LIC Home Loan Statement

How to Download LIC Housing Loan Provisional Certificate

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LIC HFL offers customers a wide range of home loans, with flexible repayment tenures, and at low rates of interest. Whether you are a salaried professional, self-employed, or an NRI, you can choose from a multitude of loans available. If you have opted for a home loan from LIC, you can then download the LIC HFL loan statement by visiting the LIC official website. A home loan statement refers to a document that summarises the money you have paid towards your home loan, over a period of 12 months. This document contains all the pertinent information regarding your home loans, such as the amount paid, the capital loan sum, and the future EMIs due on the loan. When it comes to filing your income tax returns, the LIC HFL statement comes in handy. 

How to Download LIC HFL Home Loan Statement? 

To undertake the procedure of LIC housing loan statement download online, follow the steps elucidated below:

  • Step 1: Start by visiting the official website of LIC HFL (https://www.lichousing.com/).

  • Step 2: Navigate to the ‘Customer Portal’ tab, and click on the ‘New Customer’ tab.

  • Step 3: Once here, enter the requisite details such as your home loan account number, the amount of your home loan, and your date of birth.

  • Step 4: Click on the ‘Submit’ button.

  • Step 5: Next, proceed by entering your email ID, your choice of user name, and your password. Once this is done, you will receive an email from LIC, with details such as your username and password.

  • Step 6: Proceed by clicking on the activation link mentioned in the email.

  • Step 7: Now, on the new page that opens up, log in using your username and password.

  • Step 8: Next, click on the ‘Loan Status Report’ tab.

  • Step 9: Finally, click on the home loan account and select the ‘Go’ button.

Post this, you will be able to view the tenure of your loan, the total home loan amount that has been approved, the date the loan was sanctioned by LIC, the rate of interest applicable on your home loan, the status of your EMI, and details pertaining to the interest and principal.

How to Get LIC HFL Home Loan Statement Offline?

If you wish to access your LIC housing loan statement offline, follow the steps elucidated below:

  • Step 1: Visit the nearest LIC branch in your locality.

  • Step 2: Once there, make a request for a home loan statement form.

  • Step 3: Fill up the requisite details, such as your PAN card number, email address, contact number, and your home loan account number.

  • Step 4: Once you have submitted the duly filled up form, your form will be sent ahead for verification.

  • Step 5: Once verified, you will receive your LIC HFL home loan statement.

Why is LIC HFL Home Loan Statement Required?

By accessing your LIC HFL home loan statement on a routine and timely basis, you can better plan your debt, and can manage your financial goals better. If you have opted for a home loan from LIC, you can then download the LIC HFL loan statement by visiting the LIC official website. A home loan statement refers to a document that summarises the money you have paid towards your home loan, over a period of 12 months. This document contains all the pertinent information regarding your house loan, such as the amount paid, the capital loan sum, and the future EMIs due on the loan. The importance of a LIC HFL loan statement is as elucidated below:

  • Precise Documentation: By opting for a LIC HFL statement routinely, you can systematically keep track of EMIs that are due, any outstanding payments, and keep a record of all payments already made. 

  • Boosts Punctuality: By downloading and accessing your LIC housing loan statement from time to time, you can keep a track of all unsettled payments, and also have a record of all payments towards your home loan that you have already made. By referring to this document every month, you can make sure that you are punctual when it comes to your payments, and prevent any delays.

  • Testimony of your Payments: When you access your LIC housing loan statement from time to time, you have a legal record of all the payments already made by you thus far. Additionally, in the case of a dispute, this document serves as a record of the interest applicable, and the total loan amount sanctioned. This document will also serve you well in the future, as it will display your promptness in repaying the loan, helping you access further loans in the future.

  • Better Financial Management: A home loan certificate will help you better plan your finances, as it will ensure you pay back your home loan installments on time, thus allowing you to better plan your savings as well as investments. Given that at the time of securing the home loan, you are informed of the EMIs due, as well as the interest applicable, a home loan is considered a wise investment decision. 

Other LIC Home Loan Related Pages

FAQs on LIC HFL Home Loan Statement

  • ✔️When do you require your LIC HFL home loan statement?

    You require your LIC HFL loan statement to keep a track of your EMIs, the total amount due, the amount pending, and the remaining term of the loan. Additionally, when it comes to filing income tax returns, it is required to be presented.

  • ✔️How to track LIC HFL home loan application status?

    To check the status of your LIC HFL home loan application, you must log in to your net banking portal, and access the loans section. Here, by entering the requisite login details, you can check the status of your home loan application.