Are you looking to buy a house, constructing a new one or simply wish to renovate your existing home? Choose us and let us help you realize your dreams. With Finserv Markets, you get an array of Bajaj Finserv loans that are curated to meet your varied requirements. It’s also a great time to avail a home loan owing to certain government initiatives such as PMAY (Pradhan Mantri Awas Yojana) which have resulted in increased loan affordability.

With PMAY, it is now possible for you to significantly reduce your home loan repayment amount and ease the financial burden.


The Pradhan Mantri Awas Yojna

It has not only been the aim at Finserv Markets, but the government of India has also worked relentlessly to improve real estate affordability and accessibility in the country. In this regard, the current government under the leadership of our Hon’ble Prime Minister, Shri. Narendra Modi, has come up with several programs to make buying houses and properties a less intimidating idea for all. In case of first time home owners, with the assistance from the PMAY, home loans have been made way more affordable than they used to be. Under this scheme, you can reduce the EMI you pay on your home loan by having the rate of interest lowered to 6.93%. This allows you to save close to an amount of three lakhs on home loan interest.


What is home eligibility calculator?

Home loan eligibility calculator or in this case the PMAY eligibility calculator enables you to determine your home loan eligibility in a matter of minutes! Apart from eligibility, it also helps you plan the amount of loan that you need to apply for. It must be understood that your pmay eligibility calculator is dependent on your income and capacity to repay. At Finserv Markets, this process is now easier for you by providing the calculator on our website wherein you can input details about yourself which must include your monthly income, tenure of the Bajaj Finserv pre-approved loan and so on, along with your credentials and details of existing EMI.


Pradhan Mantri Awas Yojana Eligibility Criteria

One of the things that you should be assured of if you are looking to apply for a home loan under the pradhan mantri awas yojana eligibility calculator is that we are more than willing to extend these loans to those who are in need of it and in lieu of such a view our criterion for eligibility have been kept pretty basic. This is to say that the principal eligibility criteria is that you should be a salaried professional between 23 to 62 years of age. In addition to this, you must have certain documents that act as evidence of your valid identification and position in the job that you have mentioned. You must also understand that the pradhan mantri awas yojana eligibility calculator is a tool for you to gain an idea of the amount you will be eligible for and thus have to do with approximations and never exact amount. The Bajaj Finserv lending process offers you the option of using a calculator to determine your eligibility. Do make the most of the feature when applying for a Bajaj Finserv loan. 

Steps to use eligibility calculator

The steps in using the PM Awas Yojana Eligibility Calculator have been listed below.

  • Enter your location
  • Enter your DOB
  • Enter your monthly salary as also other sources of income.
  • Select a suitable tenor to repay the loan
  • Enter existing EMIs
  • Click on the option saying “Check Your Eligibility”
  • Checkmark the PMAY option and hit Submit

Therefore, it can be said of the PM Awas Yojana Eligibility Calculator that it has made taking loans easier and less intimidating than ever before. The indicative element of the calculator may, although, vary, being as it is subject to approximations and information you enter, but it will give you an adequate insight into how you must go about planning and repaying this Bajaj Finserv pre-approved loan such that it does not become a financial obligation for you.

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