✓Minimal Documentation ✓Collateral Free Loans ✓Instant Loan Disbursal | Apply for Personal Loan Now! Apply Now

A personal loan can be really helpful when you need instant cash in case of emergencies or to fund your lifestyle needs. With new-age online lenders, you can now avail personal loans almost instantly and take care of your financial needs. If you choose to apply for a personal loan at Bajaj Markets, you get multiple benefits such as flexible repayment tenure, affordable interest rates and many add-on benefits.

Purpose of ₹25,000 Personal Loan

There can be many reasons you might want to apply for a personal loan of ₹25,000. Whether you want instant cash to purchase a new smartphone or there is an urgent need for funds due to a medical emergency, you can always avail a personal loan of ₹25,000 at Bajaj Markets. Some of the common purposes one might want to apply for a personal loan of ₹25,000 are:

  • For medical emergencies

  • For shopping

  • For festival celebrations

  • For home renovation

  • To arrange funds for wedding expenses

Interest Rates on ₹25,000 Personal Loan

You can avail a personal loan of ₹25,000 at Bajaj Markets from our various partner lenders at affordable interest rates. The following table illustrates the rates of interest levied by our different lending partners.

Lending Partner Name

Interest Rate Range

Avail Laon

Bajaj Finance Limited

13.5% p.a. Onwards

Apply Now


30% p.a. Onwards

Apply Now


14% p.a. Onwards

Apply Now


15.95% p.a. Onwards

Apply Now

IIFL Finance

18% p.a. Onwards

Apply Now


21% p.a. Onwards

Apply Now


15% p.a. Onwards

Apply Now

Kotak Mahindra Bank

10.99% p.a. Onwards

Apply Now

L&T Finance

11% p.a. Onwards

Apply Now


16% p.a. Onwards

Apply Now


24% p.a. Onwards

Apply Now

Muthoot Finance

14.50% p.a. Onwards

Apply Now

PaySense Partners

14% p.a. Onwards

Apply Now


9.99% p.a. Onwards

Apply Now


2% p.m. Onwards

Apply Now

SMFG India Credit

12% p.a. Onwards

Apply Now


1.5% p.m. Onwards

Apply Now


10.99% p.a. Onwards

Apply Now

Disclaimer: The rates mentioned above are subject to constant change. You must always check with the lender before applying. Additionally, the final interest rate applicable to you will depend on factors such as your repayment tenure, your age, your monthly income, and your CIBIL score.

Eligibility Criteria for ₹25,000 Personal Loan

While eligibility criteria are different for every lender, some of the general eligibility conditions that you will need to fulfil for most personal loans are as under:

  • You must be an Indian citizen.

  • You must have a regular source of income as a salaried employee or a self-employed individual.

  • You must be at least 18-65 years of age.

How to Apply for ₹25,000 Personal Loan?

Applying for a personal loan of ₹25,000 via Bajaj Markets is an easy and hassle-free process. All you must do is follow the steps mentioned below:

  • Step 1: Visit the Personal Loans page on the Bajaj Markets website.

  • Step 2: Click on “Apply Now”. A new page will open with a form in which you need to fill in a few details.

  • Step 3: Enter some basic details like your income, type of employment, and mobile number.

  • Step 4: Compare the loan offers from the various partners and select one that suits your needs.

Documents Required for ₹25,000 Personal Loan

You will need to furnish the following documents while applying for a personal loan:

  • Identity Proof

Voter’s ID, Aadhaar card, PAN card, passport etc.

  • Address Proof

Aadhaar card, driving licence, Voter’s ID, passport, utility bills, rent agreement, etc.

  • Proof of Income

Latest salary slips (usually last three months’ salary slips are required) or IT returns certificate or latest Form 16

FAQs on ₹25,000 Personal Loan

You can avail an instant personal loan of ₹25,000 at Bajaj Markets from any of our partner lenders at competitive interest rates and flexible repayment tenure. Just follow the steps discussed above to apply for a ₹25,000 personal loan at Bajaj Markets.

The EMI that you will be paying to the bank/NBFC for your ₹25,000 personal loan depends upon the applicable rate of interest and the tenure of the loan. You can use the following formula to calculate the EMI for your ₹25,000 personal loan:

E = P x R x (1+R)^N/ ((1+R)^N-1), where:

  • E stands for monthly instalments

  • P is the amount that you want to borrow

  • R is the rate of interest

  • N is the loan tenure in months

The interest rate levied on your ₹25,000 personal loan can be anywhere between 10% p.a. and 15% p.a. The rate of interest varies from lender to lender and is determined based on your credit score and monthly income.

Yes, personal loans are unsecured loans and are granted without any collateral or security. You can easily avail a personal loan of ₹25,000 at Bajaj Markets without pledging any collateral.

You can apply for a personal loan of ₹25,000 at Bajaj Markets with any of our lending partners. Compare the interest rates and other charges levied by the various lenders and choose the one that is offering you the best deal. You should also compare the repayment schedule of different lenders and take a call accordingly.

In case you default on your ₹25,000 personal loan, you will not only have to pay late payment charges but your credit score will also take a toll.

While documentation requirements vary from lender to lender, unless you already have a relationship with the lender and a really high credit score, most lenders would not offer you a personal loan without an income proof. You can submit any of the following documents as a proof of income while applying for a personal loan- salary slip, IT return certificate, Form 16, bank statement, etc.

Loan Offer
Download App
Credit Score