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The HDFC Business Regalia Credit Card belongs to the lifestyle category that caters to the needs of premium and super-premium customers. This card boasts several best-in-class rewards, which ensures that you save big on your business-related as well as personal spending.


The benefits of this credit card span across different categories, which include shopping, dining, travel, entertainment, and more.

HDFC Business Regalia Credit Card Benefits & Features

The following are the perks and characteristics of the HDFC Bank Business Regalia Credit Card:

1. Business-related Benefits

  • This card offers a 50-day interest-free period on business payments

  • It also allows you to earn 5% cashback on essential business expenses like payment of utility bills and tax payments

  • You also get to enjoy pre-approved loans and cash withdrawals on your business credit card

2. Dining Benefits

  • Up to 20% discounts on restaurant bills paid through Swiggy DineOut

3. Fuel Surcharge Waiver

  • A waiver of 1% is available on fuel surcharge on transactions between ₹400 and ₹5,000

4. Airport Lounge Access

  • Complimentary lounge access at domestic airports for up to 12 times, and 6 visits to international airports lounges in a calendar year

5. Milestone Benefits

  • 10,000 bonus reward points on spending over ₹5 Lakhs in the anniversary year

  • Additional 5,000 reward points on spending more than ₹8 Lakhs in the anniversary year

6. Rewards Program

  • This card offers 4 reward points on every retail transaction worth ₹150

  • You can redeem these points for discounts on purchases made on Smartbuy or through Netbanking 

7. Zero Liability on Lost Card 

  • In case of loss and theft of the card, report immediately to 24x7 HDFC Credit Card customer care

  • You will have zero liability for any fraudulent transactions made on your card

Fees & Charges on HDFC Business Regalia Credit Card

The following table presents the fees and charges associated with the HDFC Business Regalia Credit Card:



Annual Fee


Renewal Fee


Add-on Card Joining Fee


Add-on Card Annual Fee


Disclaimer: The credit card specifics provided in the table above are subject to the issuer’s policies. Check these details on the issuer’s website before applying.


Eligibility & Documentation for HDFC Business Regalia Credit Card

Here are the eligibility criteria and documents required for HDFC Bank Business Regalia Credit Card:

1. Eligibility Criteria 

  • Applicant should be between the age of 21-65 years

  • Cardholder must be a self-employed businessman or professional

  • The applicant should either be a resident of India or a non-resident Indian

  • ITR of more than ₹12 Lakhs in a year

2. Documents Required 

  • A copy of the PAN card or Form 60 

  • Colour photograph 

  • Income tax returns with computation sheet

  • Residence proof and identity Proof

How to Apply for an HDFC Business Regalia Credit Card?

Applying for an HDFC Business Regalia Credit Card is very easy. Once you have evaluated the different HDFC Bank Credit Card types and decided on the one for yourself, it is time to apply for the same. To get the best HDFC Bank Credit Card online, you can apply via the bank’s official website.

You can apply for credit cards from other leading issuers on $$BrandName$$%. The process is quick, easy, and you can compare the top offers with ease before applying. 


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on HDFC Business Regalia Credit Card

What is HDFC Business Regalia Credit Card?

The HDFC Business Regalia Credit Card is one of the most sought-after and premium credit cards offered by HDFC Bank. The credit card comes with a host of benefits and many amazing features.

What is the benefit of the HDFC Regalia Credit Card?

The HDFC Regalia Credit Card comes with a plethora of benefits. For instance, it offers a 50-day interest-free period on your business spending. Moreover, you also get complimentary lounge access, Swiggy DineOut benefits, cashback rewards, etc., on this card.

What is the limit of HDFC Regalia credit cards?

The limit of the HDFC Regalia Credit Card is decided by the bank or credit card issuer. Note that this limit varies from person to person depending upon his credit score and creditworthiness.

What is the joining fee for HDFC Business Regalia Credit Card?

The joining fee for HDFC Business Regalia Credit Card is ₹2,500.

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