Overview

Bajaj Finserv Platinum Choice SuperCard takes care of your daily financial needs and offers easy and quick credits for your daily requirements. You can get benefits like urgent finance in advance, EMI conversions on shopping expenses, as well as interest-free cash withdrawals. Enjoy a plethora of other benefits such as discount offers on movie tickets, fuel surcharge waiver, heavy Credit Card reward points on all your expenses, and much more. Also, get a special welcome gift on your premier spend.

Features & Benefits

  • No Joining Fee

Joining fee of Rs. 499 is waived off. You are not charged with any joining fee for the first year.

  • Milestone bonus Points

Get 5000 Reward Points on successfully reaching an annual spend milestone of Rs. 75,000. This is easily redeemable at www.rblrewards.com/SuperCard.

  • Discounts on movie tickets

Get 10% off on movie tickets (up to Rs. 100) on BookMyShow, any day of the month. Enjoy such transactions up to 12 times in a year.

  • Reward Points

Get 1 reward point for every Rs. 100 spent on regular purchases. Get 2 reward points for every Rs. 100 spend on online purchases.

  • Fuel surcharge Waiver

Fill fuel in your vehicle across any pump and get fuel surcharge waiver up to Rs. 100 per month.

  • Split and pay

Convert cost of your purchases into easy, low-interest rate EMIs, without any paperwork.

  • Easy cash

Interest-free cash withdrawal for up to 50 days.

  • Emergency advance

Interest-free loan on cash limit for up to 90 days, once a year.

  • EMI finance

Shop for durables, electronics, and more and pay through easy EMIs*
*Upcoming feature

 

Fees & Charges

 

Types of Fees

Charges Applicable

Annual fee

Rs. 499 (GST Applicable)

Add-on Fees on Card

NIL

Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

Rs. 100 / cash deposit transaction done at RBL bank branch and Bajaj Finserv branch.
Note: Effective from 1st June 2018 – Cash Deposit charges increased to Rs. 250 (GST Applicable)

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges* + Payment Gateway Transaction charge [Up to 1.8% (GST Applicable) of ticket amount + IRCTC service charge].

Fuel Transaction Charge

For transaction made at petrol pumps to purchase fuel^

1% (GST Applicable) Surcharge on Fuel transaction value or Rs. 10 (GST Applicable), whichever is higher

Reward Redemption Fees

Reward redemption fee of Rs. 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply

Cash Advance Transaction fee

2.5% (GST Applicable) (min Rs. 100+GST) of cash amount

Overdue Interest on extended Credit

Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum

Overdue Interest on Secured Credit Cards

2.5% (GST Applicable) per month or 30%+GST per annum

Late Payment/ Overdue Penalty

Fee 15% (GST Applicable) of Total amount due (Min Rs. 50+ GST, Max Rs. 1000+ GST)

Over-limit Penalty

Rs. 600 (GST Applicable)

Finance Charges  like Retail Purchases and cash

APR up to 3.99% (GST Applicable) per month (up to 47.88% (GST Applicable) per annum)

Call-a-draft fee

2.5% (GST Applicable) (min Rs. 300+GST) of the draft amount

Card Replacement (Lost / Stolen / Reissue / any other replacement)

Rs. 200 (GST Applicable)

Duplicate Statement Fee

Rs. 100 (GST Applicable)

Charge Slip Retrieval / Copy Fee

Rs. 100 (GST Applicable)

Outstation Cheque Fee

Rs. 100 (GST Applicable)

Cheque Return / Dishonor Fee Auto debit Reversal-Bank Account out of funds

Rs. 500 (GST Applicable)

All the above charges are subject to change under certain marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge

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