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IndusInd Bank Credit Card Bill Payment

IndusInd Bank offers flexible credit card bill payment solutions for a seamless experience. Choose the most convenient method to pay the bill and avoid late payment charges.

How to Make Your IndusInd Bank Credit Card Bill Payment Online

Making your IndusInd Bank credit card payment is quick and convenient. With multiple online payment options available, you can manage your dues effortlessly. Choose from the following methods to pay your monthly credit card bill:

  • Through the Net Banking Portal – IndusNet

Follow these simple steps to pay your bill using the bank's net banking portal:

  1. Visit the official IndusInd Bank website

  2. Click on the ‘Login’ button on the homepage. Select ‘Login’ if you’re an existing user or ‘Register’ to create a new account

  3. Once logged in, navigate to the ‘IndusInd Credit Card Payment’ option

  4. Pay the bill via your IndusInd Bank savings account or any other account via NEFT, RTGS, or IMPS

  • Via the Mobile App – INDIE

Use the INDIE App for a quick and seamless credit card bill payment directly from your IndusInd Bank account. Just follow these steps:

  1. Open the INDIE App and log in to your account

  2. Go to the Credit Card Dashboard section

  3. Select the ‘Pay Bill’ option

  4. Make the payment using a method of your choice

  5. Confirm the details and complete the transaction

  • Through the SWIFTPAY Facility

You can also pay your IndusInd Bank credit card bill through the bill desk. Follow these steps:

  1. Go to the SWIFTPAY facility page to pay your IndusInd Bank credit card bill

  2. Enter your credit card number, re-enter it, and provide your email address and mobile number

  3. Click on ‘Proceed’ to move to the payment gateway

  4. Select your preferred payment mode and complete the transaction

  5. Get an online confirmation of the status of your payment

  • Via the Auto Debit Facility

Automate your IndusInd Bank credit card bill payments by setting up a recurring payment through IndusNet. Follow these steps:

  1. Log in to your IndusNet internet banking account

  2. Go to the ‘Cards’ section in the main menu

  3. Click on ‘Make a Credit Card Payment’

  4. Select ‘IndusInd Credit Card Payment’ and then choose ‘Transfer to own IndusInd Credit Card’

  5. Choose the ‘Recurring’ option to enable auto debit

  6. Enter the required payment details and confirm to activate the facility

How to Make Your IndusInd Bank Credit Card Bill Payment Offline

Here's how you can make your IndusInd Bank credit card bill payment through convenient offline methods:

  • By Visiting an IndusInd Bank Branch

You can also pay your credit card bill by visiting a nearby IndusInd Bank branch. Follow these steps to find the nearest one:

  1. Go to the IndusInd Bank website and click on the ‘Reach Us’ button

  2. Select the ‘Locate Us’ option from the dropdown

  3. Enter your city name to view details of the nearest branch

  • Through Cheques or Draft Drop Boxes

If you prefer offline payments, you can pay your IndusInd Bank credit card bill by dropping a cheque or draft at any IndusInd Bank ATM across India. Follow these steps:

  1. Write a cheque or prepare a demand draft payable to ‘IndusInd Bank Credit Card No. XXXX XXXX XXXX XXXX’

  2. On the back of the cheque or draft, mention your full name and mobile number

  3. Attach the tear-away payment slip from your credit card statement to the cheque or draft

  4. Visit any IndusInd Bank ATM and drop the cheque or draft in the designated dropbox

You can locate the nearest ATM by clicking on the ‘Locate Us’ option under the ‘Reach Us’ dropdown on the IndusInd Bank website.

Processing Time for the Various IndusInd Bank Credit Card Bill Payment Methods

The table below outlines the estimated processing time for each IndusInd Bank credit card bill payment method:

Payment Method

Estimated Processing Time

Net Banking Portal – IndusNet

Same day (often instantaneous)

Mobile App – INDIE

Same day (often instantaneous)

SWIFTPAY Facility

2–3 working days until credited

Auto Debit Facility

Payment processed on due date

Payment at an IndusInd Bank Branch

Same day (often instantaneous)

Cheques or Draft Drop Boxes

1-3 working days

Reasons to Pay Credit Card Bill on Time

Making your credit card payments on time is crucial for managing your finances responsibly. Here’s why staying punctual with payments is important:

  • Supports a strong credit score and overall creditworthiness

  • Prevents interest from accumulating on outstanding balances

  • Helps you avoid late fees and penalty charges

  • Minimises the risk of falling into debt due to missed or delayed payments

  • Keeps you eligible for exclusive credit card benefits, rewards, and upgrades

Frequently Asked Questions

How to pay the IndusInd Bank credit card bill?

You can pay your IndusInd Bank credit card bill through a variety of convenient online and offline methods, including:

  • Net Banking via IndusNet

  • Mobile App – INDIE

  • SWIFTPAY Facility (powered by BillDesk)

  • Auto Debit Facility for scheduled payments

  • Cheque or Draft Drop Boxes at select locations

  • Any IndusInd Bank Branch

You can make your IndusInd Bank credit card bill payment online using any of the following methods:

  • Net Banking through IndusNet

  • INDIE Mobile App

  • SWIFTPAY Facility (via BillDesk)

  • Auto Debit Facility for automated, scheduled payments

If you are paying your IndusInd Bank credit card bill via NEFT, RTGS, or IMPS, use the details below:

  • Account Number: Your 16-digit IndusInd Bank credit card number

  • Beneficiary Name: Name of the credit card holder

  • IFSC Code: INDB0000018 (IndusInd Bank)

You can easily track your IndusInd Bank credit card bill, transactions, and payment history through your monthly statement. Access it via:

  • INDIE App – IndusInd Bank’s mobile banking application

  • IndusNet – IndusInd Bank’s online banking portal

 

Additionally, you can activate the SMS Alert Service to receive timely updates on your outstanding amount, due dates, and payment confirmations directly on your mobile.

You can easily keep track of your IndusInd Bank credit card due date by accessing your monthly statement through the following means:

  • The INDIE App – IndusInd Bank’s mobile banking platform

  • IndusNet – The bank’s internet banking portal

  • SMS Alert Service

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