The AU Small Finance Bank Altura Credit Card is suitable for people from all walks of life. Regardless of whether you are a salaried individual or a first-time credit card holder, you can go ahead and make the most of your rewards and benefits. Not only can you use this card to manage your monthly expenses strategically, but you can also save big through multiple cashback offers, discounts, and complimentary privileges.
If you tick all of the boxes on the following list, you could be eligible to apply for an AU Small Finance Bank Altura Credit Card:
You should be between the ages of 21 years to 60 years
Your add-on cardholder should be at least 18 years old
You must be an Indian resident
Note: These eligibility criteria are indicative and may vary on a case-to-case basis.
Here’s how you can get started on the AU Small Finance Bank Altura Credit Card’s application journey:
Click on ‘Apply Now’
Fill in all necessary details such as your personal information
Submit the details and you’ll be presented with the cards you’re eligible for
Pick the AU Small Finance Bank Credit Card that appeals to you the most
You’ll be directed to complete the journey
Fulfil the activation process
And, you’re done!
You can use the following channels of communication in order to get in touch with the AU Small Finance Bank customer care executives:
Here are the general fees and charges applicable with the AU Altura Credit Card:
Type of Fees
Cash Advance Charges
2.5% of the withdrawn amount (minimum ₹100)
Interest Free Period
Up to 48 Days (Exception: Cash withdrawal)
Charges on Revolving Credit - Interest Charges
3.59% per month (43.08% annually) + GST
Late Payment Charges
Less than or equal to ₹100: Nil
Above ₹ 50,000: ₹1,100
2.5% of over-limit amount (Minimum ₹500)
Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.
Yes, they can. Even if one is a first-time credit card applicant, they can apply for the AU Small Finance Bank Altura Credit Card.
Simply log into your AU0101 mobile application and go to the Credit Cards section. Your credit limit should be displayed there. You can also revisit your welcome kit where your credit limit would be mentioned.
Yes, you can. However, using your credit card limit at a rate as high as 70% could have a negative impact on your credit score.
Absolutely! This credit card is lifetime-free, which makes it a great alternative for those who are just starting out. You can also save some of your hard-earned money through exclusive cashback, rewards, and privileges.
The AU Small Finance Bank Altura Credit Card is a stylish one that also offers you ease. Its intelligent design allows you to make swift payments with a single tap.