing out on your credit card bill payments, you can register for the auto-debit facility through your netbanking account by selecting ‘Auto Pay’ as your preferred option while adding the biller. On successful verification, the amount will automatically get debited every month.

If you prefer traditional methods for YES Bank credit card payment, you can opt for the following offline methods to pay your YES Bank credit card bill:

1)  YES Bank Credit Card Payment With Cash

You can visit the nearest YES Bank branch to pay your credit card bill every month in cash. You must provide the 16-digit credit card number, credit card CVV number, and the bill amount at the counter. The processing of your YES Bank bill payment by cash might take 3-5 working days. Thus, it is better if you pay your credit card bill 3-5 days before the due date when opting for this method.

2)  YES Bank Credit Card Payment Through Cheque/Demand Draft

You can draw a cheque or a demand draft amounting to the total bill due on your YES credit card statement and submit it at the nearest YES Bank branch or ATM dropbox. Make sure you mention your name and mobile number at the back of the cheque.

Depending on your payment mode, the YES Bank credit card payment processing time will vary.