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As part of its value-added services, the South Indian Bank has come with two co-branded credit cards with SBI, namely SimplySAVE SBI Card and the South Indian Bank- SBI Platinum Card. The bank has also introduced its next-generation credit card which is the SIB-OneCard Credit Card.


While these credit cards offer great convenience in making payments, it is equally important to clear the outstanding SIB credit card bill payment. The credit card payment is easy and can be done online as well as offline as per your convenience.

How to Pay the SIB Credit Card’s Bill Online

The SIB-One Card credit card payment can be done easily via net banking, NEFT, UPI`or via the OneCard App. Know more about these payment methods below:

1. Credit Card Bill Payment via Netbanking

Here’s why netbanking is a convenient method:

  • The fastest method for SIB credit card payment

  • Direct payment from the SIB savings account

  • Instant debiting of payment amount

  • Open an Internet banking account if no SIB savings account

2. Credit Card Bill Payment via NEFT/Bill Desk

You can choose to clear your due through as it allows the following:

  • Transfer funds from non-SIB savings account

  • NEFT: Transfer funds online conveniently

  • Bill Desk: Make payments without an online account

  • Payment options include debit card, net banking, and funds transfer

3. Credit Card Bill Payment via UPI/Mobile Wallet

Use the mobile wallet for:

  • Convenient option for instant payment

  • Use UPI code or mobile wallet

  • Mobile wallet options: Paytm, Google Pay, PhonePe, etc.

  • Download the app, link your SIB credit card, and make payments

4. Credit Card Bill Payment via the OneCard App

  • Use SIB-OneCard Credit Card

  • Operate fully from OneCard App

  • Check total amount due and make payments in the app

  • Repayment options available in the app for easy payments

How to Pay the SIB Credit Card’s Bill Offline

You can also choose to clear your credit card dues offline through the following methods:

1. Credit Card Bill Payment via ATM

You can visit your nearest South Indian Bank ATM to pay your credit card bill.

  1. Insert your debit card at the SIB ATM kiosk.

  2. Select the option ‘Credit Card Bill Payment’. You can opt for either your Savings Account or Current Account to make this payment.

  3. Enter your ATM PIN to make the payment as per the displayed instructions.

2. Credit Card Bill Payment with Customer Care Assistance

If you prefer assistance through customer care, you can reach out using the following ways:

  • South Indian Bank's toll-free numbers: 1800-425-1809 or 1800-102-9408

  • Customer care service available 24x7

  • Get instant assistance for credit card-related queries

3. Credit Card Bill Payment via Cash/Cheque/Demand Draft

To make your offline SIB credit card payment, you can simply draw a cheque or Demand draft (DD) for the outstanding amount at each monthly cycle.


Payment through Cheques

  1. Draw a cheque or Demand Draft (DD) for the outstanding amount

  2. Submit cheque or DD at nearest SIB branch or ATM dropbox


(Processing time: 3-5 working days (may vary for outstation cheques)


Cash Payment

  1. Visit the SIB branch for cash payments, which may incur 'over-the-counter' service charges


(Processing time for cash payments: One working day)

Comparison of Processing Time for Online and Offline Modes

SIB Credit Card Payment Via

Approximate Processing Time

Net banking



∼1 Working Day

UPI/ Mobile Wallets


ATM Debit Card



∼3-5 days

Cash/ Demand Draft

∼1-2 working days


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

How can I pay my South Indian Bank credit card bill?

You can opt for South Indian Bank credit card online payment to clear your credit card bill. The online payment modes include net banking, NEFT, Bill Desk, UPI, or SIB Credit card payment via the OneCard App. You can also opt for South Indian Bank credit card payment via offline mode. The offline mode includes payment via cheque, cash, etc.

How can I pay my South Indian Bank credit card bill instantly?

You can pay your South Indian Bank credit card bill instantly by online mode. This can be done with the help of Net-banking, NEFT transfer, or instant UPI payment. You can also opt for offline payment modes like paying in cash or drawing a cheque or a demand draft. However, these offline modes might take 3-5 working days for processing.

How do I check my South Indian Bank credit card balance?

The South Indian Bank provides 24x7 customer assistance service, also known as the SIB Missed Call Service. By availing this service, the cardholder just has to give a missed call on the allotted number 09223008488 for balance information. You won’t be charged any fees for making the call. Once you make the miscall, you will be informed about the balance in your active account and via SMS. Alternatively, you can also use net banking or check your monthly credit card statements to know your SIB credit card balance.

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