SBI Home Loan Statement

Your SBI Home Loan Statement provides a detailed record of your loan account. It allows you to track the outstanding balance, monitor EMI payments, and review interest details. Available both online and offline, it helps you stay informed and manage your home loan effectively.

The statement also helps you during financial planning and in claiming tax benefits. 

It is a valuable document that contains all the vital details of your home loan. The statement includes information related to the principal, interest rate, and tenure. It also outlines the outstanding balance and data on the payments done so far. 

This statement contains comprehensive evidence of your repayment track record. You can easily access your SBI Home Loan Statement through online and offline modes. You can get the statement either by visiting your nearest branch or by logging in to the netbanking facility.

The statement provides a comprehensive summary of key information related to your home loan. It includes the following details:

• The total loan amount sanctioned by SBI for your home purchase

• A record of EMIs paid to date, along with upcoming EMI dues

• Interest charged on your home loan over the repayment period

• The principal repayment component of each EMI

• The outstanding loan balance, indicating the remaining amount payable

• Loan commencement and completion dates, reflecting the loan tenure

• Prepayment details, if any, showing extra payments made towards reducing the principal in advance

The statement provides several benefits that help you manage your loan more effectively. Some of the key advantages are:

• Simplifies Financial Planning

The statement gives you details about your loan balance, EMIs paid, and the interest charged. With this information, you can manage your monthly budget more efficiently and plan your future financial goals with confidence. 

• Tax Benefits

It serves as valid proof of principal and interest payments made on your loan. These details are necessary for claiming deductions under Sections 80C and 24(b) of the Income Tax Act, 1961.

• Loan Tracking

The statement makes it easy to monitor EMIs already paid, the outstanding balance, and the total interest outgo. This helps you stay updated on your repayment progress and maintain better financial discipline.

• Proof for Other Loans

It acts as an official document of your repayment history with SBI. This strengthens your profile and improves your chances of approval when applying for new loans.

• Transparency

The SBI Home Loan Statement ensures you have a clear view of your loan status at all times. It eliminates confusion by presenting accurate details of your repayments and outstanding balance.

You can conveniently access your SBI Home Loan Statement through the following methods:

• Through the SBI Portal

Log in to the SBI portal and navigate to the e-Services section to download your home loan statement instantly. This option is quick, secure, and saves you the effort of visiting a branch in person.

• By Visiting the Branch

You can visit your nearest SBI branch and request a printed copy of your home loan statement from the home loan department. This method is particularly helpful if you need an official, stamped copy for documentation purposes.

• Via the SBI YONO App

The SBI YONO mobile app allows you to access your home loan statement anytime and from anywhere. You can easily view and download the statement directly to your smartphone, ensuring seamless access on the go.

• Through Customer Care

By calling SBI customer care at 1800 112 018, you can request your home loan statement to be sent to you via email or post. This method provides flexibility, as you can choose the delivery mode most convenient for your needs.

You can conveniently download the State Bank of India Housing Loan Statement from the comfort of your own home. The process is fast and simple, taking only a few minutes to complete. Just follow these steps:

Via the SBI Portal

1. Go to the official website of the bank

2. Under the ‘Personal Banking’ section, click on ‘LOGIN’

3. Read the terms and conditions and click on ‘CONTINUE TO LOGIN’

4. Enter the username, password, and CAPTCHA, and click on ‘Login’

After logging in, go to the section where your home loan information is listed to view or download your statement.

Through the SBI YONO App

1. Open the YONO SBI app and log in

2. Navigate to the section related to loans

3. Select your home loan account from the list show

4. Look for the option to view or download the statement, select the date range if needed, and download the statement

To log in to the SBI online portal, follow these steps:

1. Visit the official SBI website

2. Click on ‘LOGIN’ under the ‘Personal Banking’ section

3. Review the terms and conditions, then click ‘CONTINUE TO LOGIN’

4. Enter your username, password, and the CAPTCHA code, then click ‘Login’

You can download both provisional and final interest certificates through SBI’s online portal. These certificates are useful for claiming tax benefits and keeping a record of the interest paid during the financial year:

1. Go to the bank’s official website 

2. Click on ‘LOGIN’ under the ‘Personal Banking’ section, and enter your User ID and Password

3. Go to the ‘Enquiries’ tab

4. Click on the ‘Home Loan Int. Cert (Prov)’ link

5. Choose the loan account for which you need the Home Loan Interest Certificate

6. View, print, or download the certificate in the PDF format

You also have the option to obtain your SBI Housing Loan Statement offline by visiting the nearest State Bank of India branch. Follow these simple steps to get a hard copy. 

1. At the SBI branch, raise a request for your SBI Home Loan Account Statement

2. Provide all the necessary details, such as:

• Your name, address, and phone number

• Your home loan account number

• Your PAN number

• Your date of birth

• Your email address

1. After completing the form, submit it along with your proof of identity, which includes any of the following:

• Aadhaar card

• PAN card

• Passport

You can then get a copy of your State Bank of India Home Loan Statement.