HDFC Business Regalia Credit Card

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

About HDFC Bank Business Regalia Credit Card

**Disclaimer: HDFC Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.


One of the most sought-after premium credit cards in the country, the Business Regalia Credit Card is your gateway to luxury & indulgence. This all-rounder premium credit card comes pre-equipped with multi-dimensional benefits and offers across various categories including shopping, dining, travel, entertainment, and more. With an annual charge of Rs. 2,500, this credit card is best suited for individuals who wish to earn accelerated reward points on all their spending and also want to save on their travel expenses.

HDFC Business Regalia Credit Card Benefits & Features

  • Cashback Benefits

Get 5% CashBack up to Rs. 500 on all your utility and other bill payments including electricity, telecom, government/tax, railway, hotels & dining, and taxi spends. 

  • Get Rewarded for Every Spend

Earn 4 Reward Points for every Rs. 150 spent on all purchases. The accumulated Reward Points can be redeemed to buy travel vouchers, flight and hotel bookings.

  • Spend Milestone Benefit

Earn bonus 10,000 Reward Points for Rs. 5 Lakhs retail spends in a card anniversary year and earn additional 5,000 Reward Points on retail spending of Rs. 8 Lakhs in a card anniversary year.

  • Lounge Access 

Enjoy 12 complimentary airport lounge access per calendar year, both at domestic and international terminals.

  • Zero Liability on Lost Card 

In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card. 

Fees & Charges on HDFC Business Regalia Credit Card



Annual Fee

Rs. 2,500 Waived upon spends of Rs. 60,000 in 90 days

Renewal Fee

Rs. 2,500 Waived upon spends of Rs. 3 Lakhs in 12 months

Add-on Card Joining Fee


Add-on Card Annual Fee


Eligibility & Documentation for HDFC Business Regalia Credit Card

1. Eligibility Criteria 

  • Applicant should be between the age of 21-65 years

  • Cardholder must be a self-employed businessman or professional

  • The applicant should either be a resident of India or a non-resident Indian

  • Should have filed an ITR of more than Rs. 12 Lakhs in a year

2. Documents Required 

  • A copy of PAN card or Form 60 

  • Colour photograph 

  • Income tax returns with computation sheet

  • Residence proof and identity Proof

HDFC Business Regalia Credit Card Rewards & Offers

Sr. No.




5% cashback on flight ticket booking



5% cashback on telephone bill payment



5% cashback on utility bill payment



5% cashback on hotel booking



5% cashback on dining



Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN

Rs. 5,000

How to Apply for HDFC Business Regalia Credit Card?

Applying for an HDFC Business Regalia Credit Card is super easy! Once you have evaluated the different HDFC Bank credit card types and decided on the one for yourself, it is time to apply for the same. Please note that HDFC Bank credit cards, including the HDFC Business Regalia Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best HDFC Bank credit card online, you can apply via the bank’s official website.

FAQs on HDFC Business Regalia Credit Card

  • ✔️What is HDFC Business Regalia credit card?

    The HDFC Business Regalia credit card is one of the most sought-after and premium credit cards offered by the HDFC Bank. The credit card comes with a host of benefits and many amazing features.

  • ✔️What is the benefit of the HDFC Regalia card?

    The HDFC Regalia card comes with a plethora of benefits, such as:

    • Redeem reward points as vouchers for travel (100 RP = Rs. 50)

    • Earn 4 reward points per Rs. 150 spent

    • Get 15,000 reward points for Rs. 8,00,000 retail spends in an anniversary year

    • Get 5% cash back up to Rs. 500 on all your utility bill payments

  • ✔️What is the limit of HDFC Regalia credit cards?

    The limit of the HDFC Regalia credit card is decided by the bank or credit card issuer which varies from person to person depending upon his credit score and creditworthiness.