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The AU Small Finance Bank Altura Plus Credit Card can be perfect for you if you are starting out your financial journey. This card can help you save big through various cashback, discounts, fee waivers, and privileges. Moreover, if you love travelling on a budget, this card can give you special access and offers on travel privileges and bookings. 

Features and Benefits

Here are the AU Small Finance Bank Altura Plus Credit Card features and benefits:

Welcome Benefit

₹500 voucher on minimum spends of ₹10,000 in the first 60 days

Milestone Benefit

500 reward points on spends less than or equal to ₹20,000 in a month


2 reward points for every ₹100 spent online


1.5% cashback of up to ₹100/month on daily spends

Fuel Surcharge Waiver

1% fuel surcharge waiver of up to ₹150/month

Lounge Access

8 complimentary access to railways lounge (domestic)

Insurance Cover

Insurance against skimming, less container load, or counterfeit

Eligibility Criteria

In order to apply for the AU Small Finance Bank Altura Plus Credit Card, you must meet the following eligibility criteria:

  • You should be an Indian resident

  • If you are the primary applicant, you should be between the ages of 21 and 60 years

  • If you are an add-on cardholder, you should be above the age of 18 years


Note: The eligibility criteria mentioned above are indicative and will differ on a case-to-case basis. 

How to Apply for the AU Small Finance Bank Altura Plus Credit Card

Here's the process for applying for the AU Small Finance Bank Altura Plus Credit Card:

  1. Begin by clicking on the 'Apply Now' button

  2. Provide all the necessary information

  3. Submit the form and review the credit card options shown on your screen

  4. You’ll be redirected to the further process once you select this AU Small Finance Bank Credit Card

  5. Complete the application form and you’re done!

Customer Care Details

To reach AU Small Finance Bank's customer care team, you have several communication options available:


  • Call


For general customer care, call 24X7 at 1800-1200-1200 or 1800-26-66677 (toll-free numbers)

For credit card-related queries, call 1800 1200 1500 (toll-free number), 0141-7141100, or 0141-4455000.


  • Email


Write to creditcard.support@aubank.in
For Reward Points-related queries, write to customercare@rewardz.aubank.in

Fees & Charges

Here are the general fees and charges applicable with the AU Altura Plus Credit Card:

Type of Fees


Cash Advance Charges

2.5% of the withdrawn amount (minimum ₹100)

Interest Free Period

Up to 48 Days (Exception: Cash withdrawal)

Charges on Revolving Credit - Interest Charges

3.59% per month (43.08% annually) + GST

Late Payment Charges

Less than or equal to ₹100: Nil

Above ₹ 50,000: ₹1,100

Over-limit Charges

2.5% of over-limit amount (Minimum ₹500)

Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.

Frequently Asked Questions

Does the AU Small Finance Bank Altura+ Credit Card have lounge access?

Yes, it does. The AU Small Finance Bank Altura+ Credit Card allows you 8 instances of complimentary access to domestic railway lounges in a year. You can utilise this benefit on a basis of 2 instances per quarter. 

Are there any cashback offers on the AU Small Finance Bank Altura Plus Credit Card?

You can enjoy cost cutbacks through cashback and discounts on fuel surcharges, daily spends, online spends, etc. 

Can I get any special AU Small Finance Bank Altura Plus Credit Card benefits or rewards?

The AU Small Finance Bank Altura Plus Credit Card could offer you the chance to redeem your reward points through options like e-vouchers, merchandise, mobile/DTH services, hotel bookings, flight bookings, and much more. 

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