SBI Home Loan Statement

A home loan statement is a valuable document that encompasses all the vital details pertaining to your home loan. Most lenders like SBI offer home loan statements. It also serves as a crucial tool to help you monitor and manage your loan repayment in an effective manner.

Moreover, this statement contains comprehensive evidence of your repayment track record. It also mentions important information about your outstanding home loan balance and any skipped EMIs. You can easily track data related to prepayment with this statement.

Note that you can have easy access to both online and offline modes for your home loan statement. You can download the statement with ease anytime either by visiting your nearest branch or by logging in to your netbanking facility.

You can conveniently download the State Bank of India housing loan statement from the comfort of your own home. The process is fast and simple, taking only a few minutes to complete. Read on to learn more about the steps involved in downloading the SBI home loan statement online.

• Step 1: Open your web browser and navigate to the ‘Personal’ section of the official website of State Bank of India
• Step 2: On the personal banking page, click on ‘Login’ and enter the relevant details provided to you by the bank, including your username and password
• Step 3: Go to the ‘Enquiries’ tab and select the link labelled ‘Home Loan Interest Certificate (Provisional)’
• Step 4: Next, select the specific home loan account pertaining to your requirement of the statement.
• Step 5: You have the following options to obtain the home loan statement or certificate of interest:

A.View the statement or certificate online

B.Print the statement or certificate

C.Download the SBI home loan statement as a PDF file

You also have the option to obtain your SBI housing loan statement offline by visiting the nearest State Bank of India branch. Follow these simple steps to obtain a hard copy. 

• Step 1: At the SBI branch, raise a  request for your SBI home loan account statement 

• Step 2: Provide all the necessary details, such as:

  • Your name, address and phone number

  • Your home loan account number

  • Your PAN number

  • Your date of birth

  • Your email address

• Step 3: After completing the form, submit it along with your proof of identity, which includes any of the following:

  • Aadhaar card

  • PAN card

  • Passport

You can then get a copy of your State Bank of India home loan statement.

The SBI housing loan account statement is an important document that allows you to track your repayment journey in a convenient way. 

The SBI home loan statement will comprise of important data which includes the following:

• Your home loan principal, tenure and home loan interest rate 

• The balance home loan amount due and the ongoing repayment tenure 

• The home loan amount you have paid off 

• The monthly instalments already paid and the EMIs remaining 

• Your tax certificate for filing ITR

• The commencement date for your loan, the end of the tenure and the approaching EMI date 

With this information, you can effectively track and manage your home loan, while also meeting your tax requirements with ease. This document along with the SBI home loan interest statement helps you file taxes to receive the IT deduction on home loan repayment. 

In addition, this statement helps you provide proof to credit information companies in case you notice any errors in your credit information report. This is why knowing how to access your State Bank of India housing loan statement is vital.

In case you feel you are paying a higher loan interest when you compute your instalments using a home loan EMI calculator, you can opt for a home loan balance transfer option. You can get more details regarding the same at Bajaj Markets.