Get the Bajaj Finserv DBS Bank SuperCard and enjoy a wide range of financial perks. The co-branded credit card, introduced for the first time in India by DBS Bank, opens doors to the Super Life.
With this credit card, you can celebrate every moment of your life as intended. In fact, you can apply for DBS Bank credit card loans if you meet the required eligibility criteria. During a financial crunch, availing a DBS loan on a credit card can help you manage unexpected financial emergencies.
To know more about the DBS credit card loan application process, read on.
The DBS credit card personal loan is a provision you can avail with no additional paperwork. This instant funding option converts the maximum cash limit available on your credit card to a personal loan.
However, it is important to note certain eligibility criteria before applying for a DBS loan on a credit card. Your credit history is the first and foremost pointer for a quick personal loan sanction on a credit card. This is so because a personal loan is unsecured and does not require you to pledge any of your assets.
While a credit score of 720 points or above can get you the Bajaj Finserv DBS Bank SuperCard, having a sound financial history is a prerequisite for quick loan approval. Having a good credit history assures the lender that you are a responsible borrower and have a low risk of defaulting on loan payments.
Additionally, having a reliable repayment history of paying your credit card bills on or before time also aids in easy approval. This is a confirmation to the bank that you can clear your loan amount within the stipulated time frame.
Follow the steps mentioned below to avail a personal loan on the Bajaj Finserv DBS Bank SuperCard:
Step 1: Visit the official website of the DBS Bank.
Step 2: Log in to the digibank platform using the customer ID and PIN.
Step 3: Complete the authentication process.
Step 4: Click on the ‘Personal Loan’ tab under the ‘Apply’ section.
Install the digibank app on your phone and create your user ID and PIN. After this, follow the steps mentioned below:
Step 1: Log in to the app using your user ID and PIN.
Step 2: Click on the ‘More’ section.
Step 3: Select ‘Personal Loan’ under the ‘Apply’ tab.
Step 4: Choose the ‘Credit Card Personal Loan’ option.
Step 5: Toggle the switch to the right and enter the loan amount you require along with the tenure.
Step 6: Select the crediting account and continue to click on the ‘Next’ section.
Step 7: Tap on ‘Apply Now’ after carefully reviewing the application request.
To avail a loan on the Bajaj Finserv DBS Bank SuperCard, contact the customer care team at 1860 267 6789. Apart from this toll-free number, there is another helpline number, +91 4469046789, for overseas customers.
Alternatively, you may also write to the team at email@example.com for any queries regarding the DBS credit card loan.
The advantage of using DBS Bank credit card loans is that these are pre-approved in most cases. Hence, not only do you require to submit any additional documents, but it also aids in quick loan approval and disbursement.
Apart from these benefits, you can get a loan within or above your total credit card limit. This way, you can convert all your big-ticket expenses into easy, affordable EMIs. What’s more interesting about availing a DBS credit card loan is that you can use the balance transfer option.
With this facility, you can transfer all your outstanding dues on other credit cards to the Bajaj Finserv DBS Bank SuperCard and then pay your EMIs. In addition, such loans on credit cards are also offered at affordable interest rates that do not cause a strain on your monthly budget.
With these and many more benefits of DBS Bank credit card loans, availing the Bajaj Finserv DBS Bank SuperCard can help you during financial emergencies. Remember to borrow wisely and avoid defaulting on your credit card bill payments to maintain healthy finances.
Besides these, here are a few perks you can get on owning the Bajaj Finserv DBS Bank SuperCard.
Contactless payments for purchases worth ₹5,000 or more at all partner stores
Simple Flexi option to convert your spends worth ₹2,500 or above to affordable EMIs
Fuel surcharge waiver of up to ₹200
5% cashback on a down payment made at any Bajaj Finance network stores
Welcome bonus of up to 20,000 cash points
With quick approval, zero documentation and affordable loan interest rates, availing a DBS loan on a credit card is one of the fastest ways to get cash during financial emergencies. There are different disbursal modes post approval of the personal loan. All you have to do is apply for the loan via DBS Card+ mobile application.
From application to disbursal, the app offers a seamless and hassle-free process. Post approval, you can get the required funds within minutes to your bank account. This streamlined card loan approval process offers an effortless banking experience and caters to your financial requirements.
It is crucial to repay your loans on time to maintain a healthy credit score. The same holds good in the case of the Bajaj Finserv DBS Bank SuperCard. You can repay your DBS Bank credit card loans using Internet banking, mobile application and other digital platforms.
Visit the net banking portal of the DBS Bank
Choose the option ‘Bill Pay’
Select the loan provider under the ‘Loans’ section
Enter your loan account number, mobile number and date of birth
Enter the EMI amount you choose to pay and select the preferred payment method
Complete the payment and save the digital acknowledgement copy for future reference
Log in to the mobile app of DBS Bank
Choose the option ‘Pay Bills’ and select the loans tab
Select your loan provider
Enter the loan account details
Fill in the EMI amount and complete the payment using the preferred payment mode
Now that you know how easy it is to avail a personal loan on the Bajaj Finserv DBS Bank SuperCard, apply for a credit card now at Bajaj Markets! Before applying, check if you are eligible for any pre-existing offers on this card. All you have to submit is your mobile number, which is used for all future references.
The maximum loan amount depends on the available credit limit on the card.
Your credit score and credit card bill repayment history play crucial roles in your loan approval.
When you withdraw cash, there is a limit beyond which you may be unable to withdraw. Also, when you withdraw cash, you usually have a shorter repayment window.
Yes, you can apply for a credit card loan provided you get the credit card and submit the required KYC documentation.