Canara Bank Credit Card Statement

The Canara Bank credit card statement is a monthly financial document that is generated by the bank at the end of your billing cycle. Apart from your transactions in the latest cycle, you will find a host of other details listed in the document. This will include your credit card reward points, applicable fees and charges, new offers, etc. Luckily, you can check the Canara Bank credit card statement both online as well as offline. Here’s how.

 

To check your latest Canara Bank card statement, you can either use the netbanking portal or the credit card mobile app. Here are the steps you would need to follow:

1) How to View Canara Bank Credit Card Statement Through Netbanking?

• Step 1: Visit the bank’s net banking portal on netbanking.canarabank.in/entry/ENULogin.jsp?

• Step 2: Log in to your account using your credentials.

• Step 3: Go to the credit card section under ‘Cards’.

• Step 4: Choose the credit card.

• Step 5: Select your preferred Canara Bank credit card statement date.

• Step 6: Click on ‘View Statement’.

2) How to View Canara Credit Card Statement via Canara Bank Mobile App?

• Step 1: Download the Canara Saathi app.

• Step 2: Register and log in to your account.

• Step 3: Go to the credit card section under ‘Cards’.

• Step 4: Click on ‘Card Statement’,

• Step 5: Select your preferred Canara Bank credit card statement date.

• Step 6: Click on ‘View Statement’.

To access your latest Canara Bank card statement offline, you can use any of the three channels- credit card customer care, post, or branch visit. Here is how to go about each of these methods:

1) How to Get Canara Bank Credit Card Statement via Post?

You can request the bank in person or by calling the credit card customer care to send a hard copy of your last credit card statement to you via post. Once requested, the bank will send the statement, at the end of each billing cycle, to your registered residential address.

2) How to Request for Canara Credit Card Statement via Customer Care?

You can call the Canara Bank credit card customer care on 1800 425 0018/ 1800 103 0018/ 1800 208 3333/ 1800 3011 3333, from your registered mobile number, and request the bank representative to provide you with your credit card statement. Post verification, the representative will assist you with your request.

3) How to Access Canara Bank Credit Card Statement at a Nearby Bank Branch?

If all else fails, you can always visit your nearest Canara Bank branch and request the bank’s representative to give your credit card statement. You might need to authenticate your identity using valid ID proof.

If you have a Canara Bank credit card you should view your statement regularly. Read on to know how this is a useful practice:

• Keep track of any billing errors or unauthorised charges and report them.

• Be aware of your purchases, credit card payments, credit card balance transfer requests, etc.

• Check for credit card offers, rewards and cashback and redeem them before expiry.

• Manage your finances better.

• View any changes in the initial agreement, terms and conditions, etc.

There are several items listed on your Canara Bank credit statement. Here is a list to help you understand what each of these line items mean:

1) Transaction Summary

As the name suggests, a transaction summary is a summary or brief of the transactions you made in the last billing cycle.

2) Payment Due Date

The ‘Payment Due Date’ is the date by which you are required to clear the outstanding dues on your Canara Bank credit card bill statement.

3) Account Summary

This is an overview of your past spends and dues, applicable charges, etc.

4) Minimum Amount Due

This is a part, usually 2% to 3%, of the total outstanding amount against your credit card. You must pay the minimum amount due by the payment due date to avoid late payment and default charges.

5) Total Credit Limit

The credit card limit is the total amount that you can borrow on your card when you have no amount outstanding on your card.

6) Available Credit Limit

The available credit limit is the total credit limit minus your outstanding dues. This makes up the total amount that you can, on a specific day, borrow on your card.

7) Cash Limit

The cash limit refers to the sum of money you can withdraw as cash from your credit card at an ATM.

8) Rewards Summary

The rewards summary lists the earned rewards and redeemed points, along with the opening and closing reward balance.

E-statement is a facility whereby Canara Bank sends a digital copy of your credit card statement over email. It is both fast and safe as well as environment friendly. To register for the digital version of the Canara credit card statement online, here are the steps you would need to follow:

• Step 1: Visit the Canara Bank net banking portal.

• Step 2: Complete the Canara Bank credit card login process.

• Step 3: Go to the credit card section.

• Step 4: Click on ‘e-statement’.

• Step 5: Register by entering the details such as your credit card number, date of birth, etc.

• Step 6: Click on ‘Submit’.

 

If not via net banking, you can also express your desire to view Canara Bank credit card statements digitally in your email by writing to the bank on hocancard@canarabank.com. Do remember to mention your name and registered phone number.

 

Once the bank processes your request, it will make the Canara Bank credit card statement available for download on your desktop/mobile, every month. All you would need to do is open the file and save it in a safe location on your device. Alternatively, you can choose to view it online by entering the Canara Bank credit card statement password and accessing your records.

Once your credit card statement is generated, it is critical that you carefully view the document thoroughly for any billing errors or unauthorised charges. In case you come across any such mistakes, you can contact the Canara Bank credit card customer care on 1800 425 0018/ 1800 103 0018/ 1800 208 3333/ 1800 3011 3333 and request the bank representative to urgently amend the error. You can also visit your nearest Canara Bank branch and request for assistance in rectifying the mistake.